The top-rated truck insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, Marshall & Associates Insurance Inc. This directory lists 12 truck insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | Marshall & Associates Insurance Inc | 501 Main St #202 | (410) 586-2381 |
| 5 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 6 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 7 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 8 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 9 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
| 10 | Glascock & Meenan Insurance | 85 Sherry Ln suite 2 b | (410) 535-0222 |
Wayne Shoemaker - State Farm Insurance Agent serves Prince Frederick and surrounding Calvert County communities as a local truck insurance agent. This agency provides commercial auto policies designed to protect truck owners, operators, and their vehicles on the road. Coverage options can address liability, physical damage, and cargo protection needs common to regional transport businesses. The agency also offers personal insurance solutions for area residents. Specific services it handles in this area include tailored commercial truck liability coverage and physical damage insurance for work vehicles.
Mike Paxson - State Farm Insurance Agent in Prince Frederick, MD, provides truck insurance coverage along with general auto, home, and life policies. Service plans include policy review and adjustment to match changing coverage needs for commercial vehicles. The agency assists local trucking operators in navigating insurance requirements related to fleet safety and liability. Properties typically serviced include single-family homes with home-based trucking businesses as well as regional retail storefronts and restaurants that operate their own delivery trucks.
Midtown Insurance Group, LLC, An Erie Insurance Agency serves local truck operators, commercial fleet owners, and independent owner-operators in the Prince Frederick area. The agency provides truck insurance coverage designed to address the specific liability and cargo protection needs of the industry. It helps clients understand policy options that match their operational requirements and vehicle types. The agency also extends its services to businesses and drivers in neighboring communities such as Lusby.
Marshall & Associates Insurance Inc of Prince Frederick, MD differentiates between one-time liability policies for short hauls and recurring commercial auto coverage for fleets. Their work as a truck insurance agent involves matching local carriers with protection for cargo, physical damage, and bodily injury claims. By understanding regional road and delivery conditions, they help maintain coverage continuity for both independent drivers and larger operations. Their service typically runs on a one-time or annual scheduled renewal basis.
OakPoint Insurance provides tailored truck insurance services in Prince Frederick, MD, helping commercial drivers protect their vehicles and cargo with proper liability coverage. It also assists local owner-operators and fleets in meeting legal requirements and managing risk on the road. As Maryland’s weather changes through the year, the agency helps drivers review their policies before the winter season to ensure adequate protection against ice and snow-related claims.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities of Calvert County. The company handles insurance policies specifically designed for commercial trucks and their operators. These policies provide essential coverage that meets the regulatory requirements for local and regional trucking operations. The agent works directly with each client to assess their specific operational risks. The approach focuses on clearly explaining policy terms and ensuring the coverage details match the cargo and routes a typical job involves.
CoreSafe Insurance LLC in Prince Frederick, MD specializes in securing comprehensive truck coverage for local operators. The team offers standard commercial auto policies along with crucial add-ons like cargo protection and roadside assistance to keep fleets running smoothly. Their services are tailored for a variety of commercial sectors, including offices needing delivery vehicles, warehouses managing logistics, and food service operations reliant on transportation.
Spring rain can create slick roads along Route 4 and local farm routes, requiring Prince Frederick truckers to keep their policies current. Easy Insurance Service MD works with commercial drivers to review their liability and cargo coverage for regional hauls into Southern Maryland. Agents focus on adjusting deductibles and matching limits to the volume of seasonal freight. For a new policy or renewal, the process begins with a short inspection of the truck cab and logbook at their office.
Nationwide Insurance: R&G Insurance Associates Inc offers residential truck insurance coverage to drivers and fleet owners in the Prince Frederick, MD area. Their commercial policies protect local operators navigating the region’s highways and delivery routes. The agency provides tailored liability and cargo protection for vehicles of all sizes. After an initial policy setup, customers can expect straightforward follow-up service for renewals and coverage adjustments between regular visits, ensuring continued protection as transportation needs evolve.
Glascock & Meenan Insurance in Prince Frederick, MD, is known for providing truck insurance coverage tailored to commercial vehicle operators. The agency serves local and regional trucking businesses, offering essential liability and physical damage protection for fleets and owner-operators alike. Their services address common risks on Maryland roads and major transport routes through the mid-Atlantic region. A specialty service they can add on is coverage for non-trucking liability during personal use of a commercial vehicle.
What Does a a Truck Insurance Agent in Prince Frederick Cost?
Typical annual premiums for truck insurance in Maryland range from 5,000 to 15,000 dollars for a single commercial truck, depending on coverage limits and driving history. Owner-operators with clean records and low mileage may pay closer to 3,000 dollars per year, while high-risk operations can exceed 20,000 dollars. Costs vary based on vehicle type, cargo, and the specific coverages you choose. This is general information, not insurance advice.
About truck insurance agents in Prince Frederick
Truck insurance agents in Prince Frederick Maryland help owner-operators and fleets find coverage that meets state and federal requirements. Maryland law mandates minimum liability insurance for commercial trucks, and local agents can explain how these rules apply to your operation. Working with an agent familiar with Calvert County can simplify getting the right policy for your business.
Frequently Asked Questions
What minimum liability insurance does Maryland require for commercial trucks?
Maryland requires at least 750,000 dollars in combined single limit liability for most commercial trucks carrying property. For trucks carrying hazardous materials or operating under certain authorities, higher limits may be required. An agent can help you determine the exact amount for your vehicle class.
Do I need a specific type of insurance for a dump truck in Prince Frederick?
Yes, dump trucks often need special coverage because of their unique risks like dumping operations and heavy loads. Many agents in Prince Frederick offer policies that include on-road liability and physical damage for dump trucks. You should also ask about coverage for equipment like tarps and hydraulic systems.
How does Maryland law affect truck insurance rates in Prince Frederick?
Maryland requires all commercial truck insurers to be licensed by the state and follow its rating rules. Factors like your driving record, the type of cargo, and annual mileage affect your premium. Local agents can compare quotes from multiple carriers to find a competitive rate for your situation.
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