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Find Truck Insurance Agents Near You in Chico, CA

Browse truck insurance agents serving Chico, California. Updated 2026-07-14.

The top-rated truck insurance agent in Chico, California is Acceptance Insurance, rated 5.0 stars across 353 reviews. Other highly rated options include Cost-U-Less Insurance, Kevin Baker Insurance Agency, Heritage Insurance Agency. This directory lists 20 truck insurance agents serving Chico.

Showing 20 truck insurance agents in Chico, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance240 W East Ave ste c(530) 681-4011
2Cost-U-Less Insurance166 Cohasset Rd # 3(530) 206-0967
3Kevin Baker Insurance Agency383 Connors Ct Ste A(530) 893-8301
4Heritage Insurance Agency290 Airpark Blvd(530) 894-3276
5Keith McBride - State Farm Insurance Agent2499 Bruce Rd(530) 965-5934
6Farmers Insurance - Paul Munly Agency30 Constitution Dr #200(530) 899-7667
7Jeff Fowler Insurance Services, Inc.426 Broadway St #205(530) 267-6268
8Nevin & Witt Insurance Services1600 Mangrove Ave #195(530) 894-0111
9Chico Creek Insurance Services, LLC - Owner, Julio Ramirez500 Cohasset Rd #34(530) 636-0241
10Farmers Insurance, Genia Henderson Agency2535 Ceanothus Ave STE 120(530) 345-9035
AI
240 W East Ave ste c
Acceptance Insurance
Truck Insurance Agent · Chico, CA

Acceptance Insurance in Chico, California provides truck insurance coverage. Their work includes general liability and physical damage protection for commercial vehicles. They specialize in adding coverage for equipment, cargo, and roadside assistance. Independent owner-operators and larger fleets can each find appropriate policy options. The company serves a range of commercial sectors in the region that rely on trucking for their operations, including offices, warehouses, and food service businesses.

CU
166 Cohasset Rd # 3
Cost-U-Less Insurance
Truck Insurance Agent · Chico, CA

As the seasonal harvests in the Chico area ramp up, local truckers often need updated coverage to protect their rigs and cargo. Cost-U-Less Insurance in Chico, California, provides truck insurance agent services to help commercial drivers secure the necessary protection for their operations. The office addresses common policy questions, such as liability limits and physical damage coverage. By evaluating the driver’s route and vehicle specifications, the agent can discuss suitable options. A typical first step involves an assessment of the current policy and vehicle inspection requirements.

KB
383 Connors Ct Ste A
Kevin Baker Insurance Agency
Truck Insurance Agent · Chico, CA

Kevin Baker Insurance Agency serves the Chico, California area as a truck insurance agent. The firm assists commercial drivers and fleet operators in securing coverage for their vehicles on the road. Policies typically address the unique risks associated with cargo transport and long-haul routes in this region. The agency works to match each client with liability protection and physical damage coverage. Specific services it handles include comprehensive truck insurance policies and coverage for non-trucking liability.

HI
290 Airpark Blvd
Heritage Insurance Agency
Truck Insurance Agent · Chico, CA

Heritage Insurance Agency in Chico, California provides truck insurance agent services for commercial vehicles operating throughout the region, including policy selection and risk assessment. It assists with filings for regulatory compliance and reviews coverage needs for local transportation operations. Routine policy updates and renewal processing are handled to maintain continuous protection. The agency serves various property categories such as single-family homes, apartments, retail locations, and restaurants, ensuring clients operating trucks have appropriate liability and cargo coverage for their distinct business exposures.

KM
2499 Bruce Rd
Keith McBride - State Farm Insurance Agent
Truck Insurance Agent · Chico, CA

Keith McBride - State Farm Insurance Agent in Chico, CA, provides truck insurance solutions for owner-operators, small fleet owners, and independent commercial drivers. The agency helps customers manage coverage needs such as liability, physical damage, and cargo protection, addressing both local and long-haul operations. Policy options are designed to support business continuity on the road. The agency also serves commercial vehicle owners in neighboring communities throughout the greater Chico metro area, including Paradise.

FI
30 Constitution Dr #200
Farmers Insurance - Paul Munly Agency
Truck Insurance Agent · Chico, CA

Farmers Insurance - Paul Munly Agency serves Chico, California, and the surrounding communities of Butte County, focusing on truck insurance for local owner-operators and small fleet owners. The agency handles coverage for commercial vehicles, including liability, cargo, and physical damage policies tailored to regional hauling routes. When managing a typical job, it assesses each client’s specific driving exposure and vehicle requirements to recommend appropriate protection levels before submitting quotes.

JF
426 Broadway St #205
Jeff Fowler Insurance Services, Inc.
Truck Insurance Agent · Chico, CA

Some truck insurance agencies provide one-time policy placements, while others offer ongoing policy management and claims support. Jeff Fowler Insurance Services, Inc., in Chico, CA, serves local operators as a truck insurance agent, covering both local haul and over-the-road risks with liability, cargo, and physical damage options. Their approach helps clients maintain required coverages for compliance. Service is provided on a scheduled and as-needed basis for renewals and adjustments.

