The top-rated truck insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 15 truck insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Beacon Insurance Services, Inc. | 1009 W Howard Ave | (228) 374-0067 |
| 9 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
| 10 | Worldwide Insurance Agency | 1684 Pass Rd Suite B | (228) 432-7181 |
Jake Jacobs - State Farm Insurance Agent serves the Biloxi, Mississippi metro area by offering truck insurance policies tailored for commercial vehicle operators. As a local agency, it provides coverage options that address the unique risks associated with hauling cargo and navigating regional highways. Typical policies help protect against liability, cargo loss, and physical damage to the truck itself. For area drivers, the agency specifically handles commercial auto liability and physical damage coverage for heavy-duty vehicles.
OakTrust Insurance Group in Biloxi, MS offers a range of coverage solutions for commercial trucking operations, including liability, cargo, and physical damage policies. It provides ongoing service support and tailored maintenance plans to help keep policies aligned with changing fleet needs. The agency ensures protection for the diverse properties its clients operate, including single-family homes, apartments, retail, and restaurants.
Family-owned businesses and owner-operators across Biloxi, MS, turn to McMurphy Insurance for their commercial truck insurance needs. The agency helps arrange coverage for over-the-road fleets, local delivery vehicles, and specialty rigs operating along the Gulf Coast. Clients find assistance with liability, cargo, and physical damage policies that meet legal and financial requirements for trucking. McMurphy Insurance also extends its truck insurance services to businesses and drivers throughout the D’Iberville area and the broader Harrison County metro region.
Tubb Allstate Insurance Agency serves Biloxi, Mississippi, and the surrounding Gulf Coast communities. Its truck insurance division handles policies for local owner-operators and regional fleet accounts. Routine work includes assessing liability coverage for cargo transport and evaluating physical damage protection for commercial vehicles. To handle a typical job, the agency reviews a client’s route frequency and vehicle class, then matches coverage limits to those specific operational risks.
SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi, MS helps commercial clients choose between one-time liability policies for single jobs and recurring coverage for fleet operations. Their truck insurance agents emphasize cargo, liability, and physical damage policies for owner-operators and local carriers. Both one-time and scheduled service options are available, with policies structured to match seasonal or year-round hauling needs. Service runs on a scheduled basis for most accounts, with as-needed adjustments for new vehicles or route changes.
Gulf Coast trucking operations face shifting seasonal demands from summer storm reroutes to winter freight surges, requiring consistent insurance coverage. Coastal Select Insurance, LLC, based in Biloxi, MS, works as a local truck insurance agent to match policies with these regional schedules. They review liability limits and cargo protection for fleet and owner-operator accounts, drawing on knowledge of Mississippi and interstate commerce. The process begins with an inspection of the vehicles and a review of the current operational plan.
US Select Insurance LLC, based in Biloxi, MS, helps local trucking operators secure essential liability and physical damage coverage. The firm can supplement a standard policy with specialized cargo insurance and motor truck cargo legal liability protection. Its agents assess each fleet’s specific route and load risks to tailor coverage limits and deductibles. The company serves commercial clients operating from local offices, warehouses, and food service facilities.
Beacon Insurance Services, Inc., located in Biloxi, MS, specializes in truck insurance agent services for commercial fleets and independent owner-operators. The agency works to secure appropriate liability, physical damage, and cargo coverage for local and regional transportation businesses. Storms and hurricanes are a persistent concern along the Gulf Coast, so the company also assists clients in reviewing policies before severe weather seasons begin.
Mattina Insurance Agency Inc provides tailored residential insurance solutions to homeowners in Biloxi and the surrounding Gulf Coast communities. The company also offers comprehensive commercial coverage designed to protect local businesses, with a strong focus on truck insurance for regional operators, owner-operators, and small fleets navigating Mississippi’s coastal routes. Their service area extends throughout the Biloxi region and into neighboring areas of the Mississippi Gulf Coast. Clients who secure a policy can rely on ongoing support for policy reviews and claim assistance, ensuring consistent service continuity between regular visits.
What Does a a Truck Insurance Agent in Biloxi Cost?
Truck insurance costs in Mississippi vary widely based on driving history cargo type and coverage limits. A typical policy for a single owner-operator can range from 6000 to 12000 dollars per year. Fleet policies may cost more depending on number of vehicles and safety records. This is general information not insurance advice.
About truck insurance agents in Biloxi
Truck insurance agents in Biloxi Mississippi help owner-operators and fleets find coverage that meets state and federal requirements. Mississippi law mandates minimum liability limits for commercial trucks operating on state roads. Local agents understand the unique risks of Gulf Coast shipping routes and port traffic.
Frequently Asked Questions
What are the minimum insurance requirements for trucks in Mississippi?
Mississippi requires commercial trucks to carry at least 75000 dollars in liability coverage for vehicles under 10000 pounds. Heavier trucks and those hauling hazardous materials need higher limits. An agent can help you meet both state and federal requirements.
Do I need a specific type of insurance to operate a truck in Biloxi?
Yes you need commercial auto liability insurance and often physical damage coverage. If you cross state lines you also need federal motor carrier authority and a BMC-91 endorsement. A local agent can explain these requirements.
How can a truck insurance agent help with Mississippi port operations?
Agents in Biloxi understand coverage for cargo loading and unloading at the Port of Gulfport. They can recommend policies that protect against theft damage and liability during port operations. This is important for trucks serving the seafood and shipping industries.
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