The top-rated truck insurance agent in Lanham, Maryland is Esther Smith - State Farm Insurance Agent, rated 4.9 stars across 443 reviews. Other highly rated options include James Allen - State Farm Insurance Agent, Tianya Edgerton - State Farm Insurance Agent, Rich Tusing - State Farm Insurance Agent. This directory lists 16 truck insurance agents serving Lanham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Esther Smith - State Farm Insurance Agent | 9801 Greenbelt Rd Ste 211 | (301) 794-8600 |
| 2 | James Allen - State Farm Insurance Agent | 10104 Senate Dr Ste 270 | (301) 306-2000 |
| 3 | Tianya Edgerton - State Farm Insurance Agent | 4601 Presidents Dr #365 | (240) 667-7435 |
| 4 | Rich Tusing - State Farm Insurance Agent | 9418 Annapolis Rd # 105 | (301) 429-3600 |
| 5 | Michael Terry: Allstate Insurance | 9470 Annapolis Rd #113 | (301) 731-1790 |
| 6 | Spartan Insurance | 7404 Executive Pl # 400 | (202) 367-6483 |
| 7 | Keyma Fludd: Allstate Insurance | 4601 Presidents Dr Ste 100 | (301) 789-2304 |
| 8 | B&M Insurance Group | 7375 Executive Pl Ste 202A | (301) 615-0700 |
| 9 | Dmv Insurance Agency, Inc. | 8855 Annapolis Rd #200 | (301) 841-6264 |
| 10 | State Insurance Agency | 9310 Lanham Severn Rd | (240) 791-7167 |
Esther Smith - State Farm Insurance Agent serves the Lanham, MD metro area and specializes in truck insurance coverage. The agency helps commercial drivers and fleet operators find policies that meet local and state requirements. Coverage options address liability, physical damage, and cargo protection for various trucking operations. The agency works with independent owner-operators and larger transport businesses to customize their insurance plans. Esther Smith - State Farm Insurance Agent handles specific services such as liability coverage for commercial trucks and cargo insurance for transported goods.
James Allen - State Farm Insurance Agent provides commercial truck insurance solutions for operators in the Lanham, MD area. The agency offers tailored coverage including liability, physical damage, and cargo protection for various trucking needs. It also assists with maintenance plan considerations to help keep fleets road-ready and compliant with local regulations. Policies are designed to support different property types, including single-family homes, apartments, retail locations, and restaurants.
Tianya Edgerton - State Farm Insurance Agent serves homeowners, businesses, and property managers in Lanham, Maryland, offering truck insurance policies tailored for commercial vehicles. The agency works with local truck operators to find appropriate coverage options that meet regional requirements. Services include liability protection and physical damage coverage for fleets and owner-operators. The office also provides guidance on risk management for delivery and utility trucks common in the Washington, D.C., metro area. Coverage extends to neighboring communities such as Bowie and Glenn Dale.
Rich Tusing - State Farm Insurance Agent serves Lanham, Maryland and the surrounding communities, including the greater Washington D.C. metro area. The company handles commercial truck insurance coverage for owner-operators and small fleet haulers. It focuses on matching each business with appropriate liability, cargo, and physical damage protection. For a typical job, the agent first reviews the customer’s driving radius and cargo type to recommend a tailored policy that meets state and federal requirements.
Michael Terry: Allstate Insurance distinguishes between a one-time commercial auto policy review and an ongoing risk-management service for trucking clients. Coverage options tailored for Lanham-area operators include liability, physical damage, and cargo insurance. Local agents analyze fleet size and annual mileage to match state requirements. The company provides personalized consultations and claims assistance. Service runs on both a scheduled renewal basis and an as-needed basis for policy adjustments or new equipment additions.
Spartan Insurance offers specialized truck insurance services, focusing on policies for commercial vehicles operating in Lanham, MD. The agency works with local owner-operators and fleets to match them with appropriate coverage options. Their general service work includes addressing required liability protection and physical damage considerations for cargo trucks on regional routes. When road conditions deteriorate due to snow or ice in the Mid-Atlantic winters, Spartan Insurance helps its clients adjust their policies to address increased collision risks during hazardous seasonal weather.
For area trucking operators facing seasonal equipment inspections or new regulatory requirements, Keyma Fludd in Lanham, MD offers tailored Allstate insurance coverage for commercial vehicles. The firm specializes in policies designed to meet the unique liability and cargo risks of local, regional, or long-haul fleets. Services are provided for both owner-operators and larger trucking businesses seeking compliant risk protection in the Mid-Atlantic region. The initial step involves reviewing current fleet operations and certifying the necessary insurance limits.
B&M Insurance Group in Lanham, MD handles residential service for personal auto policies while also providing commercial coverage tailored to trucking operations throughout the greater area. Their agents work with local fleet owners and independent drivers to address liability and cargo needs. Follow-up is handled between regular visits, ensuring coverage adjusts with changing routes or equipment. This approach allows for ongoing support without requiring constant client initiation.
Dmv Insurance Agency, Inc. provides coverage for commercial vehicles, operating as a truck insurance agent in Lanham, MD. The agency also offers specialty endorsements such as cargo coverage and roadside assistance programs. For local delivery operators and long-haul fleets, policies typically address liability, physical damage, and non-trucking liability. A local presence allows brokers to tailor plans for vehicles making frequent stops in congested metro areas. Commercial sectors it can serve include office delivery logistics, warehouse distribution centers, and food service suppliers.
State Insurance Agency in Lanham, MD is known for securing coverage for commercial trucking operations. Serving the greater Washington, D.C. metropolitan region, the agency works with both owner-operators and small fleet owners. Policies arranged address liability, physical damage, and cargo protection for heavy trucks operating within the mid-Atlantic area. Trucking professionals in this region face demands involving interstate corridors and port access. A specialty add-on available through the agency includes coverage for non-trucking liability, protecting the vehicle when it runs without a trailer attached.
What Does a a Truck Insurance Agent in Lanham Cost?
Truck insurance costs in Maryland vary widely based on driving record, cargo type, and annual mileage. A basic policy for a single truck can range from 6000 to 12000 dollars per year. Full coverage with high liability limits may cost 15000 to 25000 dollars annually. This is general information and not insurance advice.
About truck insurance agents in Lanham
Truck insurance agents in Lanham Maryland help owner-operators and fleet businesses find coverage that meets state requirements. Maryland law mandates minimum liability limits of 75000 dollars per person and 150000 dollars per accident for commercial trucks. Agents can also assist with cargo insurance and physical damage coverage tailored to local routes and regulations.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Maryland?
Maryland requires commercial trucks to carry at least 75000 dollars in bodily injury liability per person and 150000 dollars per accident. Property damage liability minimum is 15000 dollars. Higher limits may be needed for certain cargo or interstate operations.
Do I need a special license to sell truck insurance in Maryland?
Yes, truck insurance agents in Maryland must hold a valid property and casualty insurance license issued by the Maryland Insurance Administration. They must also complete continuing education credits to stay current with state regulations.
Can a truck insurance agent help with Maryland DOT compliance?
Yes, many agents can guide you on Maryland Department of Transportation requirements including filing proof of insurance with the Motor Vehicle Administration. They can also help you understand federal FMCSA rules that apply to interstate trucking.
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