The top-rated truck insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,581 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 20 truck insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 6 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 7 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 8 | Solarx Auto Insurance | 434 W Pleasant Valley Rd | (805) 986-1984 |
| 9 | Onix Insurance Services | 609 S Oxnard Blvd | (805) 263-6981 |
| 10 | Bucio Insurance | 1049 S Ventura Rd B | (805) 985-0351 |
Pacific Preferred Insurance serves the Ventura County area from its base in Oxnard, California, as a dedicated truck insurance agent. The agency provides commercial auto coverage tailored specifically for local trucking operations, including owner-operators and small fleets navigating regional routes. They assist with liability protection, cargo insurance, and physical damage policies for heavy trucks. Additionally, Pacific Preferred Insurance handles occupational accident coverage for independent drivers operating within the area.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA provides truck insurance coverage along with related policies for local commercial drivers. Their services include liability, cargo, and physical damage protection tailored to various fleet sizes. Maintenance plans are offered to help keep policies current and adjust coverage as business needs change. The company also assists with claims filing and risk management advice for owners in this region. It services fleets for single-family homes and apartments as well as retail shops and restaurants.
Charles Allison of State Farm Insurance Agent in Oxnard, California, addresses residential truck insurance needs for personal vehicles, ensuring coverage for daily driving on local roads. He also provides commercial policies for trucks used in business operations, serving clients throughout the broader Oxnard area. Policyholders can schedule follow-up consultations to adjust coverage as their driving patterns change, with repeat service offered between regular visits for any necessary updates or policy adjustments.
Commercial truck operators and owner-operators throughout Oxnard turn to Julio's Auto Insurance for coverage tailored to heavy vehicles. The agency specializes in liability, physical damage, and cargo insurance policies that address the unique risks of local trucking operations. Drivers hauling goods along Highway 101 or serving Oxnard's agricultural and port industries benefit from policy reviews that match their specific routes and cargo types. Julio's Auto Insurance also provides coverage for fleets operating from Ventura to the surrounding communities of Camarillo.
Auto International Insurance in Oxnard, California, is known for providing coverage for commercial trucking operations. Its service range includes liability, physical damage, and cargo insurance for local and long-haul fleets. The agency helps clients manage risks specific to California’s transportation corridors. Custom policies can typically support independent owner-operators and larger trucking companies alike. As an available add-on, the agency offers coverage for truck rental or non-trucking use liability, protecting vehicles when they are not under dispatch.
Serving Oxnard and the surrounding Ventura County communities, Veronica's Insurance Oxnard handles commercial truck insurance policies for local owner-operators and fleet businesses. The agency works to secure coverage options that protect vehicles and cargo during typical regional routes. For each new policy, the team reviews operational specifics like driver history and mileage to match a client's exact risk profile. It applies a consultative approach, comparing available carriers to find suitable coverage limits for a trucking operation.
Ceja Insurance Agency - Auto, Car & Home Insurance Agents in Oxnard, CA, assists commercial drivers in distinguishing between one-time liability filings and recurring policies that renew annually with consistent premium structures. As a truck insurance agent, it addresses coverage for cargo, physical damage, and medical payments required by regional freight routes. Service runs on an as-needed basis for policy adjustments and renewals, though annual reviews are scheduled to update coverage limits and verify compliance with California insurance requirements.
Solarx Auto Insurance serves the Oxnard, California, metro area as a dedicated truck insurance agent. The company focuses on providing commercial coverage solutions for local trucking operations and owner-operators. Nautical mile insurance needs and cargo protection for goods transported through Port Hueneme are commonly addressed. Policies are tailored to meet state regulatory requirements for commercial trucks operating in Ventura County. Solarx Auto Insurance also handles physical damage coverage for tractor-trailers and short-haul trucks on routes within Southern California.
Onix Insurance Services specializes in policies tailored for commercial truck operators in and around Oxnard, California. It provides essential coverage options such as liability, cargo protection, and physical damage insurance for local and regional fleets. The agency also assists independent drivers in navigating complex industry requirements with straightforward consultations. For seasonal concerns, the company helps clients review and adjust their coverage before peak harvest periods when delivery demands and road hazards increase significantly in Ventura County.
During the harvest season, Oxnard's busy trucking routes create heightened exposure for commercial vehicles, and Bucio Insurance helps local operators address these specific coverage needs. As a truck insurance agent, the company works with owner-operators and small fleets to arrange liability, cargo, and physical damage policies appropriate for regional hauling demands. Understanding how California's regulations affect commercial truck insurance is key to their service approach. New clients typically begin by scheduling a walk-around inspection of their vehicles and a review of current cargo documentation.
What Does a a Truck Insurance Agent in Oxnard Cost?
Truck insurance costs in California vary widely based on driving history cargo type and annual mileage. A single owner-operator might pay between 6000 and 15000 dollars per year for basic liability coverage. Full coverage with physical damage can cost 12000 to 25000 dollars or more. This is general information and not insurance advice.
About truck insurance agents in Oxnard
Truck insurance agents in Oxnard help owner-operators and fleets meet California minimum liability requirements. California requires a minimum of 750000 dollars in liability coverage for interstate trucking and 300000 dollars for intrastate operations. An agent can guide you through the specific filings needed for the California Public Utilities Commission.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Oxnard California?
For intrastate trucking in California you need at least 300000 dollars in liability insurance. For interstate operations the minimum is 750000 dollars. You must also file proof of insurance with the California DMV and the Federal Motor Carrier Safety Administration if applicable.
Do I need a special license to sell truck insurance in California?
Yes truck insurance agents in California must hold a valid property and casualty license from the California Department of Insurance. They must also complete continuing education courses to stay current on commercial auto regulations.
How does the California Public Utilities Commission affect my truck insurance?
If you haul property for hire in California you must register with the CPUC and show proof of 750000 dollars in liability coverage. Your truck insurance agent can help you file the required BIPD endorsement with the CPUC.
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