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Compare Truck Insurance Agents in Wayzata, MN

Browse truck insurance agents serving Wayzata, Minnesota. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 4 truck insurance agents in Wayzata, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Premier Insurance Agency
801 Twelve Oaks Center Dr #818, Wayzata, MN 55391
(763) 258-7018 thepremierinsuranceagency.com
Minnesota Insurance Group
15250 Wayzata Blvd # 103, Wayzata, MN 55391
(952) 930-3661 maverickriskpartners.com
Bullis Insurance Agency, LLC
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391
(952) 449-0089 bullisagency.com
insurance specialist network
1001 Twelve Oaks Center Dr, Wayzata, MN 55391
(952) 856-8720 insurancespecialistnetwork.com

Truck insurance agents in Wayzata, Minnesota help owner-operators and fleet managers meet state and federal insurance requirements. Minnesota law requires minimum liability coverage of $30,000 per person and $60,000 per accident for bodily injury, plus $10,000 for property damage. Agents in Wayzata can also advise on higher limits needed for interstate trucking under federal regulations.

What Does a Truck Insurance Agent in Wayzata Cost?

The cost of truck insurance in Minnesota typically ranges from $8,000 to $15,000 per year for a single truck with basic liability coverage. Full coverage policies with physical damage and cargo insurance can cost $12,000 to $25,000 annually. Factors like driving history, cargo type, and annual mileage affect the premium. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Minnesota?
Minnesota requires commercial trucks to carry at least $30,000 in bodily injury liability per person, $60,000 per accident, and $10,000 in property damage liability. For trucks operating across state lines, federal rules may require much higher limits, such as $750,000 or more.
Do I need a special agent for truck insurance in Wayzata?
Yes, truck insurance is different from personal auto insurance. A truck insurance agent in Wayzata understands Minnesota specific rules, such as the requirement for uninsured motorist coverage and the unique risks of hauling freight in the Twin Cities metro area.
How can a truck insurance agent help with Minnesota DOT compliance?
A truck insurance agent can help you obtain the required filings with the Minnesota Department of Transportation, such as the MCS-90 endorsement for interstate carriers. They also ensure your policy meets state liability and cargo coverage requirements.