The top-rated truck insurance agent in Redwood City, California is Cost-U-Less Insurance, rated 4.9 stars across 544 reviews. Other highly rated options include AAA Redwood City Branch, Charlotte Russell - State Farm Insurance Agent, Divia Express Insurance Agency, Inc.. This directory lists 22 truck insurance agents serving Redwood City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 660 Price Ave Unit A | (650) 389-9052 |
| 2 | AAA Redwood City Branch | 510 Veterans Blvd Ste A | (650) 216-3100 |
| 3 | Charlotte Russell - State Farm Insurance Agent | 1391 Woodside Rd Ste 218 | (650) 369-7900 |
| 4 | Divia Express Insurance Agency, Inc. | 3000 Middlefield Rd | (650) 299-1111 |
| 5 | Nick Bertetta - State Farm Insurance Agent | 465 Convention Way # 3 | (650) 365-7100 |
| 6 | John McAfee - State Farm Insurance Agent | 734 Woodside Rd | (650) 260-2532 |
| 7 | Lorena Nava: Allstate Insurance | 3754 Florence St | (650) 556-2670 |
| 8 | Steve Fiorentino - State Farm Insurance Agent | 734 Woodside Rd | (650) 322-3499 |
| 9 | Willow Street Insurance | 2103 Middlefield Rd | (650) 298-8111 |
| 10 | U D Side Insurance&Middlefield registration services | 3133 Middlefield Rd # A | (650) 306-9185 |
Cost-U-Insurance provides truck insurance agent services in Redwood City, California, and the surrounding San Mateo County area. It helps commercial truck operators secure coverage for their vehicles and cargo. The agency works with local drivers to find policies that address liability and physical damage risks common on regional highways. Typical offerings include policies for owner-operators and small fleets operating within Northern California. The company handles both primary liability coverage and motor truck cargo insurance for goods transported locally.
AAA Redwood City Branch serves Redwood City and San Mateo County as a truck insurance agent. The company helps local commercial trucking operations obtain necessary coverage for their fleets. It assists with policies tailored to the unique requirements of freight and delivery vehicles operating throughout the Bay Area region. Evaluating risk levels for different cargo types is a standard part of providing appropriate liability protection. AAA Redwood City Branch specifically handles physical damage coverage for trucks as well as cargo insurance for transported goods.
Charlotte Russell - State Farm Insurance Agent in Redwood City, California serves local trucking businesses, owner-operators, and fleet owners by offering tailored commercial auto and liability coverage designed to meet the demands of trucking operations. The agent works with clients to address protection for vehicles, cargo, and business risks. This agency also provides personalized consultations to help reduce potential gaps in coverage. The service area extends to surrounding communities such as San Carlos and the broader San Mateo County region.
Divia Express Insurance Agency, Inc. provides truck insurance coverage for regional and long-haul operators in the Redwood City area. Its service plans include policy renewals, liability adjustments, and claims filing support to keep commercial fleets compliant on California highways. Regular maintenance plans help clients review cargo and physical damage coverage to meet state requirements. The agency insures single-family homes, apartments, retail spaces, and restaurants alongside its core trucking portfolio.
Based in Redwood City, Nick Bertetta - State Farm Insurance Agent serves drivers throughout the Peninsula and surrounding Bay Area communities. This truck insurance agency handles commercial policies for local owner-operators and small fleets, covering liability, physical damage, and cargo protection as core offerings. By carefully reviewing each client's specific operational routes and vehicle types, the agent tailors coverage limits to match unique business exposures and compliance requirements. For a typical job, the agent begins with a thorough risk consultation before comparing options to build a balanced policy.
For local businesses and independent operators, truck insurance can be arranged either as a one-time policy for a single haul or as a recurring annual plan with ongoing coverage. From John McAfee - State Farm Insurance Agent in Redwood City, CA, clients can access policies addressing cargo protection, liability, and physical damage specific to commercial vehicles. This agency works with carriers that offer common coverages for the region’s transportation sector. Service is provided on a scheduled and as-needed basis via appointment for quotes or policy changes.
Lorena Nava: Allstate Insurance in Redwood City provides specialized truck insurance agent services, addressing coverage needs for commercial vehicle operators across the region. It also offers general insurance products for local drivers and businesses, helping secure appropriate liability and cargo protection. The agency assists truck owners in managing the unique risks of long-haul transportation and local freight delivery. During winter months, it helps commercial clients prepare for increased hazards on rain-slicked highways and fog-prone coastal routes through tailored policy reviews.
As the busy harvest season approaches on the peninsula, local truckers in Redwood City face increased pressure to keep their commercial vehicles properly insured. Steve Fiorentino - State Farm Insurance Agent helps these drivers navigate the specific liability and cargo requirements unique to this work. They offer clear explanations of coverage options tailored to local regulations and road conditions. The process begins with a thorough review of the driver’s current policy and vehicle usage to identify gaps, followed by a detailed inspection of the rig itself during the initial assessment.
Willow Street Insurance provides truck insurance solutions for operators in Redwood City and the surrounding region. The agency helps clients secure essential liability coverage while offering specialty add-ons such as cargo protection and roadside assistance. Policies are designed to address the specific risks faced by commercial trucking, including coverage for equipment breakdowns and non-trucking liabilities. This independent agency can serve businesses operating from local offices, warehouses, fulfillment centers, and distribution hubs, as well as food service providers requiring refrigerated transport and delivery fleets.
U D Side Insurance&Middlefield registration services offers residential truck insurance to owner-operators and small fleets in Redwood City. Commercial coverage is also available for local delivery and long-haul operations throughout the Bay Area. Policies can be tailored to fit various operational needs. The agent follows up with clients between regular visits to review coverage limits and address any changes in driving routes or vehicle inventories, ensuring ongoing suitability for each account.
What Does a a Truck Insurance Agent in Redwood City Cost?
Typical truck insurance costs in California range from 8,000 to 15,000 dollars per year for a single truck with basic liability. Full coverage including physical damage and cargo can cost 12,000 to 25,000 dollars annually. Rates vary based on driving record, cargo type, and annual mileage. This is general information and not insurance advice.
About truck insurance agents in Redwood City
Truck insurance agents in Redwood City help owner-operators and fleets secure coverage that meets California Department of Motor Vehicles requirements. California law mandates minimum liability limits of 750,000 dollars for most commercial trucks under the California Vehicle Code. Local agents understand the specific risks of Bay Area routes and can tailor policies accordingly.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Redwood City California?
California requires commercial trucks to carry liability insurance of at least 750,000 dollars for property damage and bodily injury per accident. Trucks carrying hazardous materials may need 1 million to 5 million dollars in coverage. An agent can help you meet these state minimums.
How do I find a truck insurance agent in Redwood City?
You can search online for independent agents who specialize in commercial auto insurance in San Mateo County. Many local agencies offer free quotes and can explain California-specific rules like the California Public Utilities Commission filing requirements.
Does California require cargo insurance for trucks?
Cargo insurance is not required by California state law but is often required by shippers or brokers. An agent can help you determine the right cargo limit based on the goods you haul and your contracts.
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