The top-rated truck insurance agent in Portland, Maine is Ashley Bullard - GEICO Insurance Agent, rated 4.6 stars across 388 reviews. Other highly rated options include Lotfey Dennett Insurance Brokers, Diane Newman - State Farm Insurance Agent, Plummer's Insurance Agency. This directory lists 17 truck insurance agents serving Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Bullard - GEICO Insurance Agent | 91 Auburn St | (207) 387-6838 |
| 2 | Lotfey Dennett Insurance Brokers | 500 Washington Ave 3rd Floor | (207) 370-6773 |
| 3 | Diane Newman - State Farm Insurance Agent | 313 Read Street At, Forest Ave | (207) 773-2080 |
| 4 | Plummer's Insurance Agency | 1350 Washington Ave | (207) 797-8840 |
| 5 | Clark Insurance, a Marsh & McLennan Agency LLC company | 1945 Congress St Building A | (207) 774-6257 |
| 6 | AAA Portland Insurance and Member Services | 68 Marginal Way | (207) 780-6950 |
| 7 | Cross Insurance | 2331 Congress St | (207) 780-1677 |
| 8 | Patrons Oxford Insurance Company | 97 Technology Park Dr | (800) 442-6071 |
| 9 | Hanover Insurance Co | 44 Avon St | (207) 825-2065 |
| 10 | United Insurance | 470 Forest Ave | (207) 797-9400 |
Ashley Bullard - GEICO Insurance Agent serves the Portland, Maine area as a provider for truck insurance. The agency offers tailored policies for commercial vehicles, helping local owner-operators and small fleets meet their coverage needs. It handles liability, physical damage, and cargo insurance for trucks operating throughout Cumberland County. Additionally, the agency assists with motor truck cargo coverage for goods in transit.
Lotfey Dennett Insurance Brokers offers a range of commercial truck insurance services for the Portland, ME area. The agency helps local trucking operators manage their risk with policies tailored to fleet and single-vehicle needs. They also provide guidance on routine coverage maintenance and policy adjustments to keep clients compliant with industry regulations. The company serves clients who own or operate semi-trucks, delivery vans, and heavy commercial vehicles used in single-family home construction, apartment maintenance, retail shipments, and restaurant supply operations.
Plummer's Insurance Agency in Portland, ME provides specialized truck insurance policies covering liability, cargo, and physical damage for commercial vehicles. It also serves local owner-operators and small fleets with general business insurance support. Navigating Maine’s harsh winter roads presents unique risks, so the agency helps clients address coverage for snow-and-ice-related accidents and seasonal downtime that can occur during the stormy months.
Clark Insurance, a Marsh & McLennan Agency LLC company, provides truck insurance services in Portland, ME, distinguishing between one-time liability packages for individual trips and recurring comprehensive policies for ongoing fleet operations. Coverage typically includes physical damage protection for vehicles and cargo liability to limit financial exposure during transport. Service runs on an as-needed basis, with policies tailored according to specific route requirements and seasonal shipping demands across the region.
Serving Portland, Maine, and the surrounding Cumberland County communities, AAA Portland Insurance and Member Services handles coverage for trucks and commercial vehicles that operate throughout the region. The company addresses the specific liability and cargo insurance needs local truckers face when navigating busy New England roads and seasonal weather challenges. When working on a typical policy, the agency first reviews the driver’s operational routes and typical cargo loads to identify appropriate coverage limits. It then presents a selection of policies that align with those specific risks.
Cross Insurance, based in Portland, Maine, is known for providing truck insurance coverage to commercial fleets and independent owner-operators. Their service range includes policies for liability, physical damage, and cargo protection tailored to local and regional routes. They help clients meet state and federal insurance requirements while managing risk on the road. Additionally, the company offers non-trucking liability coverage for when a vehicle is used for personal trips.
With Maine’s harsh winters causing slick roads and sudden stops, fleet operators in Portland require reliable commercial auto coverage. Patrons Oxford Insurance Company acts as a truck insurance agent, helping local drivers secure policies that address common regional risks like icy highway incidents and cargo claims. They assess each client’s daily routes and vehicle specifications before recommending protection packages. Their process typically begins with a thorough review of all rigs and operational schedules during an initial inspection appointment.
Hanover Insurance Co provides residential truck insurance services in Portland, ME, covering personal vehicles used for local hauls. Commercial truck insurance is also available for small to midsize fleets operating throughout the greater Portland area. The agency assists with standard liability and physical damage policies for work trucks making daily runs. Follow-up service helps policyholders adjust coverage when their routes or equipment change between regular visits.
United Insurance offers commercial protection for truck operators in the Portland, Maine area, covering liability, physical damage, and cargo insurance. They also provide specialized add-ons such as non-trucking liability and rental reimbursement to fill coverage gaps. Their policies are designed to support local transportation businesses needing flexible risk management. The company serves commercial sectors including offices with delivery fleets, warehouses that manage distribution vehicles, and food service providers operating refrigeration trucks.
What Does a a Truck Insurance Agent in Portland Cost?
Truck insurance costs in Maine vary widely based on driving record vehicle type cargo and annual mileage. Owner operators might pay between 8,000 and 15,000 per year for basic liability while full coverage including physical damage can range from 15,000 to 25,000 annually. Fleet policies with multiple trucks often have lower per vehicle rates. This is general information and not insurance advice.
About truck insurance agents in Portland
Truck insurance agents in Portland Maine help owner operators and fleet companies find coverage that meets state and federal requirements. Maine law requires minimum liability coverage of 50,000 per person and 100,000 per accident for bodily injury plus 25,000 for property damage. Agents in Portland understand the unique risks of hauling freight along I-95 and through coastal routes.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Maine?
Maine requires at least 50,000 per person and 100,000 per accident for bodily injury liability plus 25,000 for property damage. Trucks with a gross vehicle weight over 10,000 pounds may need higher limits and must file proof of insurance with the Maine Bureau of Motor Vehicles.
Do I need a special license to sell truck insurance in Maine?
Yes agents must hold a valid Maine insurance producer license with property and casualty authority. They must also complete continuing education credits every two years to maintain their license.
How does Maine winter weather affect truck insurance rates?
Winter weather increases risk of accidents and claims in Maine. Insurers often factor in seasonal hazards like ice snow and reduced visibility which can raise premiums for Portland based trucks.