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HomeTruck Insurance AgentsCalifornia › Watsonville

Find Truck Insurance Agents Near You in Watsonville, CA

Browse truck insurance agents serving Watsonville, California. Updated 2026-07-14.

The top-rated truck insurance agent in Watsonville, California is Fiesta Auto Insurance & Tax Service, rated 4.8 stars across 467 reviews. Other highly rated options include Freeway Insurance, Fernando Lopez - State Farm Insurance Agent, AAA Watsonville Branch. This directory lists 18 truck insurance agents serving Watsonville.

Showing 18 truck insurance agents in Watsonville, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service1439 Freedom Blvd(831) 768-0390
2Freeway Insurance1441 Main St Ste 103(831) 287-6764
3Fernando Lopez - State Farm Insurance Agent734 E Lake Ave STE 7(831) 722-1500
4AAA Watsonville Branch1195 S Green Valley Rd(831) 768-4540
5KBK Insurance Agency1006 Freedom Blvd(831) 724-1085
6Universal Agency Insurance and Tax Service Inc1426 Freedom Blvd STE 101(831) 319-4500
7Huizar-Albor Insurance Agency Inc.: Allstate Insurance734 E Lake Ave STE 4(831) 763-4626
8Evan Darling - State Farm Insurance Agent1919 Main St(831) 536-4099
9Farmers Insurance - Rafael Suarez1185 Freedom Blvd Ste 3(831) 722-3000
10Coast Auto Insurance1091 S Green Valley Rd(831) 761-1990
FA
1439 Freedom Blvd
Fiesta Auto Insurance & Tax Service
Truck Insurance Agent · Watsonville, CA

Fiesta Auto Insurance & Tax Service provides truck insurance agent services in Watsonville, California. It offers comprehensive coverage options for commercial trucking operations and works with clients to establish appropriate liability and cargo policies. The agency assists local drivers with routine policy reviews and helps schedule necessary documentation updates. Its service plans include annual coverage assessments and direct support for claims filing procedures. Fiesta Auto Insurance & Tax Service serves properties such as single-family homes, apartments, retail storefronts, and restaurants.

FI
1441 Main St Ste 103
Freeway Insurance
Truck Insurance Agent · Watsonville, CA

Freeway Insurance serves commercial truck operators and owner‑operators in Watsonville, California, offering coverage tailored to the region’s agricultural and freight transportation needs. The agency provides liability, physical damage, and cargo insurance policies designed to protect both vehicles and their loads. Policies are structured to help businesses manage risk from daily hauls along rural routes and nearby highways. Freeway Insurance also extends its truck insurance services to motor carriers operating in and around the neighboring communities of Gilroy and the greater Monterey Bay area.

FL
734 E Lake Ave STE 7
Fernando Lopez - State Farm Insurance Agent
Truck Insurance Agent · Watsonville, CA

Fernando Lopez - State Farm Insurance Agent in Watsonville, CA, offers commercial truck insurance policies designed for owner-operators and small fleet businesses. Coverage options include liability, cargo, physical damage, and roadside assistance. Maintenance plans are not directly provided, but the agency helps clients manage risk through tailored policy reviews and dedicated claims support. The agency serves primarily single-family homes, apartments, retail, and restaurants with their broader personal and business insurance needs.

AW
1195 S Green Valley Rd
AAA Watsonville Branch
Truck Insurance Agent · Watsonville, CA

AAA Watsonville Branch serves the greater Watsonville, California metro area as a truck insurance agent. The agency provides commercial coverage designed specifically for the trucking industry, helping local operators manage their unique risk exposures. Policies typically address liability for cargo loads and physical damage to vehicles. The firm also assists with regulatory compliance, ensuring clients meet mandatory insurance requirements for commercial trucking operations on regional highways. Among the targeted services it handles in this area are cargo insurance and physical damage coverage for over-the-road trucks.

KI
1006 Freedom Blvd
KBK Insurance Agency
Truck Insurance Agent · Watsonville, CA

KBK Insurance Agency serves owner-operators and commercial fleet businesses in Watsonville, California. It provides truck insurance policies that cover liability, cargo, and physical damage for regional and long-haul operations. The agent works with drivers to manage risk profiles and meet state filing requirements for their commercial vehicles. KBK Insurance Agency also extends its truck insurance services to clients operating in the nearby communities of Prunedale and the broader Santa Cruz County area.

UA
1426 Freedom Blvd STE 101
Universal Agency Insurance and Tax Service Inc
Truck Insurance Agent · Watsonville, CA

Universal Agency Insurance and Tax Service Inc serves Watsonville and the surrounding Central Coast communities, specializing in truck insurance agent services for local and regional commercial vehicle operators. It handles essential coverage needs specific to the trucking industry, including liability, cargo, and physical damage protection. To manage a typical client, it begins by reviewing the operator’s fleet size and hauling patterns, then identifies the appropriate policy limits from standard market options.