NW
1600 Mangrove Ave #195
Nevin & Witt Insurance Services
Truck Insurance Agent · Chico, CA

Nevin & Witt Insurance Services specializes in securing tailored coverage for trucks, ranging from owner-operators to larger fleets. It also provides general commercial truck insurance, ensuring clients meet legal requirements and protect their assets. Serving the Chico, CA area, the agency helps commercial drivers navigate the specific risks of regional hauls, from highway deliveries to local agricultural transport in the Sacramento Valley. During peak harvest seasons, it assists truckers in adjusting coverage for increased cargo loads and longer routes across Northern California’s farming communities.

CC
500 Cohasset Rd #34
Chico Creek Insurance Services, LLC - Owner, Julio Ramirez
Truck Insurance Agent · Chico, CA

As seasonal rains and road construction create challenging conditions for commercial drivers in the Chico area, Chico Creek Insurance Services, LLC covers local trucking operations with tailored liability and cargo policies. Owner Julio Ramirez directs clients toward the coverage levels required for their specific fleet size and freight type. Understanding the area’s farm-to-market routes and highway regulations helps drivers maintain compliance while managing risk. A detailed initial assessment of each vehicle’s equipment and safety features begins the process of building an appropriate insurance plan.

FI
2535 Ceanothus Ave STE 120
Farmers Insurance, Genia Henderson Agency
Truck Insurance Agent · Chico, CA
FI
25 Jan Ct Ste 120
Farmers Insurance - Brad Jacobson
Truck Insurance Agent · Chico, CA
(530) 891-7900
agents.farmers.com/ca/chico/brad-jacobson
LS
1041 Village Ln
Luquin's Insurance Services
Truck Insurance Agent · Chico, CA
(530) 809-2993
luquinsinsurance.com
MI
60 Landing Cir Ste 2
McKee Insurance Agency
Truck Insurance Agent · Chico, CA
(530) 895-3304
mercuryinsurance.com/agents/california/mckee-insurance-agency-044106.html
BI
1270 E 9th St
Bidwell Insurance Agency, Inc.
Truck Insurance Agent · Chico, CA
(530) 894-1096
bidwellinsurance.com
MD
40 Bellarmine Ct
Matt Davis Insurance Agency, Inc.
Truck Insurance Agent · Chico, CA
(530) 898-9960
mattdavisinsurance.com
AI
2735 Esplanade
Avrit Insurance
Truck Insurance Agent · Chico, CA
(530) 891-1302
avritinsurance.com
II
1357 E Lassen Ave
InterWest Insurance Services, LLC
Truck Insurance Agent · Chico, CA
(530) 895-1010
iwins.com/contact-us/chico
FI
2101 Forest Ave STE 150
Farmers insurance- Ali ilian
Truck Insurance Agent · Chico, CA
(530) 399-7388
agents.farmers.com/ca/chico/ali-ilian
SS
676 E 1st Ave UNIT 11
Sweeney & Selland Insurance Services
Truck Insurance Agent · Chico, CA
(530) 487-8200
sweeney-sellandins.com
CC
500 Cohasset Rd #34
Chico Creek Insurance
Truck Insurance Agent · Chico, CA
(530) 636-0241
chicocreekinsurance.com

What Does a a Truck Insurance Agent in Chico Cost?

Truck insurance costs in California vary widely based on factors like driving record, cargo type, and annual mileage. For a single truck, annual premiums typically range from $8,000 to $15,000 for basic liability. Full coverage with physical damage and cargo insurance can cost $12,000 to $25,000 or more per year. This is general information and not insurance advice.

About truck insurance agents in Chico

Truck insurance agents in Chico California help owner-operators and fleet managers find coverage that meets state requirements. California law mandates minimum liability insurance of $750,000 for most commercial trucks, with higher limits for hazardous materials. Local agents understand the unique risks of driving in the Sacramento Valley and can tailor policies to your operations.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in California?

California requires a minimum of $750,000 in liability insurance for most commercial trucks. Trucks carrying hazardous materials need at least $1 million in coverage. These limits are set by the California Public Utilities Commission and the Federal Motor Carrier Safety Administration.

How do I choose a truck insurance agent in Chico?

Look for an agent who specializes in commercial truck insurance and is licensed in California. Ask about their experience with local carriers and their knowledge of California-specific regulations. A good agent will help you understand your coverage needs and compare quotes from multiple insurers.

Does my truck insurance cover cargo in California?

Standard truck insurance policies do not automatically cover cargo. You need separate cargo insurance to protect the goods you haul. California does not require cargo insurance by law, but many shippers and brokers require it in their contracts.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.