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Directory of truck insurance agents in Fairhope, Alabama. Verify credentials with the state department of insurance before hiring.
16 agents listed
Updated May 2026
Fairhope, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 16 truck insurance agents in Fairhope, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Phyfer - State Farm Insurance Agent
19416 S Greeno Rd, Fairhope, AL 36532
(251) 928-7500
rickphyfer.com
Farmers Insurance - Andrew Malone
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000
agents.farmers.com
Chase Herrin - State Farm Insurance Agent
21611 State Hwy 181 Ste A, Fairhope, AL 36532
(251) 929-2020
chaseherrin.com
Alliance Insurance Group
19009 State Hwy 181, Fairhope, AL 36532
(251) 281-0082
alliancegroupins.com
The Myrick Agency
860 Edwards Ave, Fairhope, AL 36532
(251) 517-5600
themyrickagency.com
Tim Simmonds - State Farm Insurance Agent
356 Morphy Ave, Fairhope, AL 36532
(251) 928-1400
timsimmonds.com
Scott Soulant: Allstate Insurance
504 N Section St, Fairhope, AL 36532
(251) 990-9553
agents.allstate.com
Malone Insurance agency
104 Professional Park Dr, Fairhope, AL 36532
(251) 990-4000
maloneinsurance.com
Magic City Insurance Group, LLC
7 Bayview St S, Fairhope, AL 36532
(251) 230-2820
magicins.agency
Pitman Insurance
402 Bellangee Ave, Fairhope, AL 36532
(251) 928-9786
pitmaninsurance.com
Eastern Shore Insurance Agency
21036 State Hwy 181, Fairhope, AL 36532
(251) 928-6256
easternshoreinsurance.net
Robertson John A Insurance Agency Inc
101 N Section St, Fairhope, AL 36532
(251) 928-2163
robertsoninsuranceinc.com
ALABAMA COASTAL INSURANCE
520 N Greeno Rd, Fairhope, AL 36532
(251) 929-4672
alcoastalinsurance.com
American Standard
14 Ettle St, Fairhope, AL 36532
(888) 210-6594
Tidewater Insurance Agency
319 Fairhope Ave, Fairhope, AL 36532
(251) 800-8433
tidewaterins.net
Chris May, LTN Insurance Services, LLC
19940 State Hwy 181 B, Fairhope, AL 36532
(251) 210-2290
ltninsurance.com
Truck insurance agents in Fairhope Alabama help owner-operators and fleet managers meet state requirements. Alabama law mandates minimum liability coverage of 25/50/25 for commercial trucks. Agents can also advise on cargo insurance and physical damage coverage specific to Gulf Coast routes.
What Does a Truck Insurance Agent in Fairhope Cost?
Truck insurance costs in Alabama vary widely based on driving record, cargo type, and annual mileage. A single owner-operator might pay 8000 to 15000 dollars per year for basic liability and physical damage. Fleet policies can range from 15000 to 50000 dollars annually. Rates are also affected by the number of drivers and safety history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are Alabama minimum liability limits for a truck?
Alabama requires at least 25/50/25 liability coverage for commercial trucks. This means 25000 dollars per person for bodily injury, 50000 dollars per accident, and 25000 dollars for property damage. Higher limits are often needed for interstate hauling.
Do I need cargo insurance for my truck in Fairhope?
Cargo insurance is not required by Alabama state law but is often required by shippers and brokers. It protects the value of goods you transport. Agents in Fairhope can help you choose a cargo limit based on the freight you carry.
How does Alabama handle uninsured motorist coverage for trucks?
Alabama requires insurers to offer uninsured motorist coverage, but you can reject it in writing. For trucks, uninsured motorist coverage can help if an at-fault driver has no insurance. Your agent can explain how this applies to your policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.