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Find Truck Insurance Agents in Fort Walton Beach, FL
Compare truck insurance agents in Fort Walton Beach. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Fort Walton Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 truck insurance agents in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Norton Insurance Of Florida
102 Beal Pkwy SW, Fort Walton Beach, FL 32548
(850) 244-1574
norton-insurance.com
Haven De La Costa Insurance Agency
501 Mary Esther Cut Off NW #8, Fort Walton Beach, FL 32548
(850) 496-2473
havendelacostains.com
Panhandle Insurance Agency
98 Oakhill Ave, Fort Walton Beach, FL 32547
(850) 610-1857
panhandleinsuranceagency.com
V.I.V. Insurance
102 Beal Pkwy SW, Fort Walton Beach, FL 32549
(850) 244-1574
vivins.com
Truck insurance agents in Fort Walton Beach help owner-operators and fleet owners meet Florida liability requirements. Florida law mandates minimum liability coverage of 50,000 dollars per person and 100,000 dollars per accident for commercial trucks. An agent can also help you secure cargo insurance and physical damage coverage specific to the Gulf Coast region.
What Does a Truck Insurance Agent in Fort Walton Beach Cost?
Truck insurance costs in Florida typically range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Full coverage including cargo and physical damage can cost 12,000 to 25,000 dollars annually. Rates depend on driving record, cargo type, and annual mileage. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 50,000 dollars in bodily injury liability per person and 100,000 dollars per accident. Trucks hauling hazardous materials or operating interstate may need higher limits under federal regulations.
Do I need a special license to sell truck insurance in Florida?
Yes, agents must hold a valid Florida insurance license with a property and casualty designation. They must also complete continuing education credits every two years to stay compliant with state regulations.
How does local weather affect truck insurance costs in Fort Walton Beach?
Fort Walton Beach is in a coastal area prone to hurricanes and flooding. Insurers may charge higher premiums for comprehensive coverage due to increased risk of storm damage. Agents can help you find policies that include wind and flood protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.