The top-rated truck insurance agent in Boston, Massachusetts is Vargas & Vargas Insurance Inc., rated 4.9 stars across 690 reviews. Other highly rated options include Ironside Insurance Group, LLC, Bender Hatch Insurance, State Fund Insurance. This directory lists 16 truck insurance agents serving Boston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vargas & Vargas Insurance Inc. | 1133 Washington St | (617) 298-0655 |
| 2 | Ironside Insurance Group, LLC | 112 Water St #401 | (617) 227-2400 |
| 3 | Bender Hatch Insurance | 87 Wendell St 4th Floor | (617) 367-4900 |
| 4 | State Fund Insurance | 100 Summer St | (617) 956-9999 |
| 5 | Click Insurance | 131 Dartmouth St Fl 3rd, Suite 82 | (617) 580-3499 |
| 6 | Flynn Insurance Agency | 30 Park St APT 2 | (617) 242-1200 |
| 7 | Point Insurance - Boston | 1103 Commonwealth Ave | (617) 783-1160 |
| 8 | Beacon Hill Insurance Agency | 200 Portland St | (800) 568-4091 |
| 9 | A-Affordable Insurance Agency, Inc. | 222 Sumner St | (617) 567-0343 |
| 10 | Safety Insurance | 20 Custom House St | (617) 951-0600 |
Vargas & Vargas Insurance Inc. serves truck operators throughout the Boston, MA metro area with commercial vehicle insurance coverage. It helps owner-operators and small fleets secure liability, cargo, and physical damage policies that meet state and federal requirements. The agency assists drivers in obtaining programs tailored for local routes and long-haul trips. A key service it provides is helping clients compare motor truck cargo insurance options. It also handles coverage for non-trucking liability during personal use periods.
Based in Boston, Ironside Insurance Group, LLC works with local businesses and commercial vehicle operators to secure essential truck insurance coverage. The agency helps these clients navigate policies that protect their fleets and cargo during daily operations across the region. It addresses common needs like liability and physical damage protection for vehicles engaged in regional transport. The agency also supports companies with specialized risk management for heavy-duty commercial trucks throughout the metro area and regularly serves businesses operating routes through the adjacent community of Quincy.
Bender Hatch Insurance serves trucking clients in Boston, Massachusetts, and the surrounding New England communities. It handles coverage for commercial trucks, including liability, cargo, and physical damage protection. The company works with both local delivery fleets and long-haul operators. It typically begins a new job by reviewing each client’s specific routes, vehicle types, and cargo risks, then tailors a policy to match those operational needs.
State Fund Insurance in Boston specializes in commercial truck insurance for local and long-haul operators, along with coverage for owner-operators and fleet policies. The agency works with drivers throughout Massachusetts to secure essential liability, physical damage, and cargo protection. In this region, winter storms create heightened risks for trucking clients. The agency therefore helps each policyholder prepare by reviewing winter driving endorsements and ensuring compliance with seasonal safety requirements before ice and snow arrive.
Click Insurance works with commercial drivers to secure coverage that meets regulatory requirements and operational needs. It offers specialty add-ons including cargo protection and liability coverage for goods in transit. The agent helps navigate insurance options for local and long-haul trucking operations in Boston. It evaluates fleet size and driving histories to tailor policies that manage accident risks. This agency serves sectors such as distribution offices, warehouse facilities, and food service providers that rely on truck fleets.
As the harsh Boston winters pound city streets and delivery routes grow congested during peak seasons, Flynn Insurance Agency offers local truck agents a steady resource for coverage tailored to regional conditions. This Boston-based agency provides liability and cargo protection that aligns with the unique demands of urban and interstate hauling. Their process begins with a thorough inspection of the vehicle and a detailed review of the driver’s operational routes and hauling history.
Point Insurance in Boston provides residential truck insurance for personal vehicles used in commercial transport, paired with commercial policies for larger fleets operating throughout the greater Boston area. Agents advise local operators on necessary coverage limits and endorsements suited to regional routes and cargo types. Claims support is accessible during business hours, and clients frequently return for annual policy reviews or to adjust coverage between scheduled maintenance visits.
A-Affordable Insurance Agency, Inc. serves the Boston, Massachusetts metro area as a dedicated provider of truck insurance coverage. The agency works with trucking professionals to secure policies that protect commercial vehicles and their cargo during local and regional hauls. It helps clients navigate the specific insurance requirements tied to the transportation of goods throughout the Greater Boston region. Policies are arranged to meet the operational needs of short-haul and long-haul trucking, including physical damage protection for trucks and trailers.
Safety Insurance provides commercial truck insurance services in Boston and the surrounding area. It offers a range of coverage options tailored to local transportation needs, including liability, cargo, and physical damage policies. The agency also helps clients manage regular policy maintenance and adjust plans as their fleets evolve. Its representatives work closely with drivers to understand specific operational risks. The company serves a diverse client base, covering commercial vehicles that service single-family homes, apartments, retail locations, and restaurants.
What Does a a Truck Insurance Agent in Boston Cost?
Truck insurance costs in Massachusetts vary widely based on truck type, driving history, and coverage limits. A basic liability policy for a small box truck might start around 1,500 to 3,000 dollars per year, while a full coverage policy for a heavy semi-truck can range from 8,000 to 15,000 dollars annually. Factors like Boston traffic density and cargo value also affect premiums. This is general information, not insurance advice.
About truck insurance agents in Boston
Truck insurance agents in Boston help commercial drivers find policies that meet Massachusetts state requirements. Massachusetts law mandates minimum liability coverage of 20,000 dollars per person and 40,000 dollars per accident for bodily injury. An agent can explain options for cargo insurance and physical damage coverage specific to Boston routes.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Massachusetts?
Massachusetts requires commercial trucks to carry at least 20,000 dollars per person and 40,000 dollars per accident for bodily injury liability. Property damage liability minimum is 5,000 dollars. Higher limits are often needed for interstate operations.
Do I need a local Boston agent for my truck insurance?
A Boston agent understands local traffic patterns and Massachusetts insurance laws. They can help you comply with state-specific rules like the Massachusetts RMV registration requirements and the state insurance surcharge system.
How does Massachusetts law affect truck insurance rates?
Massachusetts is a no-fault state for auto insurance, which can influence truck policy pricing. The state also has strict regulations on insurance cancellations and non-renewals, so an agent can help ensure continuous coverage.
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