The top-rated truck insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 truck insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Sterling Property and Casualty | 20 4th St Suite 211 | (732) 730-7130 |
| 4 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 5 | Mitchell Hnatt: Allstate Insurance | 1900 NJ-70 | (732) 477-6900 |
| 6 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 7 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 8 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 9 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 10 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
PRIME Insurance Agency serves the Lakewood, New Jersey, metro area as a truck insurance agent. The company helps local owner-operators and fleet managers secure liability coverage required for commercial vehicles navigating regional routes. Regular workers' compensation policies protect drivers and support staff in an industry with specific physical demands. Physical damage insurance for tractor-trailers is another key service offered to shield investments from accidents or weather events common along the Jersey Shore corridor. Finally, it handles cargo insurance to cover goods in transit within this busy logistics zone.
Cosmo Insurance Agency provides a range of truck insurance coverages for commercial vehicles operating in and around Lakewood, NJ. It offers policies tailored to fleet operators and independent owner-operators, including liability, cargo, and physical damage protection. The agency works with clients to develop coverage plans that address operational risks on local and regional routes. Service plans focus on maintaining appropriate policy limits as business needs change. Cosmo Insurance Agency services single-family homes, apartments, retail stores, and restaurants for their associated commercial trucking needs.
Trucking companies and independent owner-operators in Lakewood and the surrounding Ocean County area turn to Sterling Property and Casualty for their commercial auto and liability coverage. The agency works closely with clients to match policy options to their operational needs, ensuring compliance with industry requirements. Regional haulers and long-distance fleets alike benefit from tailored risk management solutions designed for the transportation sector. In addition to Lakewood, Sterling Property and Casualty also serves the greater Toms River metro.
Stonebrook Insurance Group serves Lakewood, New Jersey, and the surrounding communities throughout Ocean County, providing truck insurance agent services for local owner-operators and small carrier fleets. It handles coverage for commercial trucks, including liability, physical damage, and cargo protection needs. The agency works closely with drivers to understand their specific routes and hauling requirements, then matches them with appropriate policies from its carrier network. It approaches each typical job by first reviewing the driver’s operational exposures before recommending tailored coverage options that meet regulatory requirements and business priorities.
Located in Lakewood, NJ, Mitchell Hnatt: Allstate Insurance helps local trucking operators distinguish between one-time liability filings for single hauls and recurring commercial auto policies for fleet coverage. Their truck insurance agent services address both local delivery rigs and longer-haul trucks, customizing protection against cargo loss, accident liability, and garage keepers claims. Coverage options also include non-trucking liability for when the vehicle is operated without a trailer. Service runs strictly on an as-needed basis, with no automatic renewal and no scheduled review cycles unless the client specifically requests a consultation.
As a specialty truck insurance agent, Ben Goldfischer: Allstate Insurance in Lakewood, NJ focuses on commercial policies designed for local and long-haul trucking operations. The agency also provides general personal insurance solutions for area residents, including auto, home, and life coverage. With the demands of navigating busy New Jersey roadways during peak shipping seasons, the agency helps trucking clients with coverage for cargo, liability, and downtime protection after an accident or mechanical failure.
As the busy summer shipping season peaks along the Jersey Shore, local trucking operators in Lakewood face increased exposure on congested routes. Wilhelm serves as a dedicated truck insurance agent in this region, helping owner-operators secure the necessary liability and cargo coverage to keep their fleets running. Working with a network of carriers, the agency reviews each client’s driving history and radius of operation. Every new policy begins with a detailed inspection of each vehicle to assess its current safety condition and compliance with commercial regulations.
Ideal Insurance Agency works with drivers and fleet operators in the Lakewood area to secure commercial vehicle coverage tailored to their daily risks. For those who need additional protection, the agency offers specialty add-ons such as cargo coverage and roadside assistance, ensuring policies address more than just basic liability concerns. The agent helps businesses across several commercial sectors, including local delivery offices, warehouse operations, and food service providers that rely on trucks for their logistics.
What Does a a Truck Insurance Agent in Lakewood Cost?
Truck insurance costs in New Jersey vary widely based on driving record cargo type and annual mileage. A basic liability policy for a small straight truck may start around 3000 dollars per year while a full coverage policy for a long haul tractor trailer can exceed 15000 dollars per year. Factors like location in Lakewood and fleet size also affect premiums. This is general information and not insurance advice.
About truck insurance agents in Lakewood
Truck insurance agents in Lakewood New Jersey help owner operators and fleet companies find coverage that meets state requirements. New Jersey law requires all commercial trucks to carry liability insurance with minimum limits of 750000 dollars for bodily injury and property damage. Local agents understand the specific needs of trucking businesses in Ocean County.
Frequently Asked Questions
What types of truck insurance are available in Lakewood New Jersey?
Common coverages include liability physical damage cargo and bobtail insurance. Agents can also help with general liability and workers compensation for trucking operations.
Do I need commercial truck insurance in New Jersey?
Yes New Jersey law mandates commercial auto insurance for any truck used for business purposes. This includes vehicles over 10000 pounds gross vehicle weight or those hauling goods for hire.
How do I choose a truck insurance agent in Lakewood?
Look for an agent with experience in commercial trucking and knowledge of New Jersey regulations. Ask about their ability to compare quotes from multiple carriers and their understanding of local driving routes.
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