HA
734 E Lake Ave STE 4
Huizar-Albor Insurance Agency Inc.: Allstate Insurance
Truck Insurance Agent · Watsonville, CA

Huizar-Albor Insurance Agency Inc.: Allstate Insurance in Watsonville, CA, provides truck insurance designed for either a single policy or ongoing renewals, with coverage tailored to protect commercial vehicles and cargo. A one-time policy covers a short-term haul, while recurring service ensures consistent protection for regular routes. Their policies include liability, physical damage, and cargo coverage as standard options for truck operators. This agency typically runs its service on a scheduled basis to align with clients’ seasonal or annual commercial driving needs.

ED
1919 Main St
Evan Darling - State Farm Insurance Agent
Truck Insurance Agent · Watsonville, CA

Offering coverage tailored for commercial trucks, local fleets, and owner-operators, Evan Darling - State Farm Insurance Agent in Watsonville, CA, provides truck insurance policies designed to protect vehicles and cargo. The agency also works with drivers on general auto, home, and business insurance needs common to the Central Coast. When seasonal agricultural transport peaks or during the region’s rainy winter months, the office helps truckers address risk increases and filing specific claims for weather or load-related damage.

FI
1185 Freedom Blvd Ste 3
Farmers Insurance - Rafael Suarez
Truck Insurance Agent · Watsonville, CA

As the busy harvest season brings increased traffic to the winding farm roads around Watsonville, Farmers Insurance - Rafael Suarez provides tailored coverage for heavy-duty trucks serving local agriculture. Specializing in liability, cargo, and physical damage protection, this agency helps fleet owners and independent operators meet California’s stringent commercial insurance requirements. The carrier focuses on policies that match the unique risks of farming and hauling within the Pajaro Valley. The initial step requires a detailed inspection of each vehicle and its typical routes to properly assess coverage needs.

CA
1091 S Green Valley Rd
Coast Auto Insurance
Truck Insurance Agent · Watsonville, CA

Coast Auto Insurance serves Watsonville, California, and the surrounding agricultural communities of the Pajaro Valley. The agency handles commercial vehicle coverage for owner-operators and local trucking firms requiring cargo and liability protection. Policies are tailored to cover frequent hauling routes through the region's changing seasonal conditions. To handle a typical job for a client, the agent reviews specific mileage, cargo type, and fleet size before adjusting coverage levels to match the operator's actual daily risk exposure.

LI
1469 Freedom Blvd
LIS Insurance Services
Truck Insurance Agent · Watsonville, CA
(831) 724-8100
lisinsurance.net
FI
30 E 5th St Ste H
Farmers Insurance - Derek Diaz
Truck Insurance Agent · Watsonville, CA
(831) 319-4623
agents.farmers.com/ca/watsonville/derek-diaz
DS
405 Union St
Del Sol Insurance Services
Truck Insurance Agent · Watsonville, CA
(831) 254-1775
plazavigil.com
FI
445 Union St
Farmers Insurance - Juan Uribe
Truck Insurance Agent · Watsonville, CA
(831) 319-4024
agents.farmers.com/ca/watsonville/juan-uribe
AG
217 E Lake Ave Ste 1
Aurelia Gomez Ramirez Insurance Services
Truck Insurance Agent · Watsonville, CA
(831) 536-5656
agrinsuranceservices.net
HI
800 E Lake Ave
Hansen Insurance
Truck Insurance Agent · Watsonville, CA
(831) 722-9666
GC
40 Brennan St
Golden Central Insurance Agency
Truck Insurance Agent · Watsonville, CA
(831) 768-8316
gcia.agency
FI
116 Martinelli St STE 5
Farmers Insurance - Daniel Youngs
Truck Insurance Agent · Watsonville, CA
(831) 221-5588
agents.farmers.com/ca/watsonville/daniel-youngs

What Does a a Truck Insurance Agent in Watsonville Cost?

Truck insurance costs in California vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck can range from 3,000 to 8,000 dollars per year. Full coverage with physical damage and cargo can exceed 12,000 dollars annually. Premiums are higher in California due to state regulations and dense traffic. This is general information and not insurance advice.

About truck insurance agents in Watsonville

Truck insurance agents in Watsonville help owner-operators and fleets meet California financial responsibility laws. California requires minimum liability coverage of 15/30/5 for personal trucks, but commercial rigs often need higher limits. Local agents understand the unique risks of Central Coast routes and agricultural hauling.

Frequently Asked Questions

What are the minimum insurance requirements for a commercial truck in California?

California requires at least 15 thousand dollars for injury or death per person, 30 thousand per accident, and 5 thousand for property damage. For trucks carrying hazardous materials or operating interstate, federal minimums are higher. Many shippers also require 1 million dollars in liability coverage.

How do I find a truck insurance agent in Watsonville?

You can search online for agents licensed in California who specialize in commercial auto. The California Department of Insurance website has a license lookup tool. Local truck stops and freight brokers in Watsonville may also have agent referrals.

Does my truck insurance policy cover cargo in California?

Standard liability policies do not cover cargo. You need separate motor truck cargo insurance to protect goods you haul. California law does not require cargo insurance, but most brokers and shippers will demand it in your contract.

Truck Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each truck insurance agent's credentials and current standing with your state Department of Insurance.