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HomeTruck Insurance AgentsCalifornia › Morgan Hill

Find Truck Insurance Agents Near You in Morgan Hill, CA

Browse truck insurance agents serving Morgan Hill, California. Updated 2026-07-14.

The top-rated truck insurance agent in Morgan Hill, California is Gabriela Ruvalcaba - State Farm Insurance Agent, rated 5.0 stars across 342 reviews. Other highly rated options include Kevin Bailey - State Farm Insurance Agent, Farmers Insurance - Christopher Brooke, Andrew Edwards - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Morgan Hill.

Showing 20 truck insurance agents in Morgan Hill, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gabriela Ruvalcaba - State Farm Insurance Agent17770 Monterey Rd Suite D(408) 779-6969
2Kevin Bailey - State Farm Insurance Agent16360 Monterey Rd #190(408) 612-4262
3Farmers Insurance - Christopher Brooke11 W 1st St(408) 779-2222
4Andrew Edwards - State Farm Insurance Agent275 Tennant Ave #107(408) 782-3000
5Frederick H. DiMeo Insurance Agency Inc17415 Monterey Rd #200(408) 778-9800
6Brauer Insurance Services LLC409 Tennant Station #195(408) 421-5555
7Ram Commercial Insurance15 W 5th St(408) 776-2800
8Maureen Harris: Allstate Insurance17200 Monterey Rd Ste A(408) 778-1298
9Farmers Insurance - Anna Perez-Villafranca16165 Monterey Rd Ste 204(650) 947-3880
10Hightower Insurance Agency105 W Main Ave(408) 448-4667
GR
17770 Monterey Rd Suite D
Gabriela Ruvalcaba - State Farm Insurance Agent
Truck Insurance Agent · Morgan Hill, CA

Gabriela Ruvalcaba - State Farm Insurance Agent serves Morgan Hill and surrounding areas in Santa Clara County, providing truck insurance solutions for local commercial and independent operators. The agency covers a range of vehicle types needing specialized liability and cargo protection. Policies are tailored to meet specific regional driving needs and regulatory requirements. In this area, common requests involve coverage for box trucks and long-haul tractor-trailers, and the agency handles comprehensive physical damage insurance for these vehicles.

KB
16360 Monterey Rd #190
Kevin Bailey - State Farm Insurance Agent
Truck Insurance Agent · Morgan Hill, CA

Kevin Bailey - State Farm Insurance Agent in Morgan Hill, CA, provides truck insurance policies covering commercial vehicle liability, cargo, and physical damage. Its service options include 24/7 claims reporting and flexible payment plans for local fleets and owner-operators. The agency assists with tailored coverage for various client needs, protecting vehicles, cargo, and business income from regional risks. Kevin Bailey’s agency serves a diverse client base, handling insurance for single-family homes, apartments, retail spaces, and restaurants throughout the Morgan Hill area.

FI
11 W 1st St
Farmers Insurance - Christopher Brooke
Truck Insurance Agent · Morgan Hill, CA

Trucking companies, independent owner-operators, and local logistics businesses in Morgan Hill rely on Farmers Insurance - Christopher Brooke for their commercial truck insurance needs. This agency provides liability coverage, physical damage protection, and cargo insurance tailored to fleet operations. With a focus on risk management for short-haul and long-haul routes, they help clients meet California’s regulatory requirements. The agency also serves operators in nearby Gilroy and the broader Santa Clara Valley area, ensuring regional coverage for those transporting goods through Silicon Valley’s transportation corridors.

AE
275 Tennant Ave #107
Andrew Edwards - State Farm Insurance Agent
Truck Insurance Agent · Morgan Hill, CA

Andrew Edwards - State Farm Insurance Agent serves Morgan Hill, California, and the surrounding South Bay communities. This office handles truck insurance for owner-operators and small fleets. Policies are selected to meet both personal and commercial coverage requirements. Each policy is reviewed to address local hauling conditions and common accident risks. The agency develops each client's coverage by taking a thorough inventory of vehicle types and typical cargo. This approach ensures protection corresponds directly to the specific demands of each trucking operation.

FH
17415 Monterey Rd #200
Frederick H. DiMeo Insurance Agency Inc
Truck Insurance Agent · Morgan Hill, CA

Frederick H. DiMeo Insurance Agency Inc in Morgan Hill, CA distinguishes between one-time temporary permits for short hauls and recurring commercial policies for regular routes. Their truck insurance agents work with coverage options that protect cargo, liability, and physical assets under standard local regulations. These policies are structured for individual or ongoing needs. Service runs on a one-time basis for per-trip certificates, or on a as-needed basis for policy adjustments mid-term.

BI
409 Tennant Station #195
Brauer Insurance Services LLC
Truck Insurance Agent · Morgan Hill, CA

Brauer Insurance Services LLC specializes in commercial truck insurance for operators in the Morgan Hill area, offering coverage for liability, cargo, and physical damage. The agency works closely with clients to navigate complex policy requirements and regulatory compliance for local and regional routes. Throughout the year, it helps truckers address seasonal concerns such as adjusting coverage for winter weather hazards or peak harvest periods that increase freight exposure.

