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HomeTruck Insurance AgentsCalifornia › San Luis Obispo

Find Truck Insurance Agents Near You in San Luis Obispo, CA

Browse truck insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated truck insurance agent in San Luis Obispo, California is AAA San Luis Obispo Insurance and Member Services, rated 4.4 stars across 344 reviews. Other highly rated options include Mike Smith - State Farm Insurance Agent, Susan Rodriguez - State Farm Insurance Agent, Farmers Insurance - Jennifer White. This directory lists 20 truck insurance agents serving San Luis Obispo.

Showing 20 truck insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA San Luis Obispo Insurance and Member Services1445 Calle Joaquin(805) 543-6454
2Mike Smith - State Farm Insurance Agent1608 Johnson Ave(805) 546-8393
3Susan Rodriguez - State Farm Insurance Agent799 Foothill Blvd D(805) 783-7050
4Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
5Orange Auto Insurance2146 Parker St Suite A2(805) 439-3999
6Todd Thomas - State Farm Insurance Agent1238 Marsh St(805) 543-0650
7Marc Amesse - State Farm Insurance Agent2251 Broad St A(805) 543-0889
8Polk Insurance Agency1443 Marsh St(805) 544-6454
9SLO Insurance Services1494 Mill St(805) 543-7564
10Minton Insurance1042 Pacific St # E(805) 546-8113
AS
1445 Calle Joaquin
AAA San Luis Obispo Insurance and Member Services
Truck Insurance Agent · San Luis Obispo, CA

AAA San Luis Obispo Insurance and Member Services serves San Luis Obispo County and the surrounding Central Coast region with professional truck insurance solutions. The company helps local truck operators secure coverage that addresses the unique risks of commercial transportation. Protecting cargo, liability, and physical assets are critical concerns for drivers and fleet owners navigating California highways. This agency provides specialized policies that meet the insurance requirements for both local and long-haul operations in this area. It handles commercial auto liability coverage and physical damage protection for trucks and their cargo.

MS
1608 Johnson Ave
Mike Smith - State Farm Insurance Agent
Truck Insurance Agent · San Luis Obispo, CA

Mike Smith - State Farm Insurance Agent in San Luis Obispo, CA, provides a range of truck insurance services, including liability coverage and cargo protection. The company designs its maintenance plans to cover policy reviews and claim assistance throughout the policy term. Its service approach involves evaluating individual commercial driving needs and matching them with appropriate coverage options. For property lines, the agency handles insurance for diverse structures such as single-family homes, apartments, retail spaces, and restaurants.

SR
799 Foothill Blvd D
Susan Rodriguez - State Farm Insurance Agent
Truck Insurance Agent · San Luis Obispo, CA

Susan Rodriguez - State Farm Insurance Agent in San Luis Obispo, California, serves local business owners and commercial fleet operators who need coverage for their trucks. The agency provides customized truck insurance policies tailored to meet the unique liability and cargo protection requirements of the region. Understanding the demands of the Central Coast transportation industry, this office works to secure appropriate coverage for both owner-operators and larger commercial accounts. Along with its San Luis Obispo clients, the agent also covers neighboring communities such as Arroyo Grande.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Truck Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White serves San Luis Obispo and the surrounding communities of the Central Coast, including Arroyo Grande, Pismo Beach, and Paso Robles. This agency handles commercial truck insurance policies for owner-operators and small fleets, covering liability, cargo, and physical damage protection. For each client, it begins with a careful needs assessment to understand routes and cargo type, then compares coverage options from multiple carriers to build a tailored policy. The general approach used to handle a typical job is to reassess coverage annually alongside any changes in the client's operations.

OA
2146 Parker St Suite A2
Orange Auto Insurance
Truck Insurance Agent · San Luis Obispo, CA

For trucking operations in and around San Luis Obispo, choosing between a single policy for one load or ongoing coverage for a dedicated fleet affects how quickly protection can be arranged. Orange Auto Insurance acts as a local truck insurance agent, advising on liability, physical damage, and cargo insurance to meet varied route and hauling needs. Their service is provided on an as-needed basis, meeting each trucking business when a policy review, new policy, or claim assistance is required.

TT
1238 Marsh St
Todd Thomas - State Farm Insurance Agent
Truck Insurance Agent · San Luis Obispo, CA

Todd Thomas - State Farm Insurance Agent specializes in truck insurance for commercial vehicles, offering tailored policies for local delivery trucks and long-haul rigs. It also handles general insurance services including auto, home, and life coverage for clients in San Luis Obispo, CA. The agency helps truckers comply with liability requirements and protect their cargo. During peak harvest seasons, it assists agricultural trucking operations with adjusting coverage for seasonal produce hauling and increased road exposure.

