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Find Truck Insurance Agents Near You in Scotch Plains, NJ

Compare truck insurance agents in Scotch Plains. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Scotch Plains, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 truck insurance agents in Scotch Plains, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Bartlett - State Farm Insurance Agent
431 Park Ave, Scotch Plains, NJ 07076
(908) 322-4373 jasonbartlett.net
Empire Insurance Group, NJ
Spruce Mill Ln, Scotch Plains, NJ 07076
(908) 400-0100 empireinsurance.us
Nelson C. Espeland: Allstate Insurance
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300 agents.allstate.com
Shults Insurance Agency Inc.
377 Park Ave, Scotch Plains, NJ 07076
(908) 889-7444 shultsinsuranceagency.com
Allstate Scotch Plains Westfield
2284 South Ave, Scotch Plains, NJ 07076
(908) 233-6300 agents.allstate.com
Farmers Insurance - Sammy Jimenez
1791 E 2nd St, Scotch Plains, NJ 07076
(908) 264-0100 agents.farmers.com
Gottesmann Agency
1906 Westfield Ave # A, Scotch Plains, NJ 07076
(908) 322-2304

Truck insurance agents in Scotch Plains, New Jersey help commercial truck drivers and fleet owners meet state insurance requirements. New Jersey law mandates minimum liability coverage of 15,000 dollars per person and 30,000 dollars per accident for bodily injury, plus 5,000 dollars for property damage. A local agent can also advise on higher limits and cargo insurance needed for New Jersey highways.

What Does a Truck Insurance Agent in Scotch Plains Cost?

Truck insurance costs in New Jersey vary widely based on vehicle type, driving history, cargo, and coverage limits. A basic policy for a single straight truck can range from 2,000 to 5,000 dollars per year, while a tractor-trailer with high liability limits may cost 8,000 to 15,000 dollars annually. Premiums are also affected by New Jersey high population density and accident rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the minimum insurance requirements for a truck in New Jersey?
New Jersey requires commercial trucks to carry at least 15,000 dollars per person and 30,000 dollars per accident in bodily injury liability, plus 5,000 dollars in property damage liability. However, many trucking companies need higher limits to comply with federal regulations or leasing contracts.
How do I find a truck insurance agent in Scotch Plains?
You can search online for independent agents in Scotch Plains who specialize in commercial auto insurance. Local agents understand New Jersey insurance laws and can compare quotes from multiple carriers to find a policy that fits your trucking operation.
Does New Jersey require uninsured motorist coverage for trucks?
Yes, New Jersey law requires uninsured and underinsured motorist coverage for commercial vehicles. The minimum limits are 15,000 dollars per person and 30,000 dollars per accident, but higher limits are recommended to protect your business.