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Find Truck Insurance Agents in Crystal River, FL

Directory of truck insurance agents in Crystal River, Florida. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Crystal River, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 5 truck insurance agents in Crystal River, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ryan Lampasona - State Farm Insurance Agent
867 NE 5th St, Crystal River, FL 34429
(352) 795-4747 floridafloodagent.com
Advanced Insurance Solutions
930 N Suncoast Blvd, Crystal River, FL 34429
(352) 228-4040 insbrokers.org
Angelina Godfrey Insurance Agency
916 N Suncoast Blvd, Crystal River, FL 34429
(352) 436-4968 insurewithangelina.com
West Coast Insurers
104 SE 7th Ave, Crystal River, FL 34429
(352) 795-2354 progressiveagent.com
The Hagar Group
2121 US-19, Crystal River, FL 34429
(352) 795-2697 hagargroup.com

Truck insurance agents in Crystal River Florida help owner-operators and fleets meet state and federal insurance requirements. Florida law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for intrastate trucks. Local agents also assist with cargo insurance and physical damage coverage for trucks operating on the Gulf Coast.

What Does a Truck Insurance Agent in Crystal River Cost?

Truck insurance costs in Florida vary widely. A basic liability policy for a single truck can range from 3,000 to 6,000 dollars per year. Full coverage including physical damage and cargo can cost 8,000 to 15,000 dollars annually. Factors like your safety record, cargo type, and radius of operation affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Florida?
For intrastate trucks, Florida requires bodily injury liability of 50,000 dollars per person and 100,000 dollars per accident. Property damage liability of 25,000 dollars is also needed. Interstate trucks must follow federal FMCSA rules with higher limits.
Do I need a specific type of insurance to haul freight in Citrus County?
Yes, if you carry cargo for hire you need cargo insurance to cover the goods. Many agents in Crystal River offer motor truck cargo liability policies that meet broker and shipper requirements.
How does Florida law affect my truck insurance rates?
Florida is a no-fault state for personal vehicles but trucks follow different rules. Your rates depend on your driving record, cargo type, and the value of your truck. Local agents can explain how Florida tort law applies to commercial claims.