The top-rated truck insurance agent in Lincoln, Nebraska is Advantage Insurance Agency, rated 4.9 stars across 384 reviews. Other highly rated options include Vinnie Krikac - State Farm Insurance Agent, Andy Van Horn - State Farm Insurance Agent, Allstar Insurance. This directory lists 20 truck insurance agents serving Lincoln.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Advantage Insurance Agency | 5715 S 34th St Suite 450 | (402) 484-5454 |
| 2 | Vinnie Krikac - State Farm Insurance Agent | 935 Plum St | (402) 474-1173 |
| 3 | Andy Van Horn - State Farm Insurance Agent | 8421 Amber Hill Ct STE 1 | (402) 483-2802 |
| 4 | Allstar Insurance | 3130 O St | (402) 477-0900 |
| 5 | Covenant Insurance Services, LLC | 3600 Village Dr Ste 140 | (402) 423-8423 |
| 6 | Vault Insurance & Risk Management | 5936 Vandervoort Dr Ste B | (402) 261-3999 |
| 7 | Solid Ground Insurance LLC | 6000 S 58th St C | (402) 241-5212 |
| 8 | Barney Insurance - Lincoln | 2855 S 70th St # 101 | (402) 467-4633 |
| 9 | Cornhusker Insurance Agency | 6100 Apples Way #102 | (402) 436-2423 |
| 10 | Brokers Insurance Agency | 5241 R St #3 | (402) 420-5353 |
Advantage Insurance Agency serves the Lincoln, Nebraska, area as a truck insurance agent. The company helps local trucking businesses manage the specific risks associated with commercial vehicle operations. Policies are tailored for the unique liability exposures faced by independent owner-operators and larger fleets on Nebraska roads. Coverage solutions are focused on meeting state and federal compliance requirements for cargo and equipment. The firm handles both primary liability and physical damage insurance for over-the-road trucks.
As a truck insurance agent in Lincoln, NE, Vinnie Krikac - State Farm Insurance Agent provides coverage for commercial vehicles, including liability, physical damage, and cargo protection. Service plans focus on policy reviews and claims assistance, helping local trucking businesses manage risk on the road. Required insurance solutions are tailored to meet compliance needs for fleets and independent owner-operators alike. The agency services single-family homes, apartments, retail establishments, and restaurants.
Andy Van Horn - State Farm Insurance Agent serves local trucking operators, independent owner-operators, and commercial fleet owners in Lincoln, Nebraska, offering truck insurance policies that address liability, cargo, and physical damage risks. The agency assists clients in understanding coverage options tailored to their specific hauling needs, including regulatory compliance and equipment protection. Additionally, Andy Van Horn provides related business insurance support for these customers. The agency also extends its services to businesses and drivers in the nearby Waverly area.
Allstar Insurance serves Lincoln, Nebraska, and the surrounding communities with truck insurance agent services. It handles coverage for commercial trucks, including liability, physical damage, and cargo protection for local and regional operators. Common policies address the needs of owner-operators and small fleets operating in this area. The agency follows a straightforward approach by assessing each client’s operational risks and coverage requirements, then presenting suitable policy options to match their specific driving routes and cargo types.
Covenant Insurance Services, LLC in Lincoln, NE offers specialty truck insurance policies tailored for long-haul and regional commercial fleets. The agency provides general insurance services and works to secure appropriate liability and physical damage coverage for local trucking operations. Trucking businesses in Nebraska and neighboring states require protection for unpredictable elements on the road. The company helps its clients address increased cargo theft risks that spike during the winter holiday shipping season.
Vault Insurance & Risk Management in Lincoln, NE serves local trucking operations by distinguishing between the one-time purchase of liability coverage for a single haul and ongoing policies for fleets requiring continuous protection. Their available commercial truck insurance typically addresses physical damage, cargo liability, and required roadside assistance provisions. Policies often support both owner-operators and larger carriers navigating Nebraska’s interstate requirements. These truck insurance agent services are provided on an as-needed or scheduled basis, available when a policy renewal or new vehicle addition demands immediate consultation or coverage adjustments.
As the harvest season approaches in Nebraska and fleets require full coverage and liability protection for long-haul routes through the Plains, Solid Ground Insurance LLC in Lincoln, NE helps truckers secure policies that meet federal and state mandates. They review each driver’s cargo types and operational radius to match them with appropriate limits. After an initial quote call, an agent schedules a walk-around inspection to verify vehicle condition before finalizing the policy.
Barney Insurance - Lincoln provides commercial auto coverage for businesses operating trucks in and around Lincoln, Nebraska. The agency specializes in adding coverages for cargo, towing, and rental reimbursement to standard policies. Its truck insurance plans address the separate needs of long-haul and local delivery operations. Barney Insurance - Lincoln can serve industrial offices, regional warehouses, and food service companies that depend on truck fleets for daily distribution.
Cornhusker Insurance Agency, located in Lincoln, Nebraska, is known for providing commercial coverage specifically tailored to local trucking operations. The agency serves independent owner-operators as well as small-to-midsize fleet companies throughout the region. Its truck insurance policies address common risk areas such as cargo liability, physical damage, and roadside breakdowns. As part of its offering, the agent can add on coverage for non-trucking liability to protect drivers when their rig is being used for personal trips.
Brokers Insurance Agency provides truck insurance for commercial vehicles in and around Lincoln, Nebraska. They also serve residential customers needing personal auto or home coverage in the area. Their truck insurance policies address the specific risk needs of local owner-operators and fleets operating along regional routes. The agency helps clients review their coverage at each renewal and will follow up on any claims or policy changes between their regular visits.
What Does a a Truck Insurance Agent in Lincoln Cost?
Truck insurance costs in Nebraska vary widely based on driving record, cargo type, and annual mileage. A typical policy for a single owner-operator can range from 8000 to 15000 dollars per year. Fleet policies may have different pricing structures. This is general information, not insurance advice.
About truck insurance agents in Lincoln
Truck insurance agents in Lincoln Nebraska help owner-operators and fleet companies find coverage that meets state and federal requirements. Nebraska law mandates minimum liability limits for commercial trucks, and agents can explain these rules. Local agents understand regional risks like weather on I-80 and seasonal agricultural hauls.
Frequently Asked Questions
What are the minimum liability limits for trucks in Nebraska?
Nebraska requires at least 750000 dollars in liability coverage for trucks carrying non-hazardous freight. For hazardous materials or larger vehicles, limits can be higher. An agent can confirm the exact amount needed for your specific truck and cargo.
Do I need physical damage coverage for my truck in Lincoln?
Physical damage coverage is not required by Nebraska law, but most lenders require it if you have a loan. It covers repair or replacement of your truck after an accident or theft. An agent can help you decide on comprehensive and collision options.
How does Nebraska handle uninsured motorist coverage for trucks?
Nebraska requires uninsured motorist coverage for all auto policies, including commercial trucks. This covers your injuries if an uninsured driver hits you. Your agent can explain the minimum limits and help you choose higher amounts for more protection.