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Find Truck Insurance Agents Near You in Lake Elsinore, CA

Browse truck insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated truck insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Speedy Insurance Agency, All Discount Insurance Services, Inc.. This directory lists 15 truck insurance agents serving Lake Elsinore.

Showing 15 truck insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
4All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
5Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
6Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
7Freeway Insurance16782 Lakeshore Dr Ste C3(951) 348-3021
8Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
9Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
10Auto International Insurance31952 Mission Trail(951) 550-0222
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Truck Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore area and surrounding communities in Riverside County. This agency specializes in providing truck insurance agent services for local commercial vehicle operators. Policies are designed to cover the specific risks faced by truck drivers, including cargo loss and liability on busy regional highways. The agency also offers tailored coverage for owner-operators and small fleets. For businesses in Lake Elsinore, personal auto and business insurance policies are additionally available through this local office.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Truck Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. provides specialized truck insurance agent services in the Lake Elsinore, California area. Its offerings include a comprehensive range of commercial truck insurance policies, along with routine policy reviews and coverage adjustments to help maintain compliance with industry regulations. The agency assists clients in evaluating their liability and cargo protection needs, ensuring that policy limits are properly matched to operational risks. Its services support various property types, including single-family homes, apartments, retail establishments, and restaurants that own or operate commercial trucks.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Truck Insurance Agent · Lake Elsinore, CA

Speedy Insurance Agency serves businesses and commercial truck owners in Lake Elsinore, California, by offering coverage options for semi-trucks, dump trucks, and local delivery fleets. The agency helps clients manage risk with liability protection, cargo insurance, and physical damage policies. Trucking operations in this area often face challenges from winding mountain routes and long-haul desert drives. Speedy Insurance Agency also serves clients in the neighboring community of Canyon Lake, extending its truck insurance services across the greater southwest Riverside County area.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Truck Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. serves trucking companies and owner-operators throughout the Lake Elsinore area, helping them secure the commercial auto and liability coverage required for fleet operations. The agency navigates the complexities of cargo and bobtail insurance options. Its team works to match policies with the unique risks each trucker faces on regional routes. The agency extends its truck insurance guidance to clients in the surrounding communities of Canyon Lake and the broader inland Empire corridor.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Truck Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore, California, and the surrounding communities of Riverside County, Manuel Bonilla: Allstate Insurance handles truck insurance coverage for local owner-operators and small fleets. The agency addresses the specific risks of commercial trucking on regional highways and rural routes. Policies typically include liability, cargo, and physical damage protection for various trucks. For a typical job, the agency conducts a detailed assessment of the client’s operation, reviewing routes, vehicle types, and mileage to tailor coverage options that match the driver’s daily needs.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Truck Insurance Agent · Lake Elsinore, CA

Whether a trucking business needs a single policy or ongoing coverage adjustments, Nino Insurance Agency in Lake Elsinore, CA, addresses both approaches. Their work focuses on obtaining commercial truck insurance that meets state and local requirements for vehicles operating in the area. This includes liability, cargo, and physical damage protection tailored to fleet and owner-operator needs. Service runs on a one-time, scheduled, or as-needed basis depending on how often policies require renewals or modifications.

FI
16782 Lakeshore Dr Ste C3
Freeway Insurance
Truck Insurance Agent · Lake Elsinore, CA

Freeway Insurance serves Lake Elsinore and the surrounding communities in Riverside County. It handles truck insurance for local owner-operators and small fleet companies navigating the region’s busy highways. Agents assess each client’s specific cargo, routes, and vehicle types to find suitable liability and physical damage coverage. The company typically works through a straightforward process: it reviews the driver’s history and operational needs, then compares policies from multiple carriers to match the correct limits for a typical job.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Truck Insurance Agent · Lake Elsinore, CA

Todd Schaffner - State Farm Insurance Agent offers commercial trucking insurance in Lake Elsinore, CA, to help cover liability and cargo risks. It also provides general insurance services for business assets, vehicles, and property protection. The agency assists local owner-operators and fleets with meeting California’s regulatory compliance needs. During wildfire season, it helps evaluate coverage gaps related to smoke damage and route disruptions for commercial trucks operating in high-risk areas.

GS
31948 Mission Trail unit b
Golden Square Insurance
Truck Insurance Agent · Lake Elsinore, CA

As winter rainstorms approach the Ortega Highway and I-15, local truckers need reliable commercial coverage to protect their rigs from the weather and road hazards. Golden Square Insurance, based in Lake Elsinore, California, addresses this need by offering tailored policies for long-haul and regional operators. They analyze each client’s routes and cargo requirements to recommend appropriate liability and physical damage options. A mandatory pre-quote review of the vehicle’s DOT records and actual mileage is completed before any binding.

AI
31952 Mission Trail
Auto International Insurance
Truck Insurance Agent · Lake Elsinore, CA

Auto International Insurance, located in Lake Elsinore, California, provides both one-time policy consultations and recurring coverage management for trucking operators. Their services focus on protecting commercial vehicles against liability, cargo damage, and physical asset losses common in regional freight transport. Coverage options are tailored to meet local and state regulatory requirements. Client support addresses the specific risk profiles of small to mid-sized fleets operating throughout Southern California. Services are offered on an as-needed basis, with flexibility to schedule periodic policy reviews or immediate adjustments.

FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Truck Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Truck Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
FA
31903 Mission Trail
Farmers
Truck Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
MI
31903 Mission Trail
MNE Insurance Agency
Truck Insurance Agent · Lake Elsinore, CA
(951) 667-3910
mneinsurance.com
OS
123 S Main St
ONE STOP VEHICLE REGISTRATION
Truck Insurance Agent · Lake Elsinore, CA
(951) 674-7120

What Does a a Truck Insurance Agent in Lake Elsinore Cost?

Truck insurance costs in California vary widely based on driving record, truck value, and coverage limits. A basic liability policy for a single truck can range from 5,000 to 12,000 dollars per year. Full coverage with cargo and physical damage may cost 15,000 to 25,000 dollars annually. This is general information and not insurance advice.

About truck insurance agents in Lake Elsinore

Truck insurance agents in Lake Elsinore help owner-operators and fleets meet California minimum liability requirements. California law mandates at least 750,000 dollars in liability coverage for most commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes through the Inland Empire.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Lake Elsinore?

California requires commercial trucks to have at least 750,000 dollars in liability insurance. This applies to vehicles with a gross vehicle weight rating over 10,000 pounds. Your agent can help you meet these state minimums.

How do I find a truck insurance agent near Lake Elsinore?

You can search online directories or ask for referrals from other truckers in Riverside County. Many agents specialize in commercial auto policies for local routes and long-haul trips. Compare quotes from multiple agents to find suitable coverage.

Does my truck insurance cover cargo in California?

Standard liability policies do not cover cargo. You need separate cargo insurance to protect goods you haul. California does not require cargo insurance, but many shippers demand it before loading.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.