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Find Truck Insurance Agents in Lafayette Township, NJ

Directory of truck insurance agents in Lafayette Township, New Jersey. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Lafayette Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 truck insurance agents in Lafayette Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Glenn Jones - State Farm Insurance Agent
40 NJ-15, Lafayette Township, NJ 07848
(973) 300-0009 glennajones.com
State Farm Insurance
40 NJ-15, Lafayette Township, NJ 07848
(973) 300-0009 statefarm.com

Truck insurance agents in Lafayette Township help owner-operators and fleet managers meet New Jersey insurance requirements. New Jersey law mandates minimum liability coverage of 1.5 million dollars for commercial trucks. Agents in this area can explain state-specific rules like the New Jersey Commercial Auto Insurance Plan for high-risk drivers.

What Does a Truck Insurance Agent in Lafayette Township Cost?

Typical truck insurance costs in New Jersey range from 8,000 to 15,000 dollars per year for a single truck with basic liability coverage. Factors like driving record, cargo type, and annual mileage affect the premium. Full coverage with physical damage can cost 12,000 to 25,000 dollars annually. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in Lafayette Township New Jersey?
New Jersey requires commercial trucks to have at least 1.5 million dollars in combined single limit liability coverage. You also need personal injury protection and uninsured motorist coverage. An agent can help you meet these state minimums.
How do I find a truck insurance agent in Lafayette Township?
You can search online for local independent agents who specialize in commercial auto insurance. Many agents in Sussex County serve Lafayette Township and nearby areas. Check that the agent is licensed by the New Jersey Department of Banking and Insurance.
Does New Jersey require cargo insurance for trucks?
New Jersey does not require cargo insurance by law, but many shippers and brokers will require it in their contracts. Cargo insurance covers the goods you are hauling if they are damaged or stolen. An agent can help you choose the right cargo limit for your operations.