RC
15 W 5th St
Ram Commercial Insurance
Truck Insurance Agent · Morgan Hill, CA

Ram Commercial Insurance provides comprehensive coverage options for trucking operations in the Morgan Hill area and throughout California. Specializing in essential add-ons such as cargo insurance, non-trucking liability, and physical damage protection, this agency helps local businesses manage risk. Tailored policies address the varying needs of commercial sectors, including delivery services, office complexes, warehouses, and food service establishments.

MH
17200 Monterey Rd Ste A
Maureen Harris: Allstate Insurance
Truck Insurance Agent · Morgan Hill, CA

As the harvest season approaches in Morgan Hill, local truck operators face increased demand for reliable coverage. Maureen Harris: Allstate Insurance serves as a truck insurance agent in this agricultural corridor, offering policies that address commercial auto liability and cargo protection. The surrounding highways and back roads present unique risks for heavy vehicles, making tailored coverage essential. Drivers scheduling a meeting with this agency typically begin by reviewing their current fleet and hauling routes. That initial assessment helps to identify gaps in protection before the busy shipping period arrives.

FI
16165 Monterey Rd Ste 204
Farmers Insurance - Anna Perez-Villafranca
Truck Insurance Agent · Morgan Hill, CA

Farmers Insurance - Anna Perez-Villafranca provides residential truck insurance services in Morgan Hill, California, helping local vehicle owners secure appropriate individual coverage. The agency also offers commercial truck insurance policies tailored for area businesses that require fleet or liability protection. Serving Morgan Hill and the surrounding region, this agent assists clients with tailoring a policy to meet their specific professional needs. After initial meetings to set up a policy, the agency follows up between regular visits to adjust coverage as truck routes or cargo requirements change.

HI
105 W Main Ave
Hightower Insurance Agency
Truck Insurance Agent · Morgan Hill, CA

Hightower Insurance Agency in Morgan Hill, California is known for providing commercial truck insurance to local owner-operators and small fleet operators. It offers policies that meet the specific coverage requirements for regional and long-haul trucking operations throughout the San Francisco Bay Area. The agency helps drivers comply with state liability mandates while advising on physical damage and cargo protection. Hightower can also add on non-trucking liability insurance for periods when a truck is used without a trailer attached.

FI
16433 Monterey Rd #160
Farmers Insurance - Carlos Copeland
Truck Insurance Agent · Morgan Hill, CA
(408) 779-3900
agents.farmers.com/ca/morgan-hill/carlos-copeland
KM
16175 Monterey Rd # B
Kelly Mandani - State Farm Insurance Agent
Truck Insurance Agent · Morgan Hill, CA
(408) 353-0303
kellymandani.com
AM
15005 Concord Cir #110
Acrisure Morgan Hill, CA (Pacific Diversified Insurance)
Truck Insurance Agent · Morgan Hill, CA
(408) 842-2131
acrisure.com
AI
60 W Main Ave #11b
Adobe Insurance Brokers
Truck Insurance Agent · Morgan Hill, CA
(855) 236-2346
adobebrokers.com
EI
16430 Monterey Rd # 4
Eilert Insurance Group
Truck Insurance Agent · Morgan Hill, CA
(408) 776-9090
NI
60 W Main Ave #11a
Nationwide Insurance-Nathan Douglas Gleason
Truck Insurance Agent · Morgan Hill, CA
(408) 659-8788
gleasoninsured.com
DI
35 W Main Ave
Dunne Insurance
Truck Insurance Agent · Morgan Hill, CA
(408) 740-3025
dunneinsurance.com
SI
Vineyard Office Building, 275 Tennant Ave
SL Insurance Associates
Truck Insurance Agent · Morgan Hill, CA
(408) 776-8600
MA
16415 Monterey Rd Suite B
Mexi-America Multi Service - Morgan Hill
Truck Insurance Agent · Morgan Hill, CA
(408) 779-0104
mexiamericamultiservices.com
LI
50 W Main Ave
Ligar Insurance Services Inc
Truck Insurance Agent · Morgan Hill, CA
(408) 465-9240
ligarinsurance.net

What Does a a Truck Insurance Agent in Morgan Hill Cost?

Typical truck insurance costs in California range from $8,000 to $15,000 per year for a single truck with basic liability coverage. Full coverage policies with cargo and physical damage can cost $12,000 to $25,000 annually. Rates vary based on driving record, cargo type, and annual miles driven. This is general information, not insurance advice.

About truck insurance agents in Morgan Hill

Truck insurance agents in Morgan Hill help local owner-operators and fleets secure coverage required by California law. California mandates minimum liability insurance of $750,000 for intrastate trucking, with higher limits for hazardous materials. An agent can guide you through the California Public Utilities Commission (CPUC) filing requirements and help you find policies that match your specific operation.

Frequently Asked Questions

What types of truck insurance are required in California?

California requires liability insurance with minimum limits of $750,000 for intrastate trucking. You also need cargo insurance, physical damage coverage, and workers compensation if you have employees. An agent can help you meet all state and federal requirements.

How does California law affect truck insurance costs?

California law requires higher liability limits than many states, which can increase premiums. The state also has strict environmental and safety regulations that may require additional coverage. Your driving history, cargo type, and annual mileage will also affect your rate.

Do I need a special license to drive a truck in California?

Yes, you need a valid Commercial Drivers License (CDL) for any truck over 26,000 pounds or carrying hazardous materials. California also requires a Medical Examiners Certificate. Your insurance agent can verify your license status is current before binding a policy.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.