The top-rated truck insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 564 reviews. Other highly rated options include Simmerer Insurance, William Gunn - GEICO Insurance Agent, Laurel Insurance Center placas y seguro. This directory lists 22 truck insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | William Gunn - GEICO Insurance Agent | 13600 Baltimore Ave Suite 702 | (301) 543-3690 |
| 4 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 5 | Jay Young - State Farm Insurance Agent | 3450 Fort Meade Rd Ste 209 | (301) 289-3140 |
| 6 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 7 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 8 | Global Insure USA | 14502 Greenview Dr # 500 | (410) 507-7781 |
| 9 | Lucy Sanchez: Allstate Insurance | 3450 Fort Meade Rd Ste 106 | (301) 850-5030 |
| 10 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
State Farm: Adam Herndon serves Laurel, Maryland, and the surrounding county as a truck insurance agent. The agency provides essential commercial coverage policies tailored for trucking operators. It helps local drivers manage liability protection and physical damage coverage for their vehicles. Specific services handled in this area include cargo insurance for transported goods and underinsured motorist protection for fleet accounts.
Simmerer Insurance provides truck insurance agent services to commercial vehicle operators in Laurel, Maryland. It offers coverage options tailored for local and long-haul trucking needs, including liability and cargo protection. The company provides ongoing policy reviews and claims support to help clients maintain compliant operations. Its service plans focus on risk assessment and coverage adjustments for changing fleet requirements. Simmerer Insurance services single-family homes needing personal vehicle coverage, apartment complexes with commercial trucks, retail properties, and restaurants that own delivery or service vehicles.
William Gunn - GEICO Insurance Agent in Laurel, MD, assists local homeowners, businesses, and property managers with their commercial vehicle coverage. This agency helps clients secure appropriate protection for their fleets and individual trucks involved in regional transport and delivery operations. Policies are tailored to address the specific liability and cargo risks common to trucking in central Maryland. The team also serves neighborhoods and commercial corridors extending into the greater Washington, D.C., metropolitan area, including adjacent communities like Beltsville and College Park.
Serving Laurel, Maryland, and the surrounding communities, Laurel Insurance Center placas y seguro assists local businesses with their truck insurance needs. The agency handles the various insurance policies required for commercial trucks operating in this region. It works with clients to understand their specific hauling requirements and the types of coverage needed for their vehicles. To handle a typical job, the agent first reviews the client's operation details and then identifies the appropriate protections necessary for the truck and its cargo.
A truck insurance agent may offer either a one-time policy for a single vehicle or a recurring plan that covers a commercial fleet year-round. Coverage typically protects against cargo damage, liability for accidents, and roadside equipment loss while operating in the Laurel, MD area. This firm provides truck insurance in this region and can set up policies that match the hauling needs of local drivers. Service in this case runs on an as-needed basis for each client’s specific request.
Jennifer Smigal in Laurel, MD, offers specialized truck insurance policies addressing liability, cargo, and physical damage coverage. It also provides a full range of general vehicle and property insurance options. The agency helps area truck operators comply with Maryland’s specific state and federal insurance requirements, ensuring proper protection for their fleets. During winter months, it assists drivers with coverage adjustments to guard against heightened risks from hazardous road conditions and potential cargo delays.
As winter weather and seasonal shipping demands create additional risks on the highways around Laurel, local truck operators require reliable insurance coverage that addresses these shifting liabilities. Mid Atlantic Insurance Financial provides coverage for cargo, physical damage, and liability exposures that commercial trucks face daily. Their team evaluates each operator’s route history and equipment type to match policies with actual fleet needs. A new client begins with an inspection of their trucks and a review of current driving records to commence the initial assessment step.
Global Insure USA works as a truck insurance agent in Laurel, MD, helping clients secure commercial auto liability and physical damage coverage. The agency can arrange tailored add-ons like cargo insurance and roadside assistance for independent operators and small fleets. Its services support businesses needing protection for local and regional routes. Commercial sectors the agency can serve include offices requiring delivery vehicles, warehouses that rely on box trucks, and food service companies operating refrigerated or flatbed units.
Lucy Sanchez: Allstate Insurance provides residential truck insurance services for personal vehicles in Laurel, Maryland. Commercial coverage for local trucking operations is also available, helping businesses manage fleet protection. The agency serves clients throughout the Prince George’s County region. Ongoing follow-up between regular policy review visits ensures that coverage stays aligned with changing driving needs and regulatory requirements.
CNR Insurance Inc in Laurel, MD is known for providing tailored liability and cargo coverage for commercial trucks operating on regional highways and local delivery routes. The agency serves owner-operators and small fleets, structuring policies to match varying load types and mileage patterns. Experienced agents help drivers balance premium costs with essential protections like medical payments and rental reimbursement. For operators hauling specialized freight, the agency can arrange inland marine insurance as an add-on coverage.
What Does a a Truck Insurance Agent in Laurel Cost?
Truck insurance in Laurel Maryland typically costs between 8000 and 15000 dollars per year for a standard policy. Factors like cargo type driving history and annual mileage affect the final price. High-risk drivers may pay 20000 dollars or more annually. This is general information not insurance advice.
About truck insurance agents in Laurel
Truck insurance agents in Laurel Maryland help owner-operators and fleets find coverage that meets state and federal requirements. Maryland law mandates minimum liability limits of 750000 dollars for commercial trucks operating on interstate highways. A local agent can explain how Laurel proximity to the Baltimore-Washington corridor affects your premium.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Laurel Maryland?
Maryland requires commercial trucks to have at least 750000 dollars in liability coverage for interstate operations. Intrastate trucks may have lower limits but must still meet state minimums. An agent can help you determine the correct coverage for your specific operation.
How does my driving record affect truck insurance costs in Laurel?
A clean driving record can lower your premium significantly. Maryland insurers check your Motor Vehicle Record for the past three to five years. Accidents or violations on your record may increase your rates by 20 percent or more.
Can I get truck insurance if I have a recent DUI in Maryland?
Yes but it will be more expensive. Maryland law requires a SR-22 filing for DUI convictions which increases your premium. Some insurers specialize in high-risk truck policies and can help you find coverage.
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