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Find Truck Insurance Agents Near You in Harwich Port, MA

Looking for a truck insurance agent in Harwich Port? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Harwich Port, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 truck insurance agents in Harwich Port, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Benson, Young & Downs Insurance Agency
565 MA-28, Harwich Port, MA 02646
(508) 432-1256 byandd.com
Benson, Young & Downs Insurance Agency
565 MA-28, Harwich Port, MA 02646
(508) 432-1256 byandd.com

Truck insurance agents in Harwich Port, Massachusetts help commercial drivers meet state and federal insurance requirements. Massachusetts law requires all commercial trucks to carry liability insurance with minimum limits set by the state. Local agents can guide you through the specific coverage needs for Cape Cod routes and seasonal traffic patterns.

What Does a Truck Insurance Agent in Harwich Port Cost?

Truck insurance costs in Massachusetts vary widely based on vehicle weight, cargo type, driving history, and annual mileage. For a standard heavy-duty truck, annual premiums typically range from $8,000 to $15,000 for basic liability coverage. Full coverage policies with physical damage protection can cost $12,000 to $25,000 or more per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Massachusetts?
Massachusetts requires commercial trucks to have at least $750,000 in liability coverage for general freight hauling. Higher limits may be needed for hazardous materials or larger vehicles. An agent in Harwich Port can help you understand the specific requirements for your truck type.
How do I find a truck insurance agent in Harwich Port?
You can search online for local insurance agencies in Harwich Port that specialize in commercial auto policies. Many agents in the area serve the fishing and construction industries common on Cape Cod. Contact multiple agents to compare coverage options and rates.
Does Massachusetts require uninsured motorist coverage for trucks?
Yes, Massachusetts law requires uninsured and underinsured motorist coverage on all commercial auto policies. This coverage protects you if you are in an accident with a driver who does not have insurance. Your agent can explain the minimum limits and optional increases.