The top-rated truck insurance agent in Franklin, Indiana is Matt Kwiatkowski - State Farm Insurance Agent, rated 4.9 stars across 682 reviews. Other highly rated options include Cheryl Halik - State Farm Insurance Agent, Leugers Insurance Group, Campbell Shuck Insurance. This directory lists 14 truck insurance agents serving Franklin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Kwiatkowski - State Farm Insurance Agent | 3059 N Morton St Suite A | (317) 736-6666 |
| 2 | Cheryl Halik - State Farm Insurance Agent | 948 N Main St | (317) 738-2722 |
| 3 | Leugers Insurance Group | 42 E Jefferson St Suite B | (317) 739-0399 |
| 4 | Campbell Shuck Insurance | 2050 Graham Rd | (317) 736-8764 |
| 5 | Franklin Insurance | 359 N Morton St | (317) 736-8277 |
| 6 | Shuck's Financial Services | 2050 Graham Rd | (317) 736-8764 |
| 7 | Indiana Farm Bureau Insurance | 99 N Morton St | (317) 736-6128 |
| 8 | State Guard Insurance Agency IN | 151 Holiday Pl | (219) 232-6672 |
| 9 | EPIC Insurance Midwest | 1111 N Main St | (317) 736-5522 |
| 10 | J & S Farmers Agency | 1924 Longest Dr | (317) 736-6744 |
Matt Kwiatkowski – State Farm Insurance Agent serves motor carriers and independent truck operators in the Franklin, IN area. The agency provides commercial truck insurance policies that address the specific liability and cargo needs of local trucking businesses. Fleet policies are available for companies running multiple vehicles, as are separate physical damage coverages. The agent handles trailer interchange coverage and bobtail liability for owner-operators.
Cheryl Halik - State Farm Insurance Agent in Franklin, IN provides coverage options tailored for commercial trucking operations, including liability and physical damage protection. Service plans typically involve policy reviews to adjust for fleet changes or cargo needs. Scheduled maintenance of insurance documents helps ensure compliance with state and federal regulations. This agency supports properties such as trucking yards, warehouse facilities, and independent owner-operator lots.
Leugers Insurance Group serves local owner-operators, long-haul drivers, and small trucking firms in the Franklin and greater Johnson County area. As a truck insurance agent, the agency works with drivers to find policies that address commercial auto liability, cargo coverage, and physical damage protection. It helps clients understand how fleet size and driving radius affect premiums and deductibles. Beyond Franklin, the agency also covers trucking needs for businesses operating along the Interstate 65 corridor through Greenwood and into the southern Indianapolis metro area.
Campbell Shuck Insurance serves Franklin, Indiana, and its surrounding communities, acting as a truck insurance agent for local commercial carriers. The agency handles coverage for fleet vehicles, owner-operators, and cargo liability needs common to regional hauling routes. For a typical job, it evaluates a client's specific operation, matching policy options to the driver's safety record and typical freight carried before processing the binder paperwork.
Franklin Insurance in Franklin, IN offers both one-time policy purchases and recurring service options tailored to local commercial needs. Truck insurance agents here assist with primary liability, physical damage, and cargo coverage for regional freight operators. Policies can be customized to match varying fleet sizes and route demands within central Indiana. Vehicle and driver compliance support is available as needed. Service is provided on a one-time, scheduled, or as-needed basis depending on each client’s preferred arrangement.
Shuck’s Financial Services in Franklin specializes in commercial truck insurance policies that protect both owner-operators and small fleets. Its general work includes helping local drivers meet legal liability requirements while safeguarding their vehicles and cargo from common risks. Beyond standard coverage, the agency advises on adjusting deductibles and coverage limits to match seasonal freight demands. During winter months, it similarly assists clients in reviewing policies to ensure adequate protection against ice-related collisions and extended downtime from weather-related delivery delays.
Indiana Farm Bureau Insurance in Franklin, Indiana provides truck insurance coverage for local commercial and independent operators. They help safeguard vehicles, cargo, and liability exposures typical of regional transport work. Policies generally address physical damage, cargo loss, and medical payments. They also handle roadside assistance and towing endorsements for enrolled fleets. A specialty service this agency can add on includes coverage for non-owned trailers and attached equipment.
As flatbed and reefer routes ramp up through Johnson County each harvest season, Franklin-based State Guard Insurance Agency IN offers truck insurance agents who help long-haul and local operators meet Indiana’s filing requirements. They assess cargo type and gross vehicle weight before reviewing fleet safety records to match coverage levels. After discussing liability limits and physical damage options, an agent typically schedules an onsite or virtual walk-around inspection of the tractor and trailer to verify DOT numbers and brake conditions.
EPIC Insurance Midwest serves the Franklin area by helping trucking professionals address their commercial coverage needs. The agency specializes in crafting customized policies that protect vehicles, cargo, and liability exposures for independent operators and fleet owners. Additional endorsements may be arranged for roadside assistance, non-trucking liability, and physical damage protection. This thorough approach supports operations for local businesses ranging from construction haulers to regional delivery services. The agency can serve commercial sectors that include warehouse logistics, equipment storage yards, and food service distribution networks.
What Does a a Truck Insurance Agent in Franklin Cost?
Typical truck insurance costs in Indiana range from 8,000 to 15,000 per year for an owner-operator with a clean record. Fleet policies can cost 3,000 to 6,000 per truck annually. Factors like cargo type, driving history, and annual mileage affect the premium. This is general information and not insurance advice.
About truck insurance agents in Franklin
Truck insurance agents in Franklin, Indiana help owner-operators and fleet owners find coverage that meets Indiana Department of Insurance requirements. Indiana law mandates minimum liability limits of 25/50/10 for personal vehicles, but commercial trucks often need higher limits for interstate hauling. Local agents understand the specific risks of hauling on I-65 and state roads near Franklin.
Frequently Asked Questions
What insurance is required for a commercial truck in Indiana?
Indiana requires commercial trucks to carry liability insurance with minimum limits of 750,000 for general freight and 5,000,000 for hazardous materials. Agents can help you meet federal FMCSA filing requirements.
How do I find a truck insurance agent in Franklin Indiana?
You can search for licensed agents through the Indiana Department of Insurance website or ask local trucking associations for referrals. Many Franklin agents specialize in commercial auto and trucking policies.
Does Franklin Indiana have special insurance rules for local trucking?
Yes, local trucking in Franklin may require coverage for intrastate hauling only. Agents can advise on whether you need interstate authority and higher limits for cross-state routes.
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