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Find Truck Insurance Agents Near You in Utica, MI

Directory of truck insurance agents in Utica, Michigan. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 4 truck insurance agents in Utica, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Action Insurance Service, Inc.
7659 Auburn Rd, Utica, MI 48317
(586) 739-9080 actionin.com
Michigan Insurance and Financial Services - Headquarters
45136 Cass Ave, Utica, MI 48317
(586) 710-7600 miafs.com
Beck Insurance
8344 Hall Rd Suite 102, Utica, MI 48317
(586) 731-5800 beck-insurance.com
Superior Insurance Agency, LLC
11255 Hall Rd #202, Utica, MI 48317
(586) 843-3262

Truck insurance agents in Utica Michigan help owner operators and fleet managers find coverage that meets state and federal requirements. Michigan law requires minimum liability limits of 20/40/10 for commercial vehicles. Local agents understand the unique risks of trucking in Macomb County and can assist with physical damage cargo and non trucking liability coverage.

What Does a Truck Insurance Agent in Utica Cost?

Annual premiums for truck insurance in Michigan typically range from 5,000 to 15,000 dollars for a single truck with basic coverage. Factors like driving record cargo type and radius of operation affect the price. A full coverage policy with higher limits can cost 12,000 to 25,000 dollars per year. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Michigan?
Michigan law requires commercial trucks to carry at least 20/40/10 liability coverage. This means 20,000 dollars per person 40,000 dollars per accident for bodily injury and 10,000 dollars for property damage. Higher limits are often required for interstate hauling or to satisfy a motor carrier authority.
Do I need a specific type of agent for truck insurance in Utica?
Yes you should work with an agent who specializes in commercial truck insurance. These agents understand Michigan no fault laws and federal FMCSA requirements. They can help you get the right endorsements like hired auto coverage or bobtail insurance.