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Directory of truck insurance agents in Waite Park, Minnesota. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Waite Park, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 2 truck insurance agents in Waite Park, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Central Insurance Group
72 10th Ave S Suite 201, Waite Park, MN 56387
(320) 774-2005
central-insurancegroup.com
Patriot Insurance Brokers
49 2nd Ave N Suite 101, Waite Park, MN 56387
(320) 252-8222
patriotinsurancebrokers.com
Truck insurance agents in Waite Park, Minnesota help commercial drivers and fleet owners find policies that meet state and federal requirements. Minnesota law mandates minimum liability coverage of 750,000 dollars for interstate carriers and 300,000 dollars for intrastate operations. Local agents can guide you through options for cargo, physical damage, and non-trucking liability coverage.
What Does a Truck Insurance Agent in Waite Park Cost?
Typical truck insurance costs in Minnesota range from 8,000 to 15,000 dollars per year for owner-operators, and 12,000 to 25,000 dollars for small fleets. Rates depend on coverage limits, driving history, and cargo type. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Minnesota?
For intrastate trucks, Minnesota requires at least 300,000 dollars in liability coverage. Interstate carriers must have 750,000 dollars as per federal regulations. Agents in Waite Park can help you meet these limits.
Do I need cargo insurance for my truck in Waite Park?
Cargo insurance is not required by Minnesota law but is often required by brokers or shippers. It protects the goods you haul. A local agent can explain typical coverage options.
How does Minnesota law affect truck insurance rates?
Minnesota is a no-fault state for auto insurance, but trucking policies follow different rules. Factors like driving record, cargo type, and annual mileage affect premiums. An agent can review your specific needs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.