The top-rated truck insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Direct Auto Insurance, Terry Romero Wofford - State Farm Insurance Agency, TSL Insurance Group. This directory lists 20 truck insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Direct Auto Insurance | 201- J W Gloria Switch Rd | (337) 606-4123 |
| 3 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 4 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 5 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 6 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 7 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
| 8 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 9 | Freeway Insurance | 5700 Johnston St Ste 1170 | (337) 306-2934 |
| 10 | Roane Insurance Agency, Inc. | 419 Rena Dr | (337) 981-6979 |
Based in Lafayette, Louisiana, Leauxcal Insurance Agency, LLC serves the greater Lafayette Parish area as a dedicated truck insurance agent. The agency specializes in providing essential coverage solutions for commercial trucking operations. Their focus is on helping local owner-operators and small fleet businesses navigate the complex insurance requirements for their vehicles. They handle the necessary liability protections mandated for these trucks operating on regional highways. Additionally, Leauxcal Insurance Agency, LLC offers tailored policies for cargo coverage and physical damage protection for the trucks they insure in this area.
Direct Auto Insurance in Lafayette, Louisiana offers truck insurance on either a one-time policy for a single haul or scheduled coverage for a fleet operating year-round. A standard policy covers liability for accident damage and cargo protection against theft or weather. Local agents tailor the deductible amount and liability limits to the driver’s route and freight type. Truck insurance in the Lafayette area frequently includes coverage for loading and unloading risks. This agent provides service on either a one-time or an as-needed basis for city drivers and long-haul operators.
Terry Romero Wofford - State Farm Insurance Agency in Lafayette, LA provides truck insurance coverage tailored for commercial vehicles and fleet operators. It offers liability, cargo, and physical damage protection alongside routine policy reviews and claims assistance. Adjustments to coverage limits or deductibles are available as business needs change. The agency serves a variety of commercial properties including single-family homes, apartments, retail centers, and restaurants.
TSL Insurance Group serves local trucking businesses in Lafayette, LA, providing commercial motor vehicle insurance policies. The agency assists owner-operators and fleet companies with coverage tailored to their hauling operations. It helps navigate Louisiana liability requirements, cargo protection, and physical damage plans. Trucking clients benefit from understanding policy options that address their unique risks on regional highways and rural roads. The agency also extends its services to the Broussard area in the Lafayette metro.
Specializing in truck insurance, Liggio Insurance Agency serves operators in Lafayette, LA, offering both one-time policies for short-term hauls and recurring annual agreements for steady fleets. Their coverage addresses liability, physical damage, and cargo protection tailored to regional transport routes. Services run strictly on a scheduled basis to align with renewal cycles and annual policy reviews, ensuring continuous compliance without interruption.
Complete Insurance Solutions of La serves Lafayette and the surrounding communities of Acadiana, handling truck insurance for local owner-operators and regional fleets. It works to match policies to each client’s specific cargo and operational radius, including liability and physical damage coverages. The company usually begins a quote with a detailed review of the client’s driving and claims history to find appropriate terms from available carriers.
As the seasonal hurricane threats and heavy rainstorms of coastal Louisiana approach, trucking operators in Lafayette need reliable coverage to protect their commercial fleets. Core Insurance Solutions serves as a local truck insurance agent for this area. Their work focuses on connecting business owners with policies that cover their vehicles and cargo through available insurance carriers. The company assists with typical roadside risks such as collisions and cargo damage. An initial step often involves an inspection of the trucks or a detailed assessment of the business's current operational needs.
With the spring shipping surge in Lafayette often bringing new commercial routes through Louisiana, Kastner Insurance Group LLC helps regional truck operators meet their coverage obligations. The firm provides insurance policies specifically written for the unique exposures of long-haul and local freight companies. Their services address cargo liability, physical damage protection, and legal liability coverage needed for most interstate hauls. Protection gaps can be identified when an agent reviews a client’s current policy schedule and the vehicle registration for each power unit.
Freeway Insurance specializes in commercial truck insurance in Lafayette, Louisiana, offering liability, physical damage, and cargo coverage for local fleets and independent operators. The agency advises businesses on Louisiana’s specific insurance requirements and helps match policy limits to operational needs. Its general services include risk assessment for various hauling operations and assistance with claims filing. During peak hurricane season, the agency helps truckers adjust coverage for storm-related cargo delays and route deviations, ensuring compliance with state law.
Roane Insurance Agency, Inc. specializes in commercial truck insurance policies for local and long-haul operators in Lafayette, LA. The agency also handles general business insurance needs, providing coverage options for contractors and service-based companies. Agents work closely with clients to explain liability limits and cargo protection requirements that commonly apply to regional trucking routes. During peak harvest or hurricane season, the agency helps owner-operators review their policies for adequate comprehensive coverage against weather-related equipment damage in the Gulf Coast area.
What Does a a Truck Insurance Agent in Lafayette Cost?
Typical annual premiums for a single owner-operator truck in Louisiana range from 8000 to 15000 dollars for primary liability. Physical damage coverage adds 2000 to 5000 dollars per year. Rates vary based on driving record cargo type and radius of operation. This is general information not insurance advice.
About truck insurance agents in Lafayette
Truck insurance agents in Lafayette Louisiana help owner-operators and fleets find coverage that meets state requirements. Louisiana law mandates minimum liability limits of 75000 dollars for bodily injury per person and 25000 dollars for property damage. Local agents understand the unique risks of hauling along I-10 and through Acadiana.
Frequently Asked Questions
What documents do I need to get a truck insurance quote in Lafayette?
You will need your commercial drivers license, vehicle identification numbers, and a copy of your motor vehicle record. The agent may also ask for your USDOT number and operating authority.
Does Louisiana require physical damage coverage on commercial trucks?
Louisiana does not require physical damage coverage by law. However lenders often require comprehensive and collision if you have a loan on the truck.
How does Louisiana law affect truck insurance rates in Lafayette?
Louisiana is a tort state which means fault is assigned in accidents. This can increase premiums compared to no-fault states. Local agents factor in hurricane risk and high traffic density on I-10.
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