The top-rated truck insurance agent in Prescott, Arizona is Angela Smith at Comparion Insurance Agency, rated 5.0 stars across 285 reviews. Other highly rated options include Shepherd Insurance, Formerly Lori Sell Insurance, Tracy Murr - State Farm Insurance Agent, Eric Strobel - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Prescott.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Angela Smith at Comparion Insurance Agency | 141 S McCormick St # 215 | (928) 227-9014 |
| 2 | Shepherd Insurance, Formerly Lori Sell Insurance | 400 White Spar Rd | (928) 778-0892 |
| 3 | Tracy Murr - State Farm Insurance Agent | 1130 Willow Creek Rd | (928) 445-8500 |
| 4 | Eric Strobel - State Farm Insurance Agent | 233 N Alarcon St | (928) 778-0560 |
| 5 | Moll Insurance Agency Inc. | 410 W Gurley St | (928) 443-0493 |
| 6 | Trailstone Insurance Independent Agency - Phone and Online Only | AZ-69 | (720) 504-0220 |
| 7 | Daniel Martinez - Goosehead Insurance | 1555 Plz W Dr Suite B | (602) 641-6110 |
| 8 | Brian Creuz - GEICO Insurance Agent | 1046 Willow Creek Rd suite 119 | (928) 227-9850 |
| 9 | Dennis Burks - State Farm Insurance Agent | 502 Whipple St | (928) 776-8100 |
| 10 | Shepherd Insurance | 400 White Spar Rd | (928) 445-4600 |
Angela Smith at Comparion Insurance Agency serves the Prescott, Arizona area and surrounding Yavapai County. The agency specializes in providing commercial trucking insurance coverage tailored to local businesses. Policies are designed to protect trucking operators from financial risks associated with accidents and cargo damage. The company also handles general liability insurance for trucking companies. Among the specific services provided are physical damage coverage for trucks and workers compensation insurance for trucking employees.
Shepherd Insurance, formerly Lori Sell Insurance, provides a full range of commercial truck insurance services for operators in Prescott, Arizona. The agency develops tailored policy options for local and over-the-road trucking companies. It offers comprehensive maintenance plan support to help clients manage liability and cargo coverage needs. The company serves local businesses that own and operate single-family homes, apartments, retail spaces, and restaurants.
Tracy Murr - State Farm Insurance Agent in Prescott, AZ, serves commercial truck operators, fleet owners, and independent drivers needing liability, cargo, and physical damage coverage. The agency provides personalized truck insurance policies designed to meet the specific risks of transporting goods through Arizona’s diverse road conditions. It assists local trucking businesses with protecting their vehicles and assets while maintaining compliance with state requirements. Alongside serving Prescott clients, the agency also covers the nearby communities of Prescott Valley.
Serving Prescott, Arizona, and the surrounding communities of the Quad-Cities area, Eric Strobel - State Farm Insurance Agent provides truck insurance coverage for independent owner-operators and local fleet businesses. This agency handles policies tailored to the specific risks of commercial trucking, including cargo liability and physical damage protection for various vehicle classes. To effectively manage a typical job for a new client, the agent begins by evaluating the driver’s operational radius and cargo type before recommending a precise coverage package within the client’s budget.
Moll Insurance Agency Inc. in Prescott, AZ, provides truck insurance agents who guide clients through one-time policy purchases versus ongoing coverage adjustments. They explain liability and cargo protection as separate considerations. Policyholders decide between scheduled premium payments or a single annual payment. Agency support generally focuses on explaining these distinctions and filing claims. Service for clarifying existing coverage or establishing new truck insurance for a local fleet runs on an as-needed basis when drivers contact the office.
Trailstone Insurance Independent Agency specializes in matching trucking operators with tailored coverage policies, including liability, physical damage, and cargo insurance. From its base in Prescott, AZ, the agency handles all client interactions by phone and online, serving local and regional trucking businesses with personalized risk assessments. The agent generally assists independent owner-operators and small fleets in managing commercial vehicle insurance needs. As winter approaches, it helps drivers secure coverage that protects against ice-related accidents and mountain pass delays common in northern Arizona routes.
Daniel Martinez - Goosehead Insurance assists businesses with essential coverage for their trucking operations, offering tailored liability and cargo protection. Specialized add-ons can address physical damage, roadside assistance, and non-trucking liability. This local agent in Prescott, AZ, helps owner-operators and small fleets navigate complex risk factors common to the region. The agency can serve commercial sectors such as offices that own delivery vehicles, warehouses managing logistical fleets, and food service companies reliant on refrigerated transport.
When winter storms impact Prescott’s mountain roads, commercial fleets face increased risks on icy highways. Brian Creuz - GEICO Insurance Agent provides truck insurance policies tailored to such seasonal hazards, addressing liability and cargo protection for local operators. The agency helps drivers comply with state requirements while adjusting coverage for regional weather patterns. A typical process begins with reviewing current policy limits during an initial assessment step, allowing the agent to identify gaps before a formal inspection of the vehicle is conducted.
Dennis Burks of State Farm Insurance Agent in Prescott, AZ offers residential truck insurance services for local vehicle owners who rely on their trucks for daily transportation. The agency also provides commercial coverage for contractors and small businesses operating trucks within the Prescott area. Their service area encompasses Yavapai County and surrounding communities across central Arizona. After a policy is written or a claim is handled, clients often receive follow-up communication to ensure their coverage needs continue to be met between regular policy review visits.
Shepherd Insurance is a truck insurance agent known for providing coverage tailored to commercial vehicle operators in and around Prescott, Arizona. The agency assists local trucking businesses with necessary liability policies that meet legal requirements for road use in the region. Its service range includes options for physical damage protection on owned rigs and trailers. A specialty add-on service available through Shepherd Insurance is non-trucking liability coverage for vehicles while driven for personal use.
What Does a a Truck Insurance Agent in Prescott Cost?
Truck insurance costs in Arizona vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can start around 3000 to 5000 dollars per year. Full coverage with cargo and physical damage may cost 8000 to 15000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Prescott
Truck insurance agents in Prescott Arizona help owner-operators and fleet managers meet state and federal insurance requirements. Arizona law mandates minimum liability coverage of 750000 dollars for interstate commercial trucks. Local agents understand the unique risks of hauling freight through I-17 and I-40 corridors.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Arizona?
Arizona requires at least 750000 dollars in liability insurance for interstate commercial trucks. Intrastate trucks may need lower limits but must still meet state financial responsibility laws. Your agent can help you choose the right coverage level.
How do I find a truck insurance agent in Prescott?
You can search online for Prescott truck insurance agents or ask other local truckers for referrals. Many agents specialize in commercial auto and can offer policies from multiple carriers. Verify that the agent is licensed in Arizona through the Arizona Department of Insurance.
Does Arizona require cargo insurance for trucks?
Arizona does not mandate cargo insurance by state law, but most shippers and brokers require it in their contracts. Typical cargo coverage limits range from 50000 to 100000 dollars. Your agent can explain what limits are standard for your freight type.
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