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Truck Insurance Agents in Zephyrhills, FL

Browse truck insurance agents serving Zephyrhills, Florida. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Zephyrhills, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 2 truck insurance agents in Zephyrhills, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brant Blessing - State Farm Insurance Agent
38357 Co Rd 54, Zephyrhills, FL 33542
(813) 788-5554 brantblessing.com
Lee Reed Insurance
38511 5th Ave, Zephyrhills, FL 33542
(813) 782-5502 leereedinsurance.com

Truck insurance agents in Zephyrhills Florida help owner-operators and fleets find coverage that meets state and federal requirements. Florida law mandates minimum liability limits of 50,000 for bodily injury per person and 100,000 per accident for commercial trucks. Local agents understand the unique risks of hauling through central Florida highways and rural routes.

What Does a Truck Insurance Agent in Zephyrhills Cost?

Truck insurance costs in Florida vary widely based on driving history, truck value, cargo type, and coverage limits. A basic liability policy for a single truck might cost 3,000 to 6,000 per year, while full coverage with physical damage can range from 8,000 to 15,000 annually. High-risk or long-haul operators may pay more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Florida?
Florida requires commercial trucks to carry at least 50,000 in bodily injury liability per person and 100,000 per accident. Trucks hauling hazardous materials or operating interstate may need higher limits under federal regulations.
How do I find a truck insurance agent in Zephyrhills?
You can search online for local independent agents who specialize in commercial auto and trucking insurance. Many agents in Zephyrhills work with multiple carriers to compare rates for your specific truck type and cargo.
Does Florida require cargo insurance for trucks?
Florida does not have a state law requiring cargo insurance for all trucks. However, many shippers and brokers require cargo coverage. An agent can help you decide based on the goods you haul.