The top-rated travel insurance agent in St Cloud, Minnesota is Kristen Stebbins - State Farm Insurance Agent, rated 4.9 stars across 244 reviews. Other highly rated options include Ken Bellicot - State Farm Insurance Agent, Hess Partners Insurance Agency, Advantage 1 Insurance. This directory lists 17 travel insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kristen Stebbins - State Farm Insurance Agent | 1988 Co Rd 134 | (320) 251-8353 |
| 2 | Ken Bellicot - State Farm Insurance Agent | 2904 Roosevelt Rd #2 | (320) 251-4686 |
| 3 | Hess Partners Insurance Agency | 31 33rd Ave N | (320) 255-0417 |
| 4 | Advantage 1 Insurance | 3801 3rd St N | (320) 252-6650 |
| 5 | AAA St Cloud | 3959 2nd St S | (320) 251-6200 |
| 6 | Rock City Insurance | 14 7th Ave N | (320) 259-4003 |
| 7 | Moe Janssen Schee Agency: Allstate Insurance | 3717 3rd St N | (320) 251-1383 |
| 8 | Lamphere Insurance Group, LLC | 606 25th Ave S Ste. 204 | (320) 640-0633 |
| 9 | Hess Insurance Agency LLC | 2233 Roosevelt Rd #4 | (320) 251-1515 |
| 10 | Federated Insurance Co | 2700 1st St N #215 | (320) 314-3964 |
Kristen Stebbins - State Farm Insurance Agent serves the St Cloud, MN area as a travel insurance agent. This agency assists local travelers with policies that cover trip cancellations, medical emergencies abroad, and lost baggage. Clients can discuss coverage options for domestic and international travel plans. The office also helps customers understand policy exclusions and limits. Specific services it handles in this area include processing claims for travel disruptions and arranging emergency medical transport coverage for overseas trips.
Ken Bellicot - State Farm Insurance Agent in St Cloud, MN, provides comprehensive travel insurance services including trip cancellation and medical coverage for travelers. The agency helps clients select appropriate plans tailored to their travel needs and offers ongoing support for policy adjustments. Maintaining regular contact with policyholders, it ensures coverage remains effective as itineraries evolve. The company services a diverse range of properties including single-family homes, apartments, retail establishments, and restaurants.
Serving St. Cloud and the surrounding areas of central Minnesota, Hess Partners Insurance Agency handles a variety of travel insurance needs for local residents. The agency typically arranges coverage for trip cancellations, medical emergencies abroad, and lost baggage issues. This work helps clients mitigate financial risks associated with unexpected travel disruptions. When assisting a client, it first reviews the specific itinerary and destination risks, then matches those details to appropriate policy options from its available carriers.
Advantage 1 Insurance provides specialty travel medical coverage, trip cancellation protection, and baggage loss insurance from its St Cloud, Minnesota office. It also assists travelers with general policy selection for domestic and international journeys. The agency helps clients compare benefits across different carriers to find appropriate coverage for their itineraries. For those planning winter ski trips or visits to remote northern lakes, the company addresses the higher risks of equipment loss and emergency medical evacuation common in these situations.
AAA St Cloud serves homeowners and property managers in the St Cloud, MN area who are planning domestic or international leisure travel. It offers access to policies that cover trip cancellation, baggage loss, and emergency medical expenses during a journey. Travel insurance agents here help clients compare basic plans that protect prepaid reservations and provide assistance for unexpected delays or disruptions. The company also serves customers in nearby Sartell.
Winter storms and flight cancellations can disrupt even the most carefully planned trips from St Cloud. Rock City Insurance helps area travelers evaluate policy options for medical coverage, trip interruption, and baggage loss. Their agents review differing plan exclusions and benefit limits to match common traveler needs. They explain how pre-existing condition clauses and emergency evacuation services apply. The first consultation typically involves a detailed review of the traveler’s itinerary and existing coverage to identify gaps before any policy is recommended.
Moe Janssen Schee Agency: Allstate Insurance in St. Cloud, MN, assists clients with both one-time trip policies for a single journey and recurring annual coverage for frequent travelers. Travel insurance agents in this area typically provide protection for trip cancellations, medical emergencies, and lost baggage abroad. The agency helps customers review policy details to match their specific travel needs and destinations. Their travel insurance services are generally available on both a one-time and as-needed basis, according to individual client requests and upcoming travel plans.
Lamphere Insurance Group, LLC serves clients in St Cloud, Minnesota, by helping travelers select appropriate policies for domestic and international trips. The company specializes in adding coverage for trip cancellation, medical emergencies abroad, baggage loss, and unexpected travel delays. Their agents also address common concerns such as pre-existing condition waivers and emergency evacuation arrangements. Lamphere Insurance Group can assist with commercial travel insurance needs for offices requiring employee coverage, warehouses with shipping logistics, and food service operations sending staff to conferences or supplier visits.
Hess Insurance Agency LLC provides travel insurance agent services to residents in the St Cloud, MN area. The agency also handles commercial insurance coverage for local businesses planning employee travel or requiring related protection. Serving clients throughout the greater St Cloud region, the company focuses on securing appropriate policies for domestic and international trips. Following the purchase of a travel insurance plan, the agency offers ongoing support and can assist with policy adjustments or renewals before each new voyage or regular visit.
Federated Insurance Co in St Cloud, MN is known for connecting travelers with suitable short-term trip protection plans. Its service range includes single-trip and multi-trip policies designed to cover various international destinations from the local area. This agency typically helps clients review coverage for trip cancellations, medical emergencies abroad, and lost baggage issues. A specialty service it can arrange as an add-on is a cancel for any reason upgrade, offering more flexibility if a trip is disrupted unexpectedly.
What Does a a Travel Insurance Agent in St Cloud Cost?
Travel insurance costs in Minnesota typically range from 4 percent to 10 percent of the total trip cost. For a 1000 dollar trip expect to pay between 40 and 100 dollars. Policies with medical evacuation or cancel for any reason coverage cost more. Factors like age trip length and destination also affect the premium. This is general information not insurance advice.
About travel insurance agents in St Cloud
Travel insurance agents in St Cloud Minnesota help residents protect their trips against unexpected events. Minnesota law requires agents to be licensed through the Minnesota Department of Commerce. Local agents can explain how policies cover weather delays medical emergencies and other common travel risks.
Frequently Asked Questions
What does a travel insurance agent in St Cloud do?
A travel insurance agent helps you compare policies from different insurers. They explain coverage limits exclusions and claim procedures. They can also advise on policies that meet Minnesota specific requirements for winter travel or medical evacuation.
Do I need travel insurance for domestic trips from St Cloud?
Domestic travel insurance is optional but can be useful for nonrefundable flights or hotel bookings. Many St Cloud residents buy it for trips to the Boundary Waters or other remote areas where medical evacuation might be needed. Check your existing health insurance for out of state coverage first.
How do I verify a travel insurance agent license in Minnesota?
You can verify an agent license through the Minnesota Department of Commerce online lookup tool. Licensed agents must follow Minnesota statutes Chapter 60A. Always confirm the agent is authorized to sell travel insurance in the state before purchasing.
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