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Find Truck Insurance Agents Near You in Chesterfield, MI

Looking for a truck insurance agent in Chesterfield? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Chesterfield, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 truck insurance agents in Chesterfield, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hometown Insurance Services Agency
28035 Carriage Way Dr, Chesterfield, MI 48051
(586) 948-7777 hometowninsuranceserv.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393 lottieschmidtthompson.com
AAA Insurance Tim Victor Agency
48985 Gratiot Ave, Chesterfield, MI 48051
(586) 330-8983 timvictoragency.com

Truck insurance agents in Chesterfield Michigan help owner-operators and fleet managers find coverage that meets Michigan Department of Transportation requirements. Michigan law mandates minimum liability limits of 300000 dollars for commercial trucks. Local agents understand the specific risks of shipping routes through Macomb County and the nearby I-94 corridor.

What Does a Truck Insurance Agent in Chesterfield Cost?

Truck insurance costs in Michigan vary widely. A typical annual premium for a single commercial truck can range from 5000 to 15000 dollars depending on driving history, cargo type, and coverage limits. Factors like fleet size and safety record also affect price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Michigan?
Michigan requires commercial trucks to carry at least 300000 dollars in liability insurance. Higher limits may be needed for trucks carrying hazardous materials or operating interstate.
How does a truck insurance agent in Chesterfield help with claims?
A local agent can guide you through the claims process and help you understand Michigan no-fault rules for commercial vehicles. They also assist with filing paperwork for cargo or physical damage claims.
Do I need special insurance for a dump truck or tow truck in Chesterfield?
Yes. Dump trucks and tow trucks often require additional coverage like on-hook towing or cargo insurance. A Chesterfield agent can tailor a policy for these specific vehicle types.