The top-rated truck insurance agent in Phoenix, Arizona is AALL Insurance, rated 4.9 stars across 682 reviews. Other highly rated options include Freeway Insurance, Arizona Preferred Insurance, Crown Insurance. This directory lists 27 truck insurance agents serving Phoenix.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AALL Insurance | 5830 W Thomas Rd | (623) 873-3777 |
| 2 | Freeway Insurance | 1130 N 35th Ave | (602) 338-2554 |
| 3 | Arizona Preferred Insurance | 1940 E Camelback Rd # 204 | (602) 266-0020 |
| 4 | Crown Insurance | 2432 W Peoria Ave suite 1072 | (623) 552-6896 |
| 5 | Touchdown Insurance | 11022 S 51st St #205 | (602) 677-2310 |
| 6 | Southland Insurance Services | 3030 N Central Ave suite 1000 | (623) 259-4100 |
| 7 | Ray Johnson - Insurance Agency | 2415 E Camelback Rd 700 Suite A | (480) 542-0051 |
| 8 | Acceptance Insurance | 5845 S Central Ave | (602) 782-1587 |
| 9 | Access Auto Insurance | 3555 W Van Buren St Ste. #108 | (602) 850-7341 |
| 10 | Hassett Insurance | 5229 N 7th Ave UNIT 103 | (602) 812-3387 |
AALL Insurance specializes in matching commercial trucking operations with appropriate liability and cargo coverage in the Phoenix area. The agency provides guidance on policies that address the unique risks of local and regional hauling routes through the Southwest. Its general service work includes helping owner-operators and small fleets compare coverage options tailored to their equipment and freight needs. During monsoon season, the agency assists clients in securing policies that protect against unexpected weather-related damage and cargo delays on Arizona highways.
Freeway Insurance provides truck insurance coverage for residential clients in Phoenix, Arizona, while also offering commercial policies tailored to local owner-operators and small fleets. The agency serves the greater Phoenix metropolitan area, helping drivers meet regulatory requirements and protect their assets on the road. Between regular policy reviews or renewal periods, agents follow up to address any changes in coverage needs or claims questions, ensuring continued support throughout the policy term.
Arizona Preferred Insurance serves local business owners and commercial fleet operators in Phoenix, Arizona, by providing specialized coverage for trucks. The agency helps clients navigate the complexities of liability, cargo, and physical damage policies required for commercial vehicles. Its agents work with drivers to find protection that meets industry regulations and operational needs. The company serves the Greater Phoenix area, extending its services to nearby communities in the East Valley such as Mesa and Gilbert.
Crown Insurance serves the Phoenix area and its surrounding communities, handling all types of truck insurance policies for local operators. The company manages coverage for commercial fleets and independent owner-operators alike, addressing needs like liability, physical damage, and cargo protection. For each client, its general approach includes reviewing the specific routes and cargo to tailor appropriate coverage limits and deductibles.
Touchdown Insurance offers both single-policy truck coverage and ongoing fleet protection options in Phoenix. Their truck insurance services include liability, physical damage, and cargo coverage tailored for local operators. Policies address the specific risks of desert routes and regional freight transport. Depending on client preference, assistance for claims or renewals is provided on a one-time, scheduled, or as-needed basis.
As temperatures rise during Phoenix's hot season, fleet operators face increased wear on tires and cooling systems, making reliable insurance coverage essential for trucking businesses. Southland Insurance Services serves commercial drivers in the region by offering policies tailored to local freight and delivery routes. Their agents evaluate individual cargo types, equipment values, and mileage patterns to match each operator with appropriate liability and physical damage protection. The process begins with a thorough inspection of the vehicles and an initial risk assessment conducted on-site.
Ray Johnson Insurance Agency provides residential truck insurance services for clients in Phoenix, Arizona, ensuring that personal vehicles used for transport are properly covered. The agency also offers commercial coverage tailored to fleet operations and independent owner-operators throughout the greater Phoenix area. Policies address the specific risks associated with cargo hauling and regional driving conditions. The team remains accessible between regular visits to handle policy adjustments, claims support, or coverage renewals, making follow-up service convenient for busy truck owners.
Acceptance Insurance is known for providing truck insurance policies for commercial and independent drivers in Phoenix, Arizona. Its service range includes liability, physical damage, and cargo coverage tailored to local routes and regional hauling needs. The agency assists operators in meeting state and federal compliance requirements for their vehicles. A specialty service it can add on is non-trucking liability coverage for when the truck is used for personal trips, offering an extra layer of protection between loads.
Access Auto Insurance in Phoenix, AZ assists commercial clients with general trucking coverage. The agency provides specialty add-ons like cargo insurance, physical damage protection, and liability for long-haul operations. Policies are tailored to reduce risks unique to desert highways and urban delivery routes. The company can serve commercial sectors including distribution offices, warehouse logistics centers, and food service providers with cold-chain transportation requirements.
Hassett Insurance serves the Phoenix metropolitan area and the surrounding parts of Maricopa County, providing truck insurance agent services for local and regional operators. The agency helps owner-operators and small fleets secure liability coverage required for hauling goods within Arizona. It also assists clients in managing physical damage protection for their vehicles. Additional services include filing necessary insurance filings with state regulators and reviewing cargo insurance options for transported freight.
What Does a a Truck Insurance Agent in Phoenix Cost?
Typical annual premiums for a single truck in Phoenix range from 3,000 to 8,000 for basic liability and physical damage. High-risk drivers or those hauling hazardous materials may pay 10,000 or more. Costs vary based on driving record, cargo type, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Phoenix
Truck insurance agents in Phoenix help owner-operators and fleet managers meet Arizona financial responsibility laws. Arizona requires minimum liability coverage of 25k per person and 50k per accident for intrastate trucks. Local agents can also advise on physical damage coverage and cargo insurance for the busy Phoenix freight corridors.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Phoenix Arizona?
Arizona law requires commercial trucks to carry at least 25k in bodily injury liability per person and 50k per accident. For intrastate hauling, you may also need cargo insurance and physical damage coverage depending on your lease or contract.
Do I need a special license to sell truck insurance in Arizona?
Yes, insurance agents in Arizona must hold a valid property and casualty license issued by the Arizona Department of Insurance. They must also complete continuing education to stay current on commercial auto regulations.
How does Arizona law affect truck insurance rates in Phoenix?
Arizona is a fault state which means your premium reflects your driving record and claims history. Phoenix traffic density and higher accident rates can increase costs compared to rural areas of the state.
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