The top-rated truck insurance agent in Great Falls, Montana is Todd Neighbor at Comparion Insurance Agency, rated 5.0 stars across 69 reviews. Other highly rated options include State Farm Insurance Agent, Balthazar Insurance Agency, Tammy J Quintrell-Stubbs: Allstate Insurance. This directory lists 20 truck insurance agents serving Great Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Todd Neighbor at Comparion Insurance Agency | 1703 2nd Ave N | (406) 217-1442 |
| 2 | State Farm Insurance Agent | 2817 10th Ave S | (406) 453-6010 |
| 3 | Balthazar Insurance Agency | 908 6th St S | (406) 452-0422 |
| 4 | Tammy J Quintrell-Stubbs: Allstate Insurance | 518 9th St S | (406) 453-9460 |
| 5 | Advanced Agency Alliance | South Side of Building, 408 9th St S | (406) 727-0230 |
| 6 | Mike Smith - Representing Smith Family Insurance Agency | 33 Division Rd #1 | (406) 453-6453 |
| 7 | Cogswell Insurance Agency | 800 9th St S | (406) 761-5000 |
| 8 | Farmers Insurance - Pamela Nommensen | 2922 10th Ave S | (406) 452-8588 |
| 9 | Tschetter Agency- Farmers Union | 325 Smelter Ave NE | (406) 836-9320 |
| 10 | McMeel Insurance Agency | 721 Central Ave Suite 209 | (406) 453-1580 |
Todd Neighbor at Comparion Insurance Agency provides truck insurance services for commercial vehicles operating in and around Great Falls, MT. The agency offers policies to cover liability, cargo, and physical damage, with plans that can include roadside assistance to help maintain fleet operations. Services are designed to support local trucking businesses by addressing their unique coverage needs. The agency services properties ranging from single-family homes to apartments, retail stores, and restaurants.
State Farm Insurance Agent serves the Great Falls, Montana, area with truck insurance policies tailored for commercial vehicles. Agents assist local truck operators in securing liability coverage and physical damage protection to comply with federal and state requirements. They also guide clients through policy options for cargo, towing, and roadside assistance. Specializing in dump trucks, delivery vans, and over-the-road rigs, this agency handles policy reviews and claims support for area trucking businesses.
Balthazar Insurance Agency specializes in providing tailored coverage for commercial trucks, serving the unique needs of local owner-operators and larger fleets in Great Falls. It also offers standard business insurance, helping regional transport companies manage their day-to-day risks effectively. Understanding the challenges posed by Montana’s harsh winter roads, the agency assists clients with securing policies that address potential ice hazards and seasonal vehicle damage claims.
Tammy J Quintrell-Stubbs: Allstone Insurance serves trucking companies in the Great Falls area by providing policies tailored to commercial vehicles and fleet operations. The agency helps owner-operators and logistics businesses understand coverage for cargo, liability, and physical damage. Claims assistance and policy reviews are offered to keep each client properly protected. Beyond Great Falls, the agency also works with trucking firms and independent drivers across Cascade County and the surrounding communities of Vaughn and Ulm.
Serving Great Falls and the surrounding communities across north-central Montana, Advanced Agency Alliance handles commercial truck insurance for local owner-operators and small fleet businesses. It addresses the specific liability, cargo, and physical damage coverages required for regional hauling on highways and rural routes. The agency works closely with each client to review their operational exposure and then pairs those needs with a suitable, standard-market policy that balances protection with affordability.
As Montana’s harsh winters give way to the unpredictable spring-thaw conditions on routes through Great Falls and the surrounding transport corridors, local operators must keep their commercial coverage current and compliant. Mike Smith (Representing Smith Family Insurance Agency) serves as a truck insurance agent who helps these drivers and fleet owners navigate required liability limits and cargo protection. He works closely with each client to match a policy to their specific operation. Every new account begins with a thorough review of the rig and driving history.
Cogswell Insurance Agency in Great Falls, MT distinguishes between one-time liability policies for a single shipment or trip and recurring coverage plans that protect a fleet over a set period. Their truck insurance options address common local needs such as cargo protection, physical damage for the rig, and medical payments for drivers. Coverage also includes roadside assistance and comprehensive theft protection. This Great Falls truck insurance agent operates primarily on a scheduled basis for periodic policy reviews and renewals, though as-needed consultations are also available.
Farmers Insurance - Pamela Nommensen serves the Great Falls area with truck insurance agent services. Residential auto coverage is available for personal vehicles, while commercial policies address the needs of local trucking operations. The agency provides protection for both individual drivers and small fleet owners throughout the surrounding region. Coverage can be adjusted as trucks are added or removed. Clients typically return for policy reviews between regular seasonal visits to update their insurance as routes or equipment change.
Tschetter Agency- Farmers Union is a truck insurance agent in Great Falls, MT, known for arranging liability and physical damage coverage for local commercial fleets. Its service range includes policy consultations and claims assistance for owner-operators and small trucking firms. General work in this region involves managing risks from long-haul routes and Montana weather conditions. As a specialty service, the company can add on a non-trucking liability endorsement for drivers when the semi is used for personal trips.
McMeel Insurance Agency serves trucking businesses and owner-operators in Great Falls, Montana, providing tailored coverage for commercial vehicles, cargo, and liability risks. The agency works with clients to secure policies that address the specific demands of local freight routes and regional hauling conditions. Its services focus on protecting assets through customizable insurance packages suited for long-haul and short-haul operations. McMeel Insurance Agency also extends its truck insurance services to businesses operating in the surrounding Cascade County area, including the Black Eagle community.
What Does a a Truck Insurance Agent in Great Falls Cost?
Truck insurance costs in Montana vary widely based on driving record, cargo type, and annual mileage. A basic policy for a single truck can range from 6,000 to 15,000 dollars per year, while a full fleet policy may cost much more. Factors like Montana weather and accident statistics also influence premiums. This is general information, not insurance advice.
About truck insurance agents in Great Falls
Truck insurance agents in Great Falls, Montana help owner-operators and fleets find coverage that meets state and federal requirements. Montana law mandates minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 20,000 dollars for property damage. Local agents understand the unique risks of hauling freight through central Montana and across the Rocky Mountains.
Frequently Asked Questions
What are the minimum insurance requirements for a truck in Montana?
Montana requires at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury liability, and 20,000 dollars for property damage. For commercial trucks, federal regulations often require higher limits and specific filings like a BMC-91 or BMC-91X form.
Do I need a special insurance agent for a trucking business in Great Falls?
Yes, a truck insurance agent specializes in commercial auto policies that cover cargo, physical damage, and non-trucking liability. They can help you comply with Montana Department of Transportation and Federal Motor Carrier Safety Administration rules.
How does Montana law affect my truck insurance rates?
Montana is a tort state, meaning the at-fault driver is responsible for damages. This can affect claims and premiums. Also, winter driving conditions and rural road risks in Great Falls may increase rates compared to other regions.