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Find Truck Insurance Agents Near You in Surprise, AZ

Browse truck insurance agents serving Surprise, Arizona. Updated 2026-07-14.

The top-rated truck insurance agent in Surprise, Arizona is William Kohl - State Farm Insurance Agent, rated 4.9 stars across 537 reviews. Other highly rated options include Oasis Insurance, Michele Fanelli - State Farm Insurance Agent, Guillermo Morales - State Farm Insurance Agent. This directory lists 19 truck insurance agents serving Surprise.

Showing 19 truck insurance agents in Surprise, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1William Kohl - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 546-1124
2Oasis Insurance12751 W Bell Rd Suite 129(623) 435-4082
3Michele Fanelli - State Farm Insurance Agent18789 N Reems Rd Ste 200(623) 584-2885
4Guillermo Morales - State Farm Insurance Agent14763 Cactus Rd #108(623) 594-2845
5Moore Insurance Agency15282 W Brookside Ln(623) 556-1576
6Giles & Iten Insurance11503 W Bell Rd Suite C(623) 201-8570
7The LaChance Insurance Agency14245 W Grand Ave Ste 3(623) 400-9800
8Farmers Insurance - Paul Petersen12301 W Bell Rd # A104(602) 726-3804
9Aabar Insurance Services, Inc.15027 W Bell Rd # 150(623) 594-8209
10Bill Johnson Jr - State Farm Insurance Agent12689 W Bell Rd(623) 583-8836
WK
18789 N Reems Rd Ste 200
William Kohl - State Farm Insurance Agent
Truck Insurance Agent · Surprise, AZ

William Kohl - State Farm Insurance Agent serves Surprise, Arizona, and surrounding Maricopa County. This agency provides truck insurance coverage tailored for commercial and owner-operator vehicles. Clients can secure policies that address unique local requirements, including liability for cargo and physical damage. It also handles personalized coverage options such as roadside assistance and uninsured motorist protection for truck operators.

OI
12751 W Bell Rd Suite 129
Oasis Insurance
Truck Insurance Agent · Surprise, AZ

Oasis Insurance provides truck insurance services for operators in and around Surprise, AZ, covering liability, cargo, and physical damage policies. The agency offers scheduled policy reviews to help adjust coverage as fleets or routes change and assists with claims reporting and documentation. A dedicated representative can explain how different deductibles and coverage limits affect premiums for various trucking operations. The agency services owner-operators, small fleets, and commercial carriers working with single-family homes, apartments, retail stores, and restaurants.

MF
18789 N Reems Rd Ste 200
Michele Fanelli - State Farm Insurance Agent
Truck Insurance Agent · Surprise, AZ

Michele Fanelli - State Farm Insurance Agent serves trucking companies, owner-operators, and local businesses in Surprise, Arizona, who need commercial auto and liability coverage for their fleets. The agency helps clients secure policies that protect against accident costs, cargo damage, and regulatory requirements common in the trucking industry. It regularly assists with policy reviews and claims support tailored to commercial vehicles. The company also covers transportation clients in the surrounding West Valley communities, including Peoria.

GM
14763 Cactus Rd #108
Guillermo Morales - State Farm Insurance Agent
Truck Insurance Agent · Surprise, AZ

Serving Surprise, Arizona, and the surrounding West Valley communities, Guillermo Morales - State Farm Insurance Agent handles commercial truck insurance coverage for owner-operators and small fleets. This independent truck insurance agent addresses the unique risks of freight hauling and local delivery operations within the region. Policies typically include liability, cargo, and physical damage protection tailored to varying rig sizes and driving distances. For a typical job, the agent first reviews the vehicle type and driving radius, then compares coverage options to match specific operational exposures.

MI
15282 W Brookside Ln
Moore Insurance Agency
Truck Insurance Agent · Surprise, AZ

Located in Surprise, AZ, Moore Insurance Agency helps truck operators decide between one-time trip policies and ongoing commercial auto coverage. For local and long-haul fleets, policies cover liability, cargo protection, and physical damage on heavy vehicles. Clients may need roadside assistance or non-trucking liability endorsements for distinct exposures. The agency’s service runs on a one-time, scheduled, or as-needed basis to accommodate varying business cycles and regulatory renewal dates.

GI
11503 W Bell Rd Suite C
Giles & Iten Insurance
Truck Insurance Agent · Surprise, AZ

Giles & Iten Insurance offers specialized truck insurance coverage for owner-operators and commercial fleets in Surprise, AZ. Alongside tailored policies for tractor-trailers and local delivery vehicles, the agency handles general commercial insurance needs for area businesses. Drivers navigating the seasonal dust storms and monsoon thundershowers common to the West Valley can consult this agency about comprehensive physical damage protection that addresses storm-related hazards and debris impact.