MA
2251 Broad St A
Marc Amesse - State Farm Insurance Agent
Truck Insurance Agent · San Luis Obispo, CA

With the busy harvest and construction seasons in San Luis Obispo, local truck operators often face shifting insurance requirements to keep their fleets compliant on Central Coast roads. Marc Amesse of State Farm Insurance addresses these specialized needs by offering tailored liability and cargo coverage for commercial trucks. Policies are designed to protect against accident claims and regulatory fines unique to California’s transportation sector. A thorough assessment of each vehicle’s operating routes and payload is conducted during the initial inspection.

PI
1443 Marsh St
Polk Insurance Agency
Truck Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency provides trucking businesses in San Luis Obispo with essential commercial coverage for their fleets. As a local truck insurance agent, it specializes in tailoring policies that address unique operational risks, including cargo protection, liability coverage, and physical damage insurance for vehicles. Polk Insurance Agency can also assist with add-ons designed for specific requirements, such as non-trucking liability and rental reimbursement. Its services support a variety of commercial sectors, including local delivery offices, equipment warehouses, mobile repair workshops, and food service companies that rely on truck transportation for daily operations.

SI
1494 Mill St
SLO Insurance Services
Truck Insurance Agent · San Luis Obispo, CA

Located in San Luis Obispo, California, SLO Insurance Services helps local residents protect their personal vehicles with tailored auto policies. For commercial clients, the agency provides specialized coverage for trucking operations, including liability and cargo insurance for local and regional routes. Serving the broader San Luis Obispo area, they focus on building ongoing relationships with fleet and independent truck owners. After an initial policy is set, agents follow up before each renewal to review coverage needs and adjust for any changes in driving routes or cargo types between regular visits.

MI
1042 Pacific St # E
Minton Insurance
Truck Insurance Agent · San Luis Obispo, CA
MI
2000 Broad St
McGee Insurance Agency
Truck Insurance Agent · San Luis Obispo, CA
(805) 543-8833
mcgeeinsurance.com
MG
1122 Laurel Ln
Morris & Garritano Insurance
Truck Insurance Agent · San Luis Obispo, CA
(805) 543-6887
morrisgarritano.com
GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Truck Insurance Agent · San Luis Obispo, CA
(805) 242-4900
tinaldonaldson.com
RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Truck Insurance Agent · San Luis Obispo, CA
(805) 781-6336
engleinsurance.com
CA
3121 S Higuera St # I
Coast Auto Insurance Services, Inc.
Truck Insurance Agent · San Luis Obispo, CA
(805) 544-1990
coastautoinsurance.com
SI
1248 Laurel Ln
StateOne Insurance - Don Allen
Truck Insurance Agent · San Luis Obispo, CA
(805) 547-1000
ibwins.com/locations/san-luis-obispo-stateone-insurance
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Truck Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Truck Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
AB
369 Marsh St #200
Adler Belmont Group, Inc.
Truck Insurance Agent · San Luis Obispo, CA
(805) 540-3900
adlerbelmontgroup.com
CA
211 Tank Farm Rd
Coastal Axis Insurance
Truck Insurance Agent · San Luis Obispo, CA
(805) 459-3240
coastalaxis.com/contact

What Does a a Truck Insurance Agent in San Luis Obispo Cost?

Truck insurance costs in California typically range from 8000 to 15000 dollars per year for a single truck with basic liability. Full coverage including cargo and physical damage can cost 12000 to 25000 dollars annually. Rates vary based on driving history vehicle type and annual mileage. This is general information not insurance advice.

About truck insurance agents in San Luis Obispo

Truck insurance agents in San Luis Obispo help owner-operators and fleets meet California minimum liability requirements. California law mandates at least 750000 dollars in liability coverage for interstate commercial trucks. Local agents can also advise on cargo insurance and physical damage coverage for routes along Highway 101.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in California?

California requires at least 750000 dollars in liability insurance for interstate commercial motor vehicles. Intrastate trucks may need 300000 dollars depending on cargo type. An agent can help you meet these state-specific limits.

Do I need a special license to drive a commercial truck in San Luis Obispo?

Yes you need a valid California Commercial Driver License or CDL for most trucks over 26000 pounds. The California DMV issues CDLs and requires written and skills tests. Your insurance agent can verify your license status affects your policy.

How does California law affect truck insurance rates in San Luis Obispo?

California requires insurers to base rates on driving record and vehicle use rather than credit score. Local factors like wildfire risk and traffic on Highway 101 can also influence premiums. An agent can explain how these rules apply to your policy.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.