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Find Truck Insurance Agents in Lake Forest, CA

Looking for a truck insurance agent in Lake Forest? Review the directory below to compare your options.

16 agents listed
Updated May 2026
Lake Forest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 truck insurance agents in Lake Forest, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Blackwell Insurance Agency
23002 Lake Center Dr # 200, Lake Forest, CA 92630
(949) 421-0222 blackwellins.com
Culver Insurance Services
23681 Birtcher Dr, Lake Forest, CA 92630
(949) 461-0800 culverinsurance.net
Sun Coast General Insurance
11 Orchard Rd STE 104, Lake Forest, CA 92630
(949) 768-1180 suncoastinsurance.com
Steven Wang - State Farm Insurance Agent
20331 Lake Forest Dr c5, Lake Forest, CA 92630
(949) 770-8000 stevenwanglakeforest.com
Bradley Purcell - State Farm Insurance Agent
20331 Lake Forest Dr c5, Lake Forest, CA 92630
(949) 203-3600 bradleypurcell.com
California Southwestern Insurance Agency
25 Orchard Rd Suite 100, Lake Forest, CA 92630
(949) 588-8844 csia-ins.com
Farmers Insurance - Saeda Turk
22481 El Toro Rd Ste C, Lake Forest, CA 92630
(949) 328-0288 agents.farmers.com
Aucoin Insurance and Financial Services
21991 El Toro Rd Ste 4, Lake Forest, CA 92630
(949) 273-8047 aucoin-insurance.com
Sabeti Insurance & Investment Services
23832 Rockfield Blvd #175, Lake Forest, CA 92630
(949) 679-3500 sabetiinsurance.com
HOMELAND INSURANCE SERVICES
24602 Raymond Way #205, Lake Forest, CA 92630
(714) 350-7835
Eric Kotowitz Insurance
23361 El Toro Rd, Lake Forest, CA 92630
(949) 831-7039 elkbusiness.com
My L&J Insurance Services Inc.
23532 El Toro Rd #7, Lake Forest, CA 92630
(949) 707-1172 dmv.ca.gov
Budget Contractors Insurance
24296 Swartz Dr, Lake Forest, CA 92630
(949) 676-2125 budgetcontractorsinsurance.com
Membrila Insurance Services
23072 Lake Center Dr, Lake Forest, CA 92630
(949) 660-7781 membrila.com
Farmers Insurance - Manuel Rocha
23101 Lake Center Dr #330, Lake Forest, CA 92630
(714) 538-9000 agents.farmers.com
Comprehensive Insurance Services
26429 Rancho Pkwy S, Lake Forest, CA 92630
(949) 709-8800 thecomprehensiveinsurance.com

Truck insurance agents in Lake Forest, California help owner-operators and fleet managers secure coverage that meets state requirements. California law mandates minimum liability insurance of $750,000 for intrastate commercial trucks. Local agents can guide you through the California Public Utilities Commission (CPUC) filing requirements and help you find policies that protect your business.

What Does a Truck Insurance Agent in Lake Forest Cost?

Truck insurance costs in California vary widely. Owner-operators typically pay between $8,000 and $15,000 per year for basic liability and physical damage coverage. Full coverage with cargo and general liability can range from $12,000 to $25,000 annually. Factors like driving history, truck age, and cargo type affect premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Lake Forest?
For intrastate trucks in California, you need at least $750,000 in liability insurance. If you cross state lines, federal requirements may apply. Your agent can help you determine the correct limits for your specific operation.
Do I need cargo insurance for my truck in California?
Cargo insurance is not legally required in California, but many shippers and brokers require it. Typical coverage limits range from $10,000 to $100,000 depending on the value of goods you haul. Your agent can help you choose appropriate cargo coverage.
How does California law affect truck insurance rates in Lake Forest?
California requires proof of insurance for all commercial vehicles. Rates are influenced by your driving record, the type of cargo, annual mileage, and the value of your truck. Local agents in Lake Forest can compare quotes from multiple insurers to find competitive rates.