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Truck Insurance Agents in St Michael, MN

Browse truck insurance agents serving St Michael, Minnesota. Contact information and addresses listed below.

8 agents listed
Updated May 2026
St Michael, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 8 truck insurance agents in St Michael, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Derek Brant - State Farm Insurance Agent
112 Central Ave E, St Michael, MN 55376
(763) 497-4940 derekbrantinsurance.com
Farmers Insurance - David Mugg
400 Central Ave E Ste 55, St Michael, MN 55376
(763) 298-3563 agents.farmers.com
Bruce A. McKimmy, Ltd
517 Dogwood Ave NW, St Michael, MN 55376
(612) 324-0369
CareWise Insurance MN
28 Main St S, St Michael, MN 55376
(763) 220-1479
Nationwide Insurance: All Insurance Services, Inc.
213 Meadowlark Rd SE, St Michael, MN 55376
(763) 497-2247 agency.nationwide.com
Zachman Insurance Agency Inc
12725 43rd St NE #101, St Michael, MN 55376
(763) 497-2430 zachmaninsurance.com
Superior Financial Group
13580 44th St NE, St Michael, MN 55376
(612) 382-8949
Creekside Insurance Solutions
705 Central Ave E r11, St Michael, MN 55376
(763) 412-1995

What Does a Truck Insurance Agent in St Michael Cost?

Typical annual premiums for truck insurance in Minnesota range from $8,000 to $15,000 for a single truck with basic liability and cargo coverage. Higher limits or specialized cargo can increase costs to $20,000 or more. Costs vary significantly based on driving history, truck value, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Minnesota?
Minnesota requires commercial trucks to carry at least $750,000 in liability insurance for interstate operations. Intrastate trucks may have different minimums based on cargo type and vehicle weight. Your agent can help you confirm the exact requirements for your specific operation.
How do I find a truck insurance agent in St Michael?
You can search online for independent agents in St Michael who specialize in commercial truck insurance. Many agents also serve the broader Twin Cities area and can meet with you in person or virtually. Ask about their experience with the type of trucking you do.
What factors affect truck insurance premiums in Minnesota?
Premiums are based on driving record, type of cargo, annual mileage, and the value of your truck. Minnesota winter weather and road conditions can also impact rates. Your agent will review these factors to find a policy that fits your budget.