The top-rated truck insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 722 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 31 truck insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 6 | Tawana Mensah - State Farm Insurance Agent | 10801 Lockwood Dr Ste 270 | (301) 949-3131 |
| 7 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 8 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
| 9 | Ray Mensah - State Farm Insurance Agent | 11205B Lockwood Dr | (301) 681-4450 |
| 10 | Nationwide Insurance: Won K. Kim Insurance Agency, Inc. | 12111 Heritage Park Cir | (301) 962-8300 |
Universal Insurance Group serves the Silver Spring metro area and surrounding Maryland communities as a truck insurance agent. This firm helps commercial truck owners secure liability coverage and physical damage protection required for fleet operations. Policies arranged through this agency also address cargo insurance needs for goods in transit. Additional services include arranging coverage for non-trucking liability periods when vehicles are used for personal travel and offering options for owner-operators seeking independent policy solutions.
Chris Aguirreās State Farm Insurance Agency in Silver Spring, MD provides personal and commercial coverage policies tailored for truck operators in the local area. The agency assists clients in managing their insurance portfolios through routine policy review and adjustment services. It offers comprehensive truck insurance plans that address liability, physical damage, and cargo protection needs specific to regional routes. The company regularly services single-family homes, apartments, retail storefronts, and restaurants located throughout Silver Spring and the surrounding Maryland communities.
Jeslling Montalvan - State Farm Insurance Agent serves commercial truck operators and owner-operators in Silver Spring, Maryland, providing tailored insurance coverage. The agency assists clients with liability, cargo, and physical damage policies designed for local and regional hauling needs. Operating within the competitive trucking industry, the agent helps business owners understand risk management and compliance requirements. Jeslling Montalvan also extends services to adjacent communities such as Wheaton and nearby parts of the Washington, D.C. metropolitan area.
ZELAYA INSURANCE AND BUSINESS SERVICES LLC serves Silver Spring, Maryland, and the surrounding communities with tailored truck insurance policies. The agency handles liability, cargo, and physical damage coverage for local and regional commercial truck operators. It also addresses business-specific needs such as roadside assistance and non-trucking liability. To manage a typical job, the company first reviews the client's fleet size, driving records, and cargo types. It then compares policies from multiple providers to match coverage with the operational risks and budget of each trucking business.
For local trucking operators in the Silver Spring area, one-time policy adjustments and scheduled renewal reviews remain separate service options. Comprehensive coverage typically addresses liability, cargo, and physical damage for commercial vehicles. Ashley Deadwyler-Jones, a State Farm insurance agent serving Silver Spring, Maryland, assists trucking clients with these tailored insurance needs under the truck insurance category. Service arrangements for this agency generally operate on an as-needed basis, allowing clients to request assistance when evaluating their current coverage or preparing for a policy change.
Tawana Mensah - State Farm Insurance Agent in Silver Spring, MD, specializes in truck insurance policies tailored for commercial vehicle operators. The agency also provides general insurance services, including auto, home, and life coverage for local residents. Its truck insurance work helps drivers manage risks associated with freight hauling and long-distance routes. During the busy holiday shipping season, the agent assists truckers in ensuring their rigs have adequate liability and cargo protection on the road.
ERIE Insurance - Harders & Bradford Insurance Agency provides residential insurance services to clients in Silver Spring, Maryland. The agency also writes commercial coverage for local truck operators, addressing liability and cargo protection needs across the region. Their team ensures policies remain current for routes and fleet changes in this area. Customers frequently schedule follow-on consultations to update deductibles or adjust coverage between regular seasonal reviews, maintaining consistent protection for their commercial vehicles.
ACG Insurance Services in Silver Spring, MD provides essential risk management coverage for trucking operations. This truck insurance agent company focuses on policies that protect commercial vehicles and their cargo, adapting to regional freight routes. Add-on coverages are available, including physical damage protection, roadside assistance, and liability for non-trucking use. The agency serves businesses across several commercial sectors, including freight offices, distribution warehouses, and food service operators requiring refrigerated transport.
Ray Mensah - State Farm Insurance Agent in Silver Spring, MD, is known for providing tailored truck insurance coverage to commercial and independent operators in the region. The agency works with clients to address liability, cargo, and physical damage risks common on local and interstate routes. Personal consultations help identify policy gaps for long-haul or delivery fleets. A specialty service the agency can add on is roadside assistance coverage designed for truck breakdowns and emergencies.
What Does a a Truck Insurance Agent in Silver Spring Cost?
Typical annual premiums for a truck insurance policy in Maryland range from 3000 to 12000 dollars for a single truck, depending on coverage limits, cargo type, and driving history. Owner-operators with clean records may pay on the lower end, while fleet owners or those with violations pay more. This is general information and not insurance advice. Consult a licensed agent for a quote specific to your situation.
About truck insurance agents in Silver Spring
Truck insurance agents in Silver Spring Maryland help owner-operators and fleet owners find coverage that meets state and federal requirements. Maryland law requires all commercial trucks to carry minimum liability insurance of 75000 dollars per person and 150000 dollars per accident. Local agents understand the specific needs of trucking in the DC metro area and can guide you through Maryland Transportation Article requirements.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Maryland?
Maryland requires commercial trucks to have liability insurance of at least 75000 dollars per person and 150000 dollars per accident. For trucks carrying hazardous materials or operating interstate, federal limits from the FMCSA also apply. An agent can help you meet both state and federal minimums.
Do I need a special agent for my trucking business in Silver Spring?
Yes, a truck insurance agent specializes in commercial auto policies that cover cargo, physical damage, and non-trucking liability. Standard auto agents may not offer the specific coverages needed for Maryland trucking regulations. A specialized agent can also help with filings for the Maryland Motor Vehicle Administration.
How does Maryland law affect my truck insurance rates in Silver Spring?
Maryland has a high minimum liability requirement compared to some states, which can affect premiums. Additionally, the proximity to Washington DC and Baltimore means higher traffic density and accident risk. An agent can explain how local factors and your driving record influence your quote.
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