The top-rated truck insurance agent in Madera, California is Fiesta Auto Insurance & Tax Service, rated 4.7 stars across 729 reviews. Other highly rated options include Cost-U-Less Insurance, AAA Madera Branch, Elite Home & Auto Insurance Agency. This directory lists 18 truck insurance agents serving Madera.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 208 E Yosemite Ave | (559) 664-8800 |
| 2 | Cost-U-Less Insurance | 2380 W Cleveland Ave E-5 | (559) 397-0366 |
| 3 | AAA Madera Branch | 221 N G St | (559) 662-4700 |
| 4 | Elite Home & Auto Insurance Agency | 1629 Howard Rd | (559) 675-8400 |
| 5 | Farmers Insurance - Israel Cortes | 1825 Howard Rd Ste B | (559) 230-1300 |
| 6 | Ray Joseph Rezendes Jr - State Farm Insurance Agent | 1613 Howard Rd | (559) 673-9176 |
| 7 | Farmers Insurance - Jeffrey Jackson Ins Agency Inc | 321 W Yosemite Ave Ste 107 | (559) 674-8889 |
| 8 | Value Insurance Agency | 901 W Yosemite Ave | (559) 673-0100 |
| 9 | Moncali Insurance | 719 N D St Suite D | (559) 662-8798 |
| 10 | AIS David Frisby Insurance | 309 N I St | (559) 235-7676 |
Fiesta Auto Insurance & Tax Service serves Madera, California, offering truck insurance agent services tailored to commercial vehicle operators. Commercial trucking involves managing liability, cargo, and physical damage coverage that meets state and federal requirements. The company addresses the specific insurance needs of local truck drivers navigating Central Valley routes. Further, it handles both owner-operator policies and coverage for larger fleet vehicles transporting goods through the region.
Cost-U-Less Insurance offers a full range of truck insurance services for commercial operators in the Madera, California area. Its service plans include policy management support and claims assistance designed specifically for local trucking businesses. These maintenance plans help clients navigate coverage updates and regulatory requirements common to the industry. The agency serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
AAA Madera Branch serves trucking operators throughout Madera County, offering specialized truck insurance agent services for local and regional fleets. The company helps commercial drivers and owner-operators secure essential coverage for their vehicles and cargo operations. Policies are tailored to meet the unique demands of long-haul and short-haul transportation in California's Central Valley. The agency manages both liability and physical damage insurance for heavy-duty trucks operating in this area.
Elite Home & Auto Insurance Agency in Madera, CA provides truck insurance agent services for commercial vehicle operators. Its offerings include liability coverage and physical damage protection for trucks, along with routine policy reviews to maintain compliance with state requirements. The agency also coordinates risk assessment for local freight and delivery businesses. These services assist clients in securing appropriate protection for their assets. The agency services single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Israel Cortes serves the Madera, California area and surrounding communities with commercial truck insurance. It handles policies tailored for both owner-operators and small freight fleets operating in the region. The agency assesses each client's specific hauling distances and cargo types to match appropriate coverage. For a typical job, it begins with a thorough review of the vehicle’s usage and operational risks before comparing options from several carriers to find a suitable fit that addresses liability and cargo needs.
Ray Joseph Rezendes Jr - State Farm Insurance Agent serves truck owners and independent operators in the Madera area, providing coverage policies designed for commercial vehicles and fleet needs. The agency assists clients with liability, cargo, and physical damage protection to help manage the risks of transporting goods. Routine policy reviews are offered to ensure coverage limits align with operational changes. Its service area also extends to nearby communities within the Chowchilla region of Madera County.
Farmers Insurance - Jeffrey Jackson Ins Agency Inc in Madera, CA, distinguishes between one-time policy consultations for new vehicle registration and recurring coverage renewals tailored to commercial fleet schedules. This agency specializes in truck insurance, addressing liability and cargo protection needs for local operators. Service options are provided on a periodic basis, with scheduled reviews to align coverage with changing route requirements or vehicle acquisitions.
As harvest seasons in Madera bring heavy truck traffic through the San Joaquin Valley, Moncali Insurance helps local operators secure the required liability and cargo coverage. This truck insurance agent works with independent drivers and small fleets navigating the unique risks of this agricultural corridor. Policy options address physical damage, non-trucking liability, and medical payments under a single program. Each commercial auto application begins with a thorough review of vehicle condition and driving records to determine risk. An initial consultation includes a walk-around vehicle inspection to document existing damages before binding.
What Does a a Truck Insurance Agent in Madera Cost?
Typical costs for truck insurance in California range from 800 to 1500 per month for a single owner operator with standard coverage. Fleet policies average 10000 to 25000 annually per vehicle depending on driving history and cargo type. Costs vary by case based on miles driven safety record and coverage limits. This is general information not insurance advice.
About truck insurance agents in Madera
Truck insurance agents in Madera California assist owner operators and fleet companies with commercial auto policies. California requires minimum liability coverage of 15/30/5 for most trucks though higher limits are common for interstate hauling. Agents can explain state specific rules like the California Public Utilities Commission filing requirements for for hire carriers.
Frequently Asked Questions
What minimum liability coverage does California require for trucks?
California requires at least 15/30/5 liability coverage meaning 15000 per person 30000 per accident and 5000 for property damage. However trucks used for interstate commerce must meet federal minimums of 750000 in combined liability.
Do I need a specific type of insurance to haul goods in Madera?
Yes if you haul goods for hire you need a motor carrier permit from the California Public Utilities Commission. This requires proof of liability insurance and cargo coverage. An agent can help you file the correct forms.
Can a truck insurance agent help with non owner operator policies?
Yes many agents in Madera offer non owner operator policies for drivers who lease their truck to a carrier. This covers the driver when using a truck they do not own and meets California financial responsibility laws.
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