Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 4 truck insurance agents in Hercules, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Chen - State Farm Insurance Agent
1511 Sycamore Ave Ste F, Hercules, CA 94547
(510) 222-1102
alchensf.com
Geoffrey Lavitoria - State Farm Insurance Agent
1327 Sycamore Ave, Hercules, CA 94547
(510) 724-1800
glavitoria.com
1st Signature Insurance Services
726 Alfred Nobel Dr, Hercules, CA 94547
(510) 620-4355
123 Insurance Solutions Agency | License # 6012701
1611 Sycamore Ave #5173, Hercules, CA 94547
(510) 964-9930
shoplocalmedicare.com
What Does a Truck Insurance Agent in Hercules Cost?
Truck insurance in California typically costs between 8000 and 15000 dollars per year for a single truck with basic liability. Full coverage with physical damage and cargo can range from 12000 to 25000 dollars annually. Rates depend on driving history, cargo type, and annual mileage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum liability limits for trucks in California?
California requires a minimum of 750000 dollars in liability insurance for interstate carriers and 300000 dollars for intrastate carriers. Higher limits may be needed for hazardous materials or specific cargo types.
Do I need a physical damage policy for my truck in Hercules?
Physical damage coverage is not required by California law but is often required by lenders. It covers collision and comprehensive damage to your truck. Consider it if your vehicle is financed or has high value.
How does California law affect truck insurance rates in Hercules?
California has a high cost of living and dense traffic which can increase premiums. The state also requires uninsured motorist coverage for commercial vehicles. Your agent will factor in local accident rates and cargo risk.