The top-rated truck insurance agent in Roseville, California is Acceptance Insurance, rated 4.9 stars across 391 reviews. Other highly rated options include Farmers Insurance - Gilbert Cohen, Pacific Unity Insurance Solutions, Inc., Finkemeier Insurance Services. This directory lists 20 truck insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 107 S Harding Blvd STE I | (916) 527-6004 |
| 2 | Farmers Insurance - Gilbert Cohen | 10002 Foothills Blvd Ste 120 | (916) 789-7000 |
| 3 | Pacific Unity Insurance Solutions, Inc. | 2241 Douglas Blvd Suite 250 | (916) 846-9555 |
| 4 | Finkemeier Insurance Services | 1805 Cirby Way STE 7 | (916) 666-7889 |
| 5 | Peterson & Grantham Insurance Brokers | 3017 Douglas Blvd Suit 300 | (916) 431-0400 |
| 6 | Network Truck Insurance | 120 Main St | (916) 780-2535 |
| 7 | All-Cal Insurance Agency | 505 Vernon St | (916) 784-9070 |
| 8 | Nationwide Insurance - Waters Insurance Agency | 9063 Foothills Blvd # 6 | (916) 960-1600 |
| 9 | Alex Rue Insurance Agency, Inc. | 9815 Antelope Rd | (916) 572-9815 |
| 10 | Eureka General Insurance Agency, LLC | 140 Diamond Creek Pl Suite 185 | (800) 354-1584 |
Acceptance Insurance serves homeowners, businesses, and property managers in Roseville, California, looking for commercial truck insurance coverage. The agency provides policies that help protect vehicles used for hauling and local delivery operations. These services include liability, physical damage, and cargo insurance tailored to the needs of trucking professionals. By working with multiple carriers, the office can often offer flexible payment plans to fit different budgets. The agency also covers clients in nearby Citrus Heights and the greater Sacramento metro area.
Farmers Insurance - Gilbert Cohen serves the Roseville, California area as a truck insurance agent. The agency provides commercial auto policies for local trucking operations, including coverage for vehicle damage and liability protection. It also helps owner-operators secure physical damage insurance for their rigs. Workers' compensation policies are available for companies with employed drivers. The agency handles cargo insurance to protect goods in transit across the Sacramento region. It manages commercial umbrella policies for additional liability layers.
Pacific Unity Insurance Solutions, Inc. provides a range of commercial truck insurance services in the Roseville area. Its offerings focus on connecting owner-operators and local fleets with coverage for liability, cargo, and physical damage. The company helps clients select suitable protection plans for their specific operational needs, assisting with policy reviews and adjustments as circumstances change. It regularly works with businesses that have different property exposures, including single-family homes, apartments, retail locations, and restaurants.
Finkemeier Insurance Services serves local businesses and commercial property managers in Roseville, California, with tailored truck insurance policies. It helps owners of both small fleets and independent rigs find coverage that meets regulatory requirements and protects their operations. The agency works with regional carriers to match policies to each client’s specific hauling needs. In addition to its Roseville office, Finkemeier Insurance Services also covers commercial truck insurance needs for businesses in the greater Sacramento metro area and the nearby community of Rocklin.
Peterson & Grantham Insurance Brokers serves the Roseville area and surrounding Sacramento Valley communities, handling coverage solutions for commercial trucking operations. This truck insurance agent works with operators to secure policies for varying fleet sizes and cargo types. The typical job begins with a detailed review of each client's driving records and operational routes. From there, the office compares available options to match coverage with specific risk exposures, then presents clear explanations of policy features before finalizing any agreement.
Network Truck Insurance in Roseville, CA offers both one-time policy setups for individual owner-operators and recurring service agreements for fleets with continuous coverage needs. Their truck insurance agent team helps match clients with appropriate liability, cargo, and physical damage protection for commercial vehicles operating in the region. Service runs on a one-time, scheduled, or as-needed basis depending on each policyholder's workload and regulatory requirements.
All-Cal Insurance Agency works with commercial vehicle operators to develop coverage plans that address liability, cargo, and physical damage risks. It can add specialized protections such as non-trucking liability and rental reimbursement to a policy. Located in Roseville, California, the agency helps local businesses navigate the region’s unique road and regulatory conditions for trucking. Its services are available to a range of commercial sectors, including offices, warehouses, and food service operations that rely on freight transportation.
Springtime in Roseville brings increased freight and construction traffic, elevating the need for tailored commercial truck coverage. Nationwide Insurance - Waters Insurance Agency helps local operators manage those seasonal risks with comprehensive policies designed for long-haul, delivery, and regional fleets. The agency focuses on liability protection, cargo insurance, and physical damage coverage that comply with California’s evolving transportation regulations. For truckers facing rising cargo claims or new compliance hurdles, here the initial step is a free inspection of your current policy limits and operational routes.
Alex Rue Insurance Agency, Inc. in Roseville, CA specializes in finding coverage for commercial trucks and fleets. It generally works with local owner-operators and regional carriers to meet liability and physical damage requirements. The agency helps clients navigate complex rating factors like cargo types and driving radius. It is especially useful when snow or wildfire seasons affect regional routes and create increased exposure on California highways.
What Does a a Truck Insurance Agent in Roseville Cost?
Typical annual premiums for truck insurance in California range from 8000 to 15000 dollars for a single truck with basic liability. Full coverage with cargo and physical damage can cost 12000 to 25000 dollars per year. Rates vary based on driving history, cargo type, and coverage limits. This is general information and not insurance advice.
About truck insurance agents in Roseville
Truck insurance agents in Roseville California help owner operators and fleet companies find coverage that meets state and federal requirements. California law mandates minimum liability limits of 750000 dollars for interstate carriers and 300000 dollars for intrastate operations. Local agents understand the specific risks of hauling goods through the Sacramento Valley and can tailor policies to your needs.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in California?
California requires a minimum of 750000 dollars in liability coverage for interstate commercial trucks and 300000 dollars for intrastate operations. You may also need cargo insurance and physical damage coverage. An agent can help you meet these legal requirements.
How do I find a qualified truck insurance agent in Roseville?
Look for agents who specialize in commercial auto and trucking insurance. Check that they are licensed by the California Department of Insurance. Many agents in Roseville work with multiple carriers to find you competitive rates.
What factors affect the cost of truck insurance in Roseville?
Costs depend on your driving record, the type of cargo you haul, annual mileage, and the value of your truck. California also has higher minimum coverage requirements than some states, which can increase premiums. Your agent can explain these factors.
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