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Compare Truck Insurance Agents in University City, MO

Compare truck insurance agents in University City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
University City, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 2 truck insurance agents in University City, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John A Smith - State Farm Insurance Agent
7165 Delmar Blvd Apt 111, University City, MO 63130
(314) 726-4757 statefarm.com
Renee Bolden American Family Insurance
7299 Olive Blvd Apt B, University City, MO 63130
(314) 862-6560 amfam.com

Truck insurance agents in University City Missouri help owner-operators and fleet managers meet state requirements. Missouri law mandates minimum liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents can also advise on cargo insurance and physical damage coverage for trucks operating in the St. Louis area.

What Does a Truck Insurance Agent in University City Cost?

Truck insurance costs in Missouri vary widely based on driving record, cargo type, and annual mileage. A basic liability policy for a single truck might cost 3,000 to 6,000 dollars per year. Full coverage including physical damage and cargo insurance can range from 8,000 to 15,000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Missouri?
Missouri requires commercial trucks to carry at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability. Property damage liability must be at least 10,000 dollars. Higher limits are often needed for interstate hauling or valuable cargo.
Do I need a specific type of insurance for a box truck in University City?
Yes, box trucks used for business typically require commercial auto insurance. Personal auto policies do not cover business use. An agent can help you choose the right coverage for local deliveries or long-haul routes.
How can a truck insurance agent help with Missouri DOT compliance?
An agent can explain the insurance filings needed for Missouri DOT registration. They can also help you obtain a surety bond or proof of insurance for intrastate authority. This ensures you meet state regulations before operating.