LI
14245 W Grand Ave Ste 3
The LaChance Insurance Agency
Truck Insurance Agent · Surprise, AZ

Truck drivers in Surprise, Arizona, often require coverage that adapts to the seasonal shifts in freight demand and regional shipping routes. The LaChance Insurance Agency responds by offering specialized policies designed for commercial vehicles operating in the greater Phoenix area. Each policy can address liability, cargo, and physical damage exposures typical for local hauls. The process begins with a thorough review of the driver’s current vehicle registration and claims history. A complete initial assessment of the rig’s value and annual mileage is then scheduled to finalize a tailored quote.

FI
12301 W Bell Rd # A104
Farmers Insurance - Paul Petersen
Truck Insurance Agent · Surprise, AZ

Farmers Insurance – Paul Petersen provides truck insurance services for commercial vehicle operators in Surprise, Arizona. The agency focuses on coverage for semi-trucks, delivery vans, and other heavy trucks, offering specialty add-ons such as cargo insurance and roadside assistance. These policies help protect against load damage, accidents, and on-road breakdowns unique to trucking businesses. The agency can serve various commercial sectors, including offices requiring fleet management, warehouses needing delivery vehicle protection, and food service operations that rely on refrigerated trucks.

AI
15027 W Bell Rd # 150
Aabar Insurance Services, Inc.
Truck Insurance Agent · Surprise, AZ

Aabar Insurance Services, Inc. serves Surprise, AZ, residents with personal truck insurance policies to protect their privately-owned vehicles. The company also assists local businesses by securing commercial coverage for work trucks and fleet operations across the greater Phoenix area. In addition to offering new policies, the agency supports drivers with mid-cycle policy adjustments and claims guidance. Clients frequently contact Aabar Insurance Services for policy reviews and updates between their regular renewal visits, ensuring their coverage remains aligned with changing needs and vehicle usage.

BJ
12689 W Bell Rd
Bill Johnson Jr - State Farm Insurance Agent
Truck Insurance Agent · Surprise, AZ
SI
16991 W Waddell Rd
Sands Insurance Agency: Allstate Insurance
Truck Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-1426958.html
FI
16630 W Greenway Rd Ste 324
Farmers Insurance - Mary Hofstetter
Truck Insurance Agent · Surprise, AZ
(623) 444-5776
agents.farmers.com/az/surprise/mary-hofstetter
SI
13474 N Autoshow Ave
Sands Insurance Agency: Allstate Insurance
Truck Insurance Agent · Surprise, AZ
(623) 455-7707
agents.allstate.com/sands-insurance-agency-surprise-az-3344527.html
SI
15495 N Reems Rd
Surprise insurance agency
Truck Insurance Agent · Surprise, AZ
(520) 497-5756
rochellefanner1945.wixsite.com/surprise-insurance-a
FI
16920 W Bell Rd Ste 102
Farmers Insurance - Jon Lance Clements
Truck Insurance Agent · Surprise, AZ
(623) 582-2552
agents.farmers.com/az/surprise/jon-lance-clements
CF
13365 N 134th Dr
Collins & Foster Car Insurance Agency
Truck Insurance Agent · Surprise, AZ
(623) 887-5164
AI
16551 N Dysart Rd #104b
Arcadian Insurance Agency Of Arizona LLC
Truck Insurance Agent · Surprise, AZ
(623) 455-4148
arcadianins.com
II
11325 W Bell Rd ste 250
Integra Insurance Group
Truck Insurance Agent · Surprise, AZ
(623) 322-5955
iigroupinc.com
MI
15331 W Bell Rd #312
MEREDITH INSURANCE GROUP, LLC
Truck Insurance Agent · Surprise, AZ
(480) 267-1268
meredithig.com

What Does a a Truck Insurance Agent in Surprise Cost?

Truck insurance costs in Arizona typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Full coverage including physical damage and cargo can cost 12,000 to 25,000 dollars annually. Factors like driving history, cargo type, and annual mileage affect the final premium. This is general information, not insurance advice.

About truck insurance agents in Surprise

Truck insurance agents in Surprise, Arizona help owner-operators and fleet managers meet state and federal insurance requirements. Arizona law mandates minimum liability coverage of 750,000 dollars for interstate commercial trucks under federal regulations. Local agents can also advise on cargo insurance and physical damage coverage specific to desert driving conditions.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Arizona?

For interstate trucks, Arizona requires a minimum of 750,000 dollars in liability insurance under federal FMCSA rules. Intrastate trucks may have lower requirements but still need at least 300,000 dollars in liability coverage.

Do I need a special license to sell truck insurance in Arizona?

Yes, truck insurance agents in Arizona must hold a valid property and casualty insurance license issued by the Arizona Department of Insurance. They must also complete continuing education credits every two years.

How does Arizona law affect truck insurance rates in Surprise?

Arizona is a fault state, meaning the at-fault drivers insurance pays for damages. This can raise rates for drivers with accidents. Additionally, Surprise proximity to major highways like the 303 and I-10 can influence premiums due to traffic density.

Truck Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.