The top-rated truck insurance agent in Dover, Delaware is Matt Basile - State Farm Insurance Agent, rated 5.0 stars across 1,570 reviews. Other highly rated options include Billy Reese - State Farm Insurance Agent, Tom Deladvitch - State Farm Insurance Agent, Alexandra Vazquez - State Farm Insurance Agent. This directory lists 20 truck insurance agents serving Dover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Basile - State Farm Insurance Agent | 1991 S State St | (302) 697-8111 |
| 2 | Billy Reese - State Farm Insurance Agent | 50 N Dupont Hwy #8 | (302) 678-5656 |
| 3 | Tom Deladvitch - State Farm Insurance Agent | 1011 S Governors Ave | (302) 736-9859 |
| 4 | Alexandra Vazquez - State Farm Insurance Agent | 584 N Dupont Hwy | (302) 674-2992 |
| 5 | AAA Dover Car Care Insurance Travel Center | 124 Greentree Dr | (302) 674-8020 |
| 6 | Muncie Ins & Financial Services Inc - Nationwide Insurance | 1889 S Dupont Hwy | (302) 678-2800 |
| 7 | Goosehead Insurance - William Roberts | 4164 N Dupont Hwy #12 | (302) 608-0177 |
| 8 | Michael Tolliver: Allstate Insurance | 1147 S Governors Ave | (302) 698-9272 |
| 9 | Frankos Agency | 375 W North St A | (302) 531-0831 |
| 10 | Webb Financial Services | 1325 S State St Suite #1 | (302) 346-3555 |
Matt Basile - State Farm Insurance Agent serves the Dover, Delaware, metro area and specializes in truck insurance coverage for local and regional operators. The agency works with commercial vehicle clients to secure liability, physical damage, and cargo policies. It also assists owner-operators and small fleets in navigating state-specific compliance requirements for their heavy trucks. Here it handles general liability coverage and provides commercial auto insurance tailored to the unique risks of trucking in the mid-Atlantic region.
Billy Reese - State Farm Insurance Agent in Dover, DE, offers a comprehensive range of truck insurance services, including liability, physical damage, and cargo coverage tailored to local commercial fleets. It provides convenient payment plans and online account management to help policyholders maintain their coverage smoothly. The agency assists clients with property insurance as well, serving single-family homes, apartments, retail locations, and restaurants in the Dover area.
This local truck insurance agent serves independent owner-operators and small fleet businesses needing commercial auto coverage in Dover, Delaware. Policies protect against cargo loss, liability claims, and physical damage while vehicles are on the road. The agent helps clients compare coverage options to match their hauling routes and cargo types. Consultations review current policy limits and explain state-required filings for commercial trucks. The office also provides service to businesses operating out of the Smyrna area.
For businesses in Dover, DE, Alexandra Vazquez - State Farm Insurance Agent offers both one-time policy options for short-term hauls and recurring coverage plans for fleets needing continuous protection. The agency provides liability, cargo, and physical damage coverage tailored to local routes and regional driving demands. As a truck insurance agent, the focus remains on matching industry-standard limits with individual operator needs. Services run on either a scheduled renewal basis for long-term policies or as-needed for new or temporary coverage requirements.
Based in Dover, Delaware, AAA Dover Car Care Insurance Travel Center serves clients throughout central Delaware and the surrounding communities along the Route 13 and Route 1 corridors. As a truck insurance agent, this office handles commercial policies for local and regional trucking operations, helping with liability, cargo, and physical damage coverage. It assists owner-operators and small fleets in meeting state and federal requirements. For a typical job, the agency first reviews the client’s unique routes and vehicle class before presenting policy options that match their specific operational risks.
Muncie Ins & Financial Services Inc - Nationwide Insurance in Dover, DE, specializes in commercial truck insurance, focusing on liability and cargo protection for local and regional operators. It also provides general business insurance services and financial planning support for independent drivers. The agency regularly assists truck owners with adjusting coverage limits to match changing freight cycles. During winter months, it helps clients review policies for severe weather risks, such as ice-related collision coverage adjustments.
As winter ice and summer storms both pose hazards on Delaware roads, professional drivers need reliable coverage that protects their commercial vehicles and livelihood. Goosehead Insurance in Dover, assisted by William Roberts, connects local truckers with policies designed for regional and long-haul operations. This agency focuses on matching clients with appropriate liability and cargo protection from various carriers. After discussing your fleet size and typical routes, William Roberts will schedule a vehicle inspection to begin the official underwriting process for a customized policy.
Michael Tolliver: Allstate Insurance provides truck insurance coverage to clients in the Dover area. Its services address standard liability and physical damage for commercial vehicles. The agency can also structure policies for specialty cargo protection and roadside assistance that follows regulatory requirements. Trucking operations benefit from risk management guidance tailored to fleet sizes. Commercial sectors served include local delivery offices, warehouse distribution centers, and food service transportation companies.
Frankos Agency in Dover, DE is known for providing commercial truck insurance to local owner-operators and small fleet businesses across Kent County. The agency works directly with multiple insurance carriers to match coverage levels to specific hauling needs and cargo types. Every policy is designed to meet minimum state and federal liability requirements while allowing for additional protection. Frankos Agency specializes in add-on coverage for comprehensive and collision protection on owned trailers.
Webb Financial Services helps residents in Dover, DE secure coverage for their personal vehicles. The agency also assists local businesses with commercial truck insurance policies tailored to their operational needs. Their work covers the Dover area and surrounding communities, connecting clients with appropriate protection for various trucking-related risks. After a policy is issued and a subsequent claim is handled, the team may follow up to address any changes in coverage requirements before the next regular renewal visit.
What Does a a Truck Insurance Agent in Dover Cost?
Truck insurance costs in Delaware vary widely based on driving history, cargo type, and annual mileage. A typical policy for a single truck can range from $8,000 to $15,000 per year for basic liability and physical damage. Higher risk loads or new drivers may see premiums above $20,000 annually. This is general information and not insurance advice.
About truck insurance agents in Dover
Truck insurance agents in Dover, Delaware help owner-operators and fleet managers meet state and federal insurance requirements. Delaware law requires minimum liability coverage of $750,000 for trucks carrying property, in line with FMCSA regulations. Local agents can also advise on cargo insurance and physical damage coverage for trucks operating on I-95 and Route 13.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Delaware?
For trucks over 10,000 pounds GVWR used in interstate commerce, Delaware requires at least $750,000 in liability coverage. Intrastate trucks may have different limits. An agent can help you meet both state and federal requirements.
Do I need a special license to sell truck insurance in Delaware?
Yes, truck insurance agents in Delaware must hold a valid Delaware insurance producer license. They must also complete continuing education courses to stay current on commercial auto and trucking regulations.
Can a truck insurance agent help with cargo insurance in Dover?
Yes, many agents in Dover offer cargo insurance policies that cover goods being transported. This is separate from liability insurance and is often required by shippers or brokers.
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