The top-rated truck insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 554 reviews. Other highly rated options include John Caywood - State Farm Insurance Agent, Chris Booth - State Farm Insurance Agent, Steve Tarrant - State Farm Insurance Agent. This directory lists 24 truck insurance agents serving Champaign.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Lenschow - State Farm Insurance Agent | 2309 Village Green Pl c | (217) 352-1411 |
| 2 | John Caywood - State Farm Insurance Agent | 501 E University Ave Suite 1 | (217) 367-1105 |
| 3 | Chris Booth - State Farm Insurance Agent | 1713 S State St #102 | (217) 356-1500 |
| 4 | Steve Tarrant - State Farm Insurance Agent | 106 W Springfield Ave | (217) 352-1188 |
| 5 | Anna Schappaugh - State Farm Insurance Agent | 2500 Galen Dr UNIT 6 | (217) 239-4282 |
| 6 | Brya Insurance | 2002 S Neil St | (217) 355-5555 |
| 7 | Marcy McAnally - State Farm Insurance Agent | 900 S Mattis Ave Ste A | (217) 356-2722 |
| 8 | Tom Cox - State Farm Insurance Agent | 2108 W Springfield Ave #2 | (217) 352-7651 |
| 9 | Rueck Insurance Agency | 510 W Park Ave | (217) 355-9075 |
| 10 | Prairieland Insurance Group, LLC | 2009 Fox Dr # M | (217) 352-9000 |
Kurt Lenschow - State Farm Insurance Agent serves the Champaign, IL metro area and provides truck insurance coverage. The agency handles a variety of truck insurance policies designed to protect commercial vehicles and their operators. Local trucking businesses rely on this agency for tailored insurance solutions that address the unique risks of hauling freight. The agency also assists with personal auto and home insurance products in the region. It offers liability protection and comprehensive physical damage coverage for trucks in the Champaign area.
John Caywood - State Farm Insurance Agent in Champaign, IL, provides tailored coverage for trucking businesses, including liability, cargo, and physical damage protection. Clients can access flexible payment plans and policy reviews to keep commercial vehicles properly insured. The agent serves owners of single-family homes, apartments, retail locations, and restaurants that operate small delivery fleets or require commercial auto liability.
Chris Booth - State Farm Insurance Agent serves local businesses, including fleet operators and independent owner-operators, who need tailored truck insurance coverage in Champaign, Illinois. The agency helps clients navigate commercial auto policies, liability protection, and cargo coverage required for transporting goods. Supporting both small and established trucking companies, the office provides personalized risk assessments and policy reviews. It also extends its service to drivers and businesses operating in the neighboring communities of Urbana and Savoy within the Champaign-Urbana metropolitan area.
Serving Champaign and the surrounding communities in central Illinois, Steve Tarrant - State Farm Insurance Agent handles commercial truck insurance for local owner-operators and fleet businesses. This agent works with various policy options to cover cargo, liability, and physical damage on the road. For each job, a typical approach involves first reviewing the client’s driving radius and cargo type before presenting coverage tailored to their specific operational needs.
For a truck insurance agent in Champaign, IL, one-time service options help new owner-operators secure initial required commercial liability coverage, while recurring service provides ongoing adjustments for changing fleet needs or annual policy reviews. Coverage advised typically includes physical damage protection and cargo insurance to address local Midwest hauling risks. Policy modifications can reflect seasonal route shifts or equipment upgrades. This agent’s service runs on either a one-time or scheduled renewal basis depending on the client’s operational consistency.
Brya Insurance in Champaign, Illinois specializes in providing tailored truck insurance policies. The agency works with local owner-operators and fleet operators to find appropriate coverage for their vehicles and cargo. It serves as an agent connecting clients with various insurers in the region to address liability and physical damage needs. As winter approaches in central Illinois, the agency helps operators review policies specifically for ice and snow-related claims on rural highways.
Marcy McAnally - State Farm Insurance Agent in Champaign, IL works with clients to secure coverage for commercial vehicles and fleets. It specializes in adding truck-specific endorsements like cargo protection or roadside assistance for local operators. Policies can help mitigate financial risks from accidents or lost goods during transit within the region. This agency provides service to diverse commercial sectors including offices, warehouses, and food service operations.
As winter storms bring tricky conditions to central Illinois roads, truckers in the Champaign area need reliable coverage to protect their commercial vehicles. Tom Cox - State Farm Insurance Agent provides tailored truck insurance policies that help local owner-operators and small fleets manage risk. The agent works to match coverage limits with each truck’s typical cargo and mileage routes. Common options include liability, physical damage, and uninsured motorist protection. An initial assessment of each vehicle’s inspection records and driving history is scheduled during the first consultation.
Rueck Insurance Agency serves residential clients in the Champaign, Illinois area with personal coverage needs while also offering commercial truck insurance policies for local owner-operators and small fleets. The agency explains liability, cargo, and physical damage options to help drivers manage road risks. Coverage extends throughout Champaign County, providing policies tailored to regional hauls and delivery routes. After an initial consultation, the agency follows up with clients before renewal periods to adjust coverage based on seasonal mileage or equipment changes made between regular visits.
Prairieland Insurance Group, LLC in Champaign, IL is known for its focus on truck insurance services for local and regional commercial vehicle operators. Its work includes helping owner-operators and small fleets manage liability, physical damage, and cargo coverage needs specific to Illinois regulations. A general mission is to match policy options to each operation's hauling profile and vehicle mileage. For specialty needs, this agency commonly adds on coverage for refrigerated cargo or towed equipment.
What Does a a Truck Insurance Agent in Champaign Cost?
Truck insurance costs in Illinois vary widely based on coverage limits, driving history, and cargo type. A basic liability policy for a single truck might cost 3,000 to 6,000 dollars per year, while full coverage with cargo and physical damage can range from 8,000 to 15,000 dollars annually. Premiums are higher for new drivers or those with violations. This is general information, not insurance advice.
About truck insurance agents in Champaign
Truck insurance agents in Champaign, Illinois help owner-operators and fleet companies find coverage that meets state and federal regulations. Illinois requires minimum liability limits of 20/40/15 for most commercial trucks, but higher limits are often needed for interstate hauling. Agents in Champaign can explain how local weather conditions and I-74 traffic patterns affect your premium.
Frequently Asked Questions
What minimum liability insurance does Illinois require for trucks?
Illinois law mandates at least 20/40/15 liability coverage for most commercial trucks. This means 20,000 dollars per person for bodily injury, 40,000 dollars total per accident, and 15,000 dollars for property damage. Interstate carriers must meet federal minimums of 750,000 dollars.
Do I need cargo insurance for my truck in Champaign?
Cargo insurance is not required by Illinois state law but is often required by brokers and shippers. It protects the goods you haul from damage or theft. Your agent can help you choose a policy that matches the value of your typical loads.
How does my driving record affect truck insurance costs in Illinois?
A clean driving record can lower your premium, while violations like speeding or at-fault accidents increase rates. Illinois allows insurers to use your Motor Vehicle Record for the past three to five years. Agents in Champaign can review your record and suggest ways to reduce costs.
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