The top-rated title insurance company in Dayton, Ohio is M&M Title Co., rated 4.8 stars across 82 reviews. Other highly rated options include Sterling Land Title, Landmark Title Agency South, Inc., Expert Title Escrow Agency LLC. This directory lists 21 title insurance companys serving Dayton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | M&M Title Co. | 300 W Monument Ave | (937) 228-2465 |
| 2 | Sterling Land Title | 8073-A Washington Village Dr | (937) 438-2000 |
| 3 | Landmark Title Agency South, Inc. | 280 Regency Ridge Dr Suite 1500 | (937) 432-6300 |
| 4 | Expert Title Escrow Agency LLC | 6804 Loop Rd | (937) 291-4201 |
| 5 | Montgomery County Auto Title | 8379 N Main St | (937) 225-4480 |
| 6 | Northwest Fidelity Title | 7887 Washington Village Dr Suite 110 | (937) 228-0315 |
| 7 | Vantage Land Title | 6450 Poe Ave #109 | (937) 312-3080 |
| 8 | PCTitle Pros , Inc | 4690 Wilmington Pike | (937) 435-4290 |
| 9 | Safemark Title | 8820 N Dixie Dr | (937) 890-0240 |
| 10 | TerraTitle, LLC | 6718 Loop Rd | (937) 260-4420 |
M&M Title Co. in Dayton, OH specializes in clearing property titles and issuing title insurance policies for residential and commercial real estate transactions. It also provides detailed title searches and escrow closing services for home buyers, sellers, and lenders in the local market. Buyers closing on a home during the busy fall or spring seasons can rely on its preparation to address any old liens or encumbrances found in a property’s history.
Sterling Land Title serves the Dayton, Ohio metro area and surrounding Montgomery County as a full-service title insurance company. It handles the examination of public land records to verify property ownership and identify any existing liens or encumbrances. The company also facilitates real estate closings by coordinating the transfer of funds and documents between buyers, sellers, and lenders. Working in this region, Sterling Land Title specifically manages the issuance of title insurance policies and the resolution of title defects that may arise during residential property transactions.
Landmark Title Agency South, Inc. serves homeowners, businesses, and property managers in the Dayton, Ohio area by providing title insurance and settlement services for real estate transactions. The company conducts thorough title searches to identify any liens or encumbrances on a property before closing. It also issues title insurance policies that protect both lenders and property owners against future claims. Its coverage area extends throughout Montgomery County and into neighboring communities such as Kettering.
As Dayton’s seasonal real estate market shifts with summer and fall, homebuyers often need clear property histories before closing. Expert Title Escrow Agency LLC provides title insurance services that examine public records for liens or title defects. Serving the Dayton area, this company works to protect lenders and homeowners from future ownership disputes. Their process typically begins by researching local deed and mortgage records to verify a property’s legal status before issuing a commitment. A preliminary title inspection initiates the coverage assessment.
Montgomery County Auto Title is a title insurance company in Dayton, Ohio, known for processing vehicle title transfers and lien verifications. The firm assists clients in the Miami Valley area with obtaining lender and owner title policies for automobile purchases. Searches confirm clear ownership on used cars, while their closing services facilitate secure transactions between private sellers and buyers. Additional services include handling bonded titles for vehicles with missing paperwork and providing electronic lien releases for local financial institutions.
Unlike home or auto insurance that renews annually, title insurance involves a one-time premium paid at closing to protect against claims and defects in ownership history. This coverage lasts for as long as the policyholder retains an interest in the property, safeguarding both lenders and owners from undisclosed liens or errors in public records. Based in Dayton, Ohio, Northwest Fidelity Title provides comprehensive title searches and insurance services. Their support and policy issuance operate strictly on a one-time, transaction-specific basis for each real estate transfer.
Vantage Land Title handles the essential process of verifying property ownership and managing the closing paperwork for real estate transactions in the Dayton, Ohio area. The company focuses on searching public records to uncover liens or encumbrances that could affect a clear transfer of title. This title insurance firm specializes in issuing policies that protect buyers and lenders against future legal claims on the property. It serves commercial clients including local office buildings, industrial warehouses, and food service establishments.
PCTitle Pros, Inc. provides title insurance services for residential real estate transactions in the Dayton area, with coverage also available for commercial properties across the surrounding region. The company manages title searches and examinations to ensure clear property ownership. It handles escrow and closing coordination to facilitate smooth transfers of title. Clients often return to this firm for repeated transactions, including follow-up work between regular property visits and updates to existing title policies.
Safemark Title in Dayton, Ohio distinguishes between one-time title searches for individual transactions and scheduled services for recurring real estate clients. Its coverage includes examining public records to ensure clear property ownership and issuing insurance policies that protect lenders and buyers against future title defects. This title insurance company supports compliance with local real estate regulations through thorough document review and escrow coordination. Services are available on a one-time or as-needed basis, depending on the specific requirements of each client and transaction.
TerraTitle, LLC serves Dayton, Ohio, and its surrounding communities in the Miami Valley. This title insurance company handles residential and commercial real estate transactions, ensuring that property titles are clear of liens, encumbrances, or ownership disputes. It conducts thorough title searches and issues policies that protect lenders and buyers against future claims. For a typical job, TerraTitle coordinates closely with lenders, real estate agents, and attorneys to facilitate a smooth closing process from initial search through final escrow.
What Does a a Title Insurance Company in Dayton Cost?
In Ohio title insurance premiums are set by the state and are based on the property purchase price. For a typical home in Dayton costing around 200000 dollars the owner policy premium is approximately 600 to 800 dollars. The lender policy premium is usually a smaller fee. Costs vary by case and additional services like recording fees may apply. This is general information and not insurance advice.
About title insurance companys in Dayton
A title insurance company in Dayton Ohio helps protect property buyers and lenders from hidden defects in a property title. These companies perform title searches to find liens easements or other claims before closing. In Ohio the title insurance rate is regulated by the Ohio Department of Insurance which sets standard premiums for owner and lender policies.
Frequently Asked Questions
What does a title insurance company do in Dayton Ohio?
A title insurance company searches public records to verify property ownership and identify any liens or claims. It then issues a policy that protects the buyer or lender against future losses from undiscovered title issues. This process is standard for most real estate transactions in Ohio.
Is title insurance required in Ohio for a home purchase?
Lenders in Ohio almost always require a lender title insurance policy to protect their investment. An owner title insurance policy is not legally required but is strongly recommended to protect the buyer. Many purchase agreements in Ohio include a provision for owner title insurance.
How long does a title search take in Dayton Ohio?
A standard title search in Dayton Ohio typically takes 3 to 5 business days. The time can vary based on the complexity of the property history and the workload of the title company. Ohio law does not set a specific time limit for the search but it must be completed before the closing date.
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