The top-rated truck insurance agent in Prescott Valley, Arizona is Makayla Chadwick - State Farm Insurance Agent, rated 5.0 stars across 449 reviews. Other highly rated options include Eric Strobel - State Farm Insurance Agent, Farmers Insurance - James Weinrich, Manzanita Insurance. This directory lists 13 truck insurance agents serving Prescott Valley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Makayla Chadwick - State Farm Insurance Agent | 3700 N Robert Rd #1 | (928) 237-5094 |
| 2 | Eric Strobel - State Farm Insurance Agent | 2485 N Great Western Dr # A | (928) 772-8338 |
| 3 | Farmers Insurance - James Weinrich | 7129 E 1st St #104 | (928) 227-3457 |
| 4 | Manzanita Insurance | 8168 Florentine Rd Suite A | (928) 800-0865 |
| 5 | Farmers Insurance - Stephen Carbajal Agency | 8197 Florentine Rd C | (928) 775-9994 |
| 6 | Fair Advantage Insurance | 3071 N Robert Rd ste f | (928) 277-1213 |
| 7 | Inszone Insurance Services | 3075 N Windsong Dr B2 | (928) 458-7374 |
| 8 | Mike Nache - State Farm Insurance Agent | 8991 E Valley Rd Ste A | (928) 775-5676 |
| 9 | Farmers Insurance - Erik Baile | 8118 E State Rte 69 | (928) 772-8233 |
| 10 | Commercial Capital Insurance Services LLC | 7760 E State Rte 69 | (866) 497-8166 |
Makayla Chadwick - State Farm Insurance Agent serves Prescott Valley, AZ, and the surrounding Yavapai County area, providing truck insurance coverage for local commercial drivers. As an independent agent, the company helps truck operators find policies that meet regulatory requirements for liability and physical damage. Agents work with clients to understand the specific risks associated with hauling freight in this region. The business handles both owner-operator policies and coverage for small fleets operating in central Arizona.
Eric Strobel - State Farm Insurance Agent serves Prescott Valley, Arizona, and the surrounding area as a Truck Insurance Agent. The agency provides commercial auto policies designed for trucks and other heavy vehicles operating locally. Coverage options include protection for cargo in transit and liability for on-road incidents. The business also handles physical damage coverage for the vehicles themselves. A key service offered here is tailored truck insurance for both owner-operators and small fleets.
Farmers Insurance - James Weinrich provides truck insurance services for commercial and personal vehicles in Prescott Valley, Arizona. The agent works with clients to develop coverage plans that match the operating needs of trucks used for transport or business. Service options include liability protection, physical damage coverage, and flexible policy terms tailored to different fleet sizes or single vehicles. Regular maintenance plans are not offered, but policy reviews can be scheduled to update coverage as conditions change. The agency also insures properties such as single-family homes, apartments, retail stores, and restaurants.
Manzanita Insurance in Prescott Valley, Arizona, serves trucking companies, owner-operators, and fleet managers seeking commercial vehicle coverage. The agency assists with policies for over-the-road trucks, local delivery vehicles, and specialized hauling equipment, addressing liability, cargo, and physical damage needs. Businesses benefit from tailored risk assessments and policy guidance relevant to regional driving conditions. Manzanita Insurance also provides coverage solutions for clients operating in the greater Quad Cities area, including Prescott.
Serving Prescott Valley and the surrounding communities of central Arizona, Farmers Insurance - Stephen Carbajal Agency specializes in securing tailored coverage for commercial truck operators. It handles policies for local and long-haul trucks, addressing both liability protection and physical damage coverage for vehicles and cargo. The agency focuses on explaining coverage options clearly to help drivers meet legal requirements and safeguard their livelihoods. To handle a typical job, it reviews each client’s specific routes, freight types, and vehicle value before recommending a plan that matches their operational risks.
A trucking company may seek a one-time policy for a single delivery route or recurring coverage for ongoing operations across numerous states. Fair Advantage Insurance, serving Prescott Valley, AZ, provides quotes that consider cargo type, trip distance, and vehicle value. Local clients often face specific regional risks on highways such as Interstate 17. Assistance is available on a one-time, scheduled, or as-needed basis, with policies tailored to each fleet's periodic operational demands.
In Yuma, Arizona, Inszone Insurance Services distinguishes between one-time truck insurance policies for single hauls and recurring plans for fleets needing continuous protection. Coverage can include liability for third-party damages, cargo insurance for goods in transit, and physical damage protection for the vehicle itself. Policies are tailored to federal regulations and regional road conditions affecting commercial trucks. Service for new or existing plans operates on an as-needed basis, with agents available for consultation or claim assistance whenever a client reaches out.
Mike Nache - State Farm Insurance Agent in Prescott Valley, AZ, provides specialty services tailored to commercial trucking, addressing the unique coverage needs for rigs, cargo, and liability for local hauls. It also handles general auto and property insurance for residents and small businesses. With the onset of monsoon storms and flash flooding across the region, the agency helps truck operators secure proper physical damage protection against weather-related incidents common during the Arizona summer.
Farmers Insurance - Erik Baile in Prescott Valley, AZ understands that monsoon storms and winter ice can suddenly create hazardous conditions for local truck operators. The agency provides commercial auto policies that address such regional weather risks and the unique liability exposures of hauling gravel, lumber, and other freight across Yavapai County. Clients can review coverage options for cargo, roadside assistance, and non-trucking liability during business hours. Each new client starts with a walk-around inspection of the vehicle and a thorough review of their current hauling schedule.
What Does a a Truck Insurance Agent in Prescott Valley Cost?
Truck insurance costs in Arizona typically range from 800 to 2,500 per year for basic liability on a single truck. Full coverage with physical damage and cargo insurance can cost 3,000 to 8,000 or more annually. Rates depend on driving history, truck value, cargo type, and miles driven. This is general information and not insurance advice.
About truck insurance agents in Prescott Valley
Truck insurance agents in Prescott Valley, Arizona help owner-operators and fleets find coverage that meets state and federal requirements. Arizona law mandates minimum liability limits of 25,000 per person and 50,000 per accident for commercial trucks. Local agents understand the unique risks of hauling through the Prescott Valley area and can tailor policies to your operation.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Prescott Valley Arizona?
Arizona requires commercial trucks to carry at least 25,000 in bodily injury liability per person and 50,000 per accident. Trucks hauling hazardous materials or with a gross vehicle weight over 10,000 pounds may need higher limits. An agent can help you meet all state and federal requirements.
How do I find a licensed truck insurance agent in Prescott Valley?
You can search the Arizona Department of Insurance website for licensed agents in Prescott Valley. Many local agencies specialize in commercial truck coverage and can provide quotes from multiple carriers. Ask about their experience with the Arizona Department of Transportation rules.
Does my truck insurance policy cover cargo in Arizona?
Standard liability policies do not cover cargo. You need separate cargo insurance to protect goods you transport. An agent in Prescott Valley can help you add cargo coverage based on the value and type of freight you carry.
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