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Find Truck Insurance Agents Near You in Maryland Heights, MO

Browse truck insurance agents serving Maryland Heights, Missouri. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 5 truck insurance agents in Maryland Heights, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sara Spotanski - State Farm
11815 Dorsett Rd, Maryland Heights, MO 63043
(314) 291-3388 saraspotinsurance.com
Lucent Insurance Group
11848 Dorsett Rd Office B, Maryland Heights, MO 63043
(888) 544-2482 lucentinsurancegroup.com
McCarthy Insurance Group LLC American Family Insurance
929 Fee Fee Rd # 101, Maryland Heights, MO 63043
(314) 343-4502 amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600 grafgroupinsurance.com
LeBlanc Insurance
11652 Dorsett Rd, Maryland Heights, MO 63043
(314) 710-2651

Truck insurance agents in Maryland Heights, Missouri help owner-operators and fleet managers meet the states minimum liability requirements. Missouri law mandates at least 25,000 dollars in bodily injury coverage per person and 50,000 dollars per accident for commercial trucks. Agents in this St. Louis suburb can also advise on cargo insurance and physical damage coverage tailored to local routes.

What Does a Truck Insurance Agent in Maryland Heights Cost?

Truck insurance costs in Missouri typically range from 800 to 2,500 dollars per year for basic liability on a single truck. Full coverage with physical damage and cargo insurance can cost 3,000 to 8,000 dollars annually. Rates vary based on vehicle weight, driver experience, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for trucks in Missouri?
Missouri requires commercial trucks to carry at least 25,000 dollars in bodily injury coverage per person and 50,000 dollars per accident. For property damage, the minimum is 10,000 dollars. Higher limits are often needed for interstate hauling or valuable cargo.
Do I need a specific license to sell truck insurance in Maryland Heights?
Yes, agents must hold a Missouri resident producers license for property and casualty insurance. This license requires completing pre-licensing education and passing the state exam. Many agents also carry additional certifications for commercial auto lines.
How do Maryland Heights truck insurance agents determine my premium?
Agents consider your driving record, vehicle type, cargo value, annual mileage, and operating radius. Missouri-specific factors include local accident statistics and weather risks along Interstate 270 and 70. Your premium may also reflect any recent claims or violations.