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Looking for a truck insurance agent in Niantic? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Niantic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 truck insurance agents in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michaela Jordan - State Farm Insurance Agent
190 Flanders Rd Unit C, Niantic, CT 06357
(860) 451-3641
michaelajordaninsurance.com
CT Insurance Agency | Medicare | Craig Thibeau
190 Flanders Rd unit e, Niantic, CT 06357
(860) 334-1354
craigthibeauinsurance.com
Farmers Insurance - Michael Whalen
180 Flanders Rd Unit 1, Niantic, CT 06357
(860) 850-4416
agents.farmers.com
Truck insurance agents in Niantic Connecticut help owner-operators and fleet owners find coverage that meets state and federal requirements. Connecticut requires commercial trucks to carry at least $750,000 in liability insurance for interstate hauling. Local agents understand the specific risks of driving on I-95 and the Thames River crossings near Niantic.
What Does a Truck Insurance Agent in Niantic Cost?
Typical truck insurance costs in Connecticut range from $8,000 to $15,000 per year for a single owner-operator with a clean record. Fleet policies can cost more depending on the number of vehicles and cargo types. Rates vary based on driving history, truck value, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Connecticut?
Connecticut law requires commercial trucks to have at least $750,000 in liability coverage for interstate operations. Intrastate trucks may need lower limits but must still meet state financial responsibility laws. An agent can help you determine the exact requirements for your truck type and routes.
Do I need cargo insurance for my truck in Niantic?
Cargo insurance is not required by Connecticut law but is often required by shippers and brokers. It covers the value of the goods you carry in case of damage or theft. Many agents in Niantic offer cargo policies that match the type of freight you haul.
How does Connecticut law affect truck insurance rates?
Connecticut is a tort state which means fault is assigned in accidents and can affect premiums. The state also has a high cost of living and dense traffic which can increase rates. Agents consider these local factors when quoting your policy.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Connecticut.