The top-rated truck insurance agent in Tempe, Arizona is Nationwide Insurance: Ceo Insurance & Financial Services LLC, rated 5.0 stars across 459 reviews. Other highly rated options include Riseson Insurance, Freeway Insurance, AZ Insurance Team. This directory lists 18 truck insurance agents serving Tempe.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Ceo Insurance & Financial Services LLC | 8400 S Kyrene Rd Ste 230 | (480) 270-2935 |
| 2 | Riseson Insurance | 64 E Broadway Rd STE 200, Office 285 | (602) 460-5470 |
| 3 | Freeway Insurance | 805 W Baseline Rd #4 | (602) 714-1869 |
| 4 | AZ Insurance Team | 442 E Southern Ave | (480) 535-5709 |
| 5 | 1st Insurance Group | 2033 E Warner Rd STE 102 | (480) 883-9977 |
| 6 | Inszone Insurance Services | 1231 W Warner Rd #104 | (480) 961-0101 |
| 7 | Ayala Insurance | 2747 W Southern Ave # 9 | (602) 443-5505 |
| 8 | Hayden & Hayden Agency, Inc. | 5225 S McClintock Dr C | (480) 345-7226 |
| 9 | BizSmart Insurance Group | 2129 E Warner Rd #101 | (602) 661-9030 |
| 10 | Rilax Insurance | 2700 W Baseline Rd | (602) 453-9000 |
Nationwide Insurance: Ceo Insurance & Financial Services LLC serves the Tempe metropolitan area and Maricopa County as a commercial truck insurance agent. It offers a range of policies designed to protect owner-operators and large fleet vehicles. Its coverage options address liability, physical damage, and cargo protection specific to regional transport needs. This agency handles local and long-haul trucking insurance accounts for businesses operating in the Southwest corridor.
Riseson Insurance provides commercial truck insurance solutions for owner-operators and fleet businesses across the Tempe area. Its service plans focus on helping clients navigate policy renewals, adjust coverage for changing cargo or route needs, and address claims efficiently. The company also offers regular policy reviews to manage liability and physical damage protection. Its maintenance plans emphasize documentation support and compliance reminders for Arizona Department of Transportation requirements. Riseson Insurance services a variety of properties including single-family homes, apartments, retail storefronts, and restaurants.
Freeway Insurance in Tempe, Arizona, is known for helping commercial drivers secure liability coverage for their vehicles. Its services focus on matching truck operators with appropriate policies to meet regulatory requirements. Local agents assess fleets and individual rigs to recommend protection for cargo, equipment, and bodily injury claims. The company also offers physical damage coverage as a specialty add-on for clients needing more comprehensive risk management beyond basic liability.
AZ Insurance Team serves commercial trucking businesses, fleet operators, and independent owner-operators across the Tempe region. It offers liability insurance, physical damage coverage, and cargo protection tailored to local shipping and logistics operations. The agency works to match each client with coverage from multiple insurers, helping ensure compliance with state and federal requirements for commercial vehicles. Its coverage area extends into the neighboring city of Mesa and other parts of the eastern Phoenix metropolitan area.
1st Insurance Group serves trucking clients in Tempe, AZ. Choosing between a single, one-time liability policy and ongoing coverage options depends on fleet size and operational frequency. The agency offers tailored policies for commercial vehicles, including cargo, physical damage, and general liability protection. These plans are designed to meet Arizona’s regulatory requirements while safeguarding assets during transit. Recognizing that each hauler’s schedule differs, the company provides service strictly on an as-needed basis, allowing drivers to request adjustments or new policies as their routes, loads, or risk exposures change.
In Yuma, Arizona, Inszone Insurance Services distinguishes between one-time truck insurance policies for single hauls and recurring plans for fleets needing continuous protection. Coverage can include liability for third-party damages, cargo insurance for goods in transit, and physical damage protection for the vehicle itself. Policies are tailored to federal regulations and regional road conditions affecting commercial trucks. Service for new or existing plans operates on an as-needed basis, with agents available for consultation or claim assistance whenever a client reaches out.
Ayala Insurance serves trucking clients in Tempe, Arizona, and the surrounding Greater Phoenix communities. It handles commercial truck insurance, including liability, physical damage, and cargo coverage for local and regional operators. Agents analyze each client's fleet size, routes, and hauling type to tailor coverage limits appropriately. The company works to connect drivers with policies that satisfy both state regulatory requirements and individual risk exposure. It reviews each client’s driving history and operational patterns to recommend appropriate deductibles and coverage structures before binding a policy.
Hayden & Hayden Agency, Inc. specializes in matching commercial trucking operations with appropriate insurance coverage in and around Tempe, Arizona. It also serves general business insurance needs for local enterprises. The agency assists long-haul, regional, and local trucking clients with risk management and regulatory requirements. Each policy is tailored to fit the specific exposures a trucking company faces. With monsoon season and sudden dust storms common in the area, the agency helps fleets prepare for weather-related vehicle damage and cargo loss.
As monsoon season brings sudden downpours and gusty winds across the Arizona desert, commercial truck drivers in the Valley face heightened exposure on local highways and construction zones. BizSmart Insurance Group, a truck insurance agent in Tempe, works with owner-operators and small fleets to review liability limits and physical damage coverage tailored to regional weather risks. The company compares policy options from multiple carriers to help match each client’s cargo needs and vehicle class. They begin with a free inspection of your truck's registration and safety documentation.
Rilax Insurance in Tempe, Arizona, provides tailored insurance coverage for trucking companies and independent owner-operators navigating local and regional routes. The agency specializes in adding important protections such as cargo insurance, which safeguards freight during transit, and non-trucking liability coverage for personal use of commercial vehicles. Their policies often include physical damage coverage for tractors and trailers. Rilax Insurance works with a variety of commercial sectors, including local delivery offices, warehouses storing bulk goods, and food service companies requiring temperature-controlled transport for perishable items.
What Does a a Truck Insurance Agent in Tempe Cost?
Truck insurance costs in Arizona vary widely by cargo type driving record and coverage limits. A basic policy for a small straight truck may start around 2,000 to 4,000 per year while a full coverage policy for a heavy truck with 1 million in liability can range from 8,000 to 15,000 annually. Premiums are higher for new drivers or those with violations. This is general information and not insurance advice.
About truck insurance agents in Tempe
Truck insurance agents in Tempe help owner-operators and fleet managers find coverage that meets Arizona state requirements. Arizona law mandates minimum liability limits of 25,000 per person and 50,000 per accident for bodily injury plus 15,000 for property damage. Local agents understand Tempe traffic patterns and can tailor policies for regional or long-haul routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Arizona?
Arizona requires commercial trucks to carry at least 25,000 per person and 50,000 per accident for bodily injury liability and 15,000 for property damage. However most carriers and shippers require much higher limits often 1 million or more.
Do I need a specific type of insurance for hauling hazardous materials in Tempe?
Yes if you haul hazardous materials you need additional cargo liability insurance and a surety bond as required by the Federal Motor Carrier Safety Administration. Your Tempe agent can help you meet these special requirements.
How does Arizona law affect my truck insurance rates in Tempe?
Arizona is a fault state meaning the at-fault drivers insurance pays for damages. This can affect rates if you have accidents or violations. Tempe agents can also factor in local risks like construction zones on the I-10 and US 60.
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