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Looking for a truck insurance agent in Gardner? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Gardner, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kansas before hiring.
Showing 11 truck insurance agents in Gardner, KS
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joe Oldham - State Farm Insurance Agent
224 E Main St, Gardner, KS 66030
(913) 856-6124
joeoldhamagency.com
MJH Insurance
345 N Moonlight Rd, Gardner, KS 66030
(913) 856-0002
mjhins.com
Farmers Insurance - Robert Kelly Insurance Agency, Inc
235 E Main St, Gardner, KS 66030
(913) 856-3816
robertkellyinsurance.com
T Miller and Associates Inc American Family Insurance
213 E Main St, Gardner, KS 66030
(913) 856-6177
amfam.com
Ample Green Insurance
526 E Main St, Gardner, KS 66030
(913) 372-7979
amplegreeninsurance.com
Shelter Insurance - Sharla Neis
950 E Lincoln Ln b, Gardner, KS 66030
(913) 938-5030
shelterinsurance.com
Farm Bureau Financial Services
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
Black & Blue Transport Llc
845 E Warren St, Gardner, KS 66030
(913) 742-0166
blackbluetransport.com
ALFT Insurance Agency Inc
230 E Main St B, Gardner, KS 66030
(913) 856-8050
alftinsurance.com
Russell Otte
112 S Elm St, Gardner, KS 66030
(913) 268-4222
russellotte.fbfsagents.com
Sean Snyder
112 S Elm St, Gardner, KS 66030
(913) 856-2197
fbfs.com
Truck insurance agents in Gardner Kansas help owner-operators and fleets meet Kansas Department of Transportation requirements. Kansas law mandates minimum liability coverage of 50/100/25 for intrastate trucks. Agents can also assist with cargo insurance and physical damage coverage tailored to local routes.
What Does a Truck Insurance Agent in Gardner Cost?
Truck insurance costs in Kansas vary widely based on driving history, cargo type, and annual mileage. Owner-operators might pay 8,000 to 15,000 per year for basic liability and physical damage. Fleets with multiple trucks often receive lower per-unit rates. Premiums can be higher for hazardous materials or older drivers. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Kansas?
Kansas requires at least 50/100/25 liability coverage for intrastate trucks. Interstate trucks must follow federal FMCSA minimums of 750,000 or more depending on cargo type. An agent in Gardner can help you determine the correct limits.
Do I need a specific filing for Kansas truck insurance?
Yes, intrastate carriers must file proof of insurance with the Kansas Corporation Commission. Interstate carriers need a BMC-91 or BMC-91X form filed with the FMCSA. Your Gardner agent can handle these filings for you.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Kansas.