The top-rated truck insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 53 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 10 truck insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Northwestern Insurance Agency | 3031 Alhambra Dr #103 | (530) 676-5200 |
| 7 | Farmers Insurance | 4120 Cameron Park Dr Ste 302b | (916) 673-6606 |
| 8 | Lobsinger Insurance Agency | 3401 Covello Cir | (530) 677-0506 |
| 9 | Farmers Insurance - Alan Kjar | 3350 Country Club Dr #104 | (530) 676-7905 |
| 10 | Rick Lobsinger Insurance Agency | 3294 Royal Dr | (530) 677-0506 |
JD Snead - State Farm Insurance Agent provides residential truck insurance coverage for individual owner-operators in Cameron Park, California. The agency also extends commercial truck insurance policies to small fleets and independent contractors operating throughout El Dorado County and the surrounding Sacramento region. Policies are tailored to protect vehicles used for local deliveries, long-haul transport, and specialized hauling needs. Clients often return for policy adjustments after route changes or vehicle upgrades between regular annual reviews.
Farmers Insurance - Ryan Nuttall serves Cameron Park and the surrounding El Dorado County region as a truck insurance agent. The business provides commercial auto policies tailored for owner-operators and fleet vehicles operating on local highways and rural routes. This agent helps trucking clients manage liability coverage, cargo protection, and physical damage insurance to comply with California state requirements. Truck insurance work in this area also addresses specialized endorsements for long-haul trips and comprehensive coverage against theft or weather damage in the Sierra foothills.
Farmers Insurance: Sheldon Maughan provides truck insurance agent services in Cameron Park, CA. It offers coverage options tailored for commercial trucking operations, including liability and cargo protection. The agency also assists with maintenance plans for regular policy reviews and claim support. It services a range of commercial properties that require specialized vehicle insurance, such as single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Wuilmer Aguilar serves local trucking businesses, independent owner-operators, and commercial fleet operators in Cameron Park, CA. It provides specialized truck insurance coverage, including liability, cargo, and physical damage protection tailored to regional transport needs. The agency also helps clients understand policy details and manage risk effectively. Regular consultations ensure coverage keeps pace with changing regulations and operational requirements. Additionally, the company offers services to business owners and property managers needing commercial vehicle protection. Its coverage area extends into the El Dorado Hills and surrounding Sacramento metro communities.
Farmers Insurance - Walter Wiesner serves the Cameron Park area and surrounding communities of El Dorado County handling commercial truck insurance. It writes policies for owner-operators and small fleets, addressing liability and cargo coverage needs. The agency works with local truckers to understand their routes and operational risks. For a typical policy, it reviews driving records and vehicle specifications before comparing coverage options from multiple carriers.
Northwestern Insurance Agency, located in Cameron Park, CA, distinguishes between one-time policy acquisitions and ongoing, renewable service plans for trucking clients. Coverage options are structured to address both local and regional commercial vehicle operations, focusing on liability and physical damage protection. The agency’s approach to service runs on an as-needed basis, with clients able to request policy adjustments or new quotes whenever their operational demands change or their existing coverage period concludes.
Farmers Insurance, based in Cameron Park, California, provides standard liability and comprehensive coverage tailored for commercial truck operations in the region. Its services help local owner-operators and fleet managers meet insurance compliance and manage vehicle-related risks. The agency supports clients with policy adjustments and claim assistance that address the specific demands of the trucking industry. It offers specialized cargo insurance as a practical add-on to protect transported goods during transit.
Lobsinger Insurance Agency in Cameron Park provides coverage for commercial trucks, including policies tailored to owner-operators and fleet vehicles. It also handles general trucking insurance needs, such as liability and cargo protection. Truck drivers in the region face risks from mountain pass traffic and sudden winter storms, so the agency assists with adjusting policies for snow chain requirements or icy road conditions.
As the threat of wildfires and winter storms increases each season in the Sierra Nevada foothills, commercial fleets and independent owner-operators across Cameron Park look to secure reliable coverage for their heavy-duty trucks. Farmers Insurance agent Alan Kjar meets this need by specializing in tailored truck insurance policies that address local risk factors such as winding mountain highways and sudden weather changes. The process typically begins with a detailed inspection of the insured vehicles and a thorough review of the policyholder’s current driving history.
Rick Lobsinger Insurance Agency in Cameron Park, CA provides commercial coverage for trucks and fleets operating in local and regional markets. Its truck insurance services help protect assets, manage liability, and meet state requirements for registered vehicles. The agency also works on specialty add-ons that may include cargo coverage and non-trucking liability. It serves a range of commercial sectors, including offices in business parks, warehouses handling freight, and food service operations that rely on delivery vehicles for daily distribution.
What Does a a Truck Insurance Agent in Cameron Park Cost?
Truck insurance costs in California typically range from $8,000 to $15,000 per year for a single owner-operator with basic liability coverage. Full coverage policies with cargo and physical damage can cost $12,000 to $25,000 annually. Rates vary based on driving history, cargo type, and annual mileage. This is general information, not insurance advice.
About truck insurance agents in Cameron Park
Truck insurance agents in Cameron Park, California help owner-operators and fleet owners meet state minimum liability requirements. California law mandates at least $750,000 in liability coverage for commercial trucks operating across state lines. Local agents can also advise on cargo insurance and physical damage coverage specific to the Sierra foothills region.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in California?
California requires commercial trucks to carry at least $750,000 in liability insurance for interstate operations. Intrastate trucks may need different limits based on cargo type. An agent in Cameron Park can explain the exact requirements for your vehicle.
Do I need a special license to sell truck insurance in California?
Yes, truck insurance agents in California must hold a valid property and casualty license from the California Department of Insurance. They must also complete continuing education courses to stay current on state regulations.
How does California law affect truck insurance rates?
California has specific rules about rate filings and prior approval for insurance companies. This can affect how quickly rates change. Local agents in Cameron Park can compare options from multiple carriers that follow these state rules.
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