The top-rated truck insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 7 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 8 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 9 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 10 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area and the surrounding Santa Clara County region. The agency provides truck insurance policies for commercial vehicles, helping local drivers meet state requirements and protect their assets on the road. Work in this sector involves understanding the specific risks of cargo transport and daily routes. The agency handles liability coverage and physical damage protection for trucks operating in the region.
Gurbinder Mavi - State Farm Insurance Agent provides comprehensive truck insurance solutions for commercial vehicle operators in Cupertino, California. Policies include liability, physical damage, and cargo coverage tailored to local freight and delivery needs. The agency offers routine policy reviews and claims assistance to help clients maintain continuous protection. Gurbinder Mavi serves the insurance needs of single-family homes, apartments, retail shops, and restaurants in the surrounding area.
Serving homeowners, landlords, and small business owners in Cupertino, this agency specializes in insurance options for commercial trucks and local delivery fleets. David Gragnola: Allstate Insurance assists clients in selecting liability, physical damage, and cargo coverage for a range of vehicles. The agency helps operators protect their assets as they navigate the specific regulations of the trucking industry. It also covers the needs of businesses working across nearby neighborhoods including Sunnyvale and the greater Silicon Valley region.
Serving Cupertino and the surrounding Santa Clara Valley communities, Catherine Chen - State Farm Insurance Agent handles truck insurance for both owner-operators and small fleet companies. The agency works with various commercial vehicle policies, including liability, cargo, and physical damage coverage. Each case is reviewed individually, examining route specifics, vehicle usage, and driver history. This approach ensures that clients receive tailored risk assessments and appropriate policy recommendations for their unique operational needs and local delivery requirements.
Cheryl Ching of State Farm Insurance in Cupertino, CA, distinguishes between one-time liability filings for single hauls and recurring commercial auto policies for regular routes. Coverage options address cargo loss, physical damage to the tractor-trailer, and medical payments for occupants. Liability protection meets minimum federal requirements for intrastate and interstate operators. Policy administration typically accommodates trucks operating under a single authority. This truck insurance agency delivers its service on a scheduled basis, supporting annual renewal cycles and mid-term adjustments as needed.
As the busy harvest season approaches in Cupertino, CA, commercial truck operators often face the challenge of updating their insurance policies to match fluctuating cargo loads and seasonal routes. Jim Liu - State Farm Insurance Agent provides local coverage solutions for trucking businesses needing liability and physical damage protection tailored to their fleet operations. This agency helps drivers review policy limits to ensure compliance with state and federal regulations. An initial consultation typically begins with a detailed inspection of the vehicle and a review of the driver’s current logbook and mileage records.
Farmers Insurance - Patricia Han provides truck insurance coverage for business vehicles operating in and around Cupertino, California. Its agency offers specialty add-ons such as comprehensive physical damage protection and cargo insurance for goods in transit. These policies help cover liabilities from accidents, loading incidents, and equipment breakdowns on local routes. The agency can serve commercial sectors including offices needing delivery fleets, warehouses requiring over-the-road transport, and food service businesses with temperature-controlled cargo vehicles.
Farmers Insurance - Ray Cheng in Cupertino, California, provides tailored policies for commercial truck operators, covering liability, physical damage, and cargo protection. It serves independent drivers and small fleets, helping them understand coverage requirements and manage risks on local highways and distribution routes. The agency works to keep vehicles compliant with California’s evolving insurance mandates and fuel cost fluctuations. During wildfire season, it assists truckers in finding temporary coverage for parked equipment and lost income from route closures.
Farmers Insurance - Lily Zhao provides truck insurance coverage from its Cupertino base, assisting local residential clients with vehicle and property protection first. Its commercial truck insurance services serve area businesses needing fleet coverage or individual policy management. Covering Cupertino and surrounding regions, the agency evaluates liability and cargo insurance needs for professional drivers. From initial policy selection to subsequent claim follow-ups, the agent supports clients regularly between routine visits to adjust coverage as circumstances change.
Farmers Insurance - Stacy Lane in Cupertino, CA, is a truck insurance agent known for providing commercial coverage options tailored to local owner-operators and small fleets. Its service range includes policies that address liability, cargo, and physical damage common in California’s delivery and logistics sectors. The agent helps clients meet state requirements while ensuring adequate protection for long-haul or regional routes. Specialty add-on coverage for downtime or towing and roadside assistance offers extra security on the road.
What Does a a Truck Insurance Agent in Cupertino Cost?
Typical annual premiums for truck insurance in California range from $8,000 to $15,000 for small fleets and up to $25,000 or more for long-haul operations. Costs vary based on coverage levels, truck age, and driver history. This is general information and not insurance advice.
About truck insurance agents in Cupertino
Truck insurance agents in Cupertino help local trucking businesses meet California insurance requirements. California law mandates minimum liability coverage for commercial trucks, including $750,000 for vehicles transporting property. Agents can also advise on cargo insurance and physical damage coverage to protect your fleet.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in California?
California requires commercial trucks to have liability insurance of at least $750,000 for property transport. For hazardous materials or larger vehicles, higher limits may apply. Agents in Cupertino can help you determine the exact coverage needed for your truck type.
How do I find a truck insurance agent in Cupertino?
You can search online for independent agents or brokerages that specialize in commercial truck insurance. Many agencies in Cupertino offer free quotes and can compare policies from multiple carriers. Look for agents with experience in California trucking regulations.
What factors affect truck insurance costs in California?
Costs depend on your driving record, truck value, cargo type, and annual mileage. California also considers the number of accidents in your area. Agents can help you adjust deductibles and coverage limits to manage premiums.
Truck Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Azusa